creators home
creators.com lifestyle web

Recently

Forty Years Frozen Dear Annie: After more than 40 years of devotion to my husband, I have finally realized what a stonehearted jerk he is. I have done everything in my power to love, respect and encourage him. But I've fallen into a pattern of picking up the pieces of …Read more. Envying the Enabled Dear Annie: My brother and sister and I had an amazing childhood. Our parents stressed the importance of hard work and education. The three of us got advanced degrees, and my sister and I entered the workforce after graduation. Our brother, …Read more. Kelsey Mately Dear Annie: My husband's sister "Kelsey" filed for divorce a few months ago. Her soon-to-be ex-husband kept in touch. He told me that Kelsey had been cheating on him with the guy she is currently seeing. I didn't want to believe him, but …Read more. His Problem Goes Way Beyond Age Dear Annie: Five months ago, I met "Abby" at my job. We have a lot in common and have become close. We flirt with each other. Here's the problem. Abby is 41, and I am 20. She looks and acts much younger. Abby is in a terrible relationship …Read more.
more articles

Angry With 'Angry Birds'

Share Comment

Dear Annie: My wife is addicted to playing games on her smartphone. She lies in bed in the morning playing games before she gets ready for work. When she comes home, she is often on the phone when she walks through the door. When we sit down for supper (which I usually make), she plays games while we eat. At bedtime, she lies in bed with her smartphone, playing until she falls asleep.

If we go out, she plays games at the restaurant. Conversation always begins with, "What?" because she is so engrossed in her game.

She hardly does anything around the house anymore and barely notices our son, let alone interacts with him. How do I break her of this habit? — Lost in Lexington, Ky.

Dear Lost: These games can be highly addictive, and your wife must admit the extent of her involvement before she will be able to cut back. Have you addressed this directly with her? Have you told her how neglected you feel and how much your son misses his mother? Have you asked her to limit her game-playing to specific times?

If she refuses to deal with this or change her behavior, the next step is counseling before your resentment creates a more serious problem. We hope she will listen to an unbiased third party.

Dear Annie: I have two sisters. They never have been financially savvy, especially when it comes to saving money. They start and then decide it's a waste of time and end up spending everything they set aside.

I'm the opposite. I have always saved for whatever I needed or wanted. My grandfather got me into the habit when I was 10, and I kept it up long after he passed away. Over the past 15 years, I managed to save quite a bit. But when my parents saw what I had, they demanded that I share it with my sisters. I absolutely refuse. This is my money. I earned it. I saved it. And I told them that.

Since then, I've been receiving messages from my parents that "families help each other out" and "families share." My parents have always given my sisters money whenever they needed it.

When I was in high school, I would always give them money when they needed it. Now that the folks are retired, they say it's my job to help my sisters. I say it's not. Why should I give them my hard-earned income because they can't be frugal?

I feel as though I am being punished for being financially responsible. My sisters haven't saved a dime toward their own retirements, so this is only going to get worse. What can I do? — Stuck in the Middle

Dear Stuck: You do not owe your sisters money simply because they have been irresponsible. What you can do, however, is teach them better fiscal behavior. Tell them you are absolutely under no circumstances going to bail them out, so they need to start setting aside some funds for their future. Make an appointment for them to see a financial counselor through the National Foundation for Credit Counseling (nfcc.org) at 1-800-388-2227, and set up a budget. It's the biggest favor you can do for them.

Dear Annie: I disagree with your response to "Loveless in Spokane," the 72-year-old geezer who thinks women in his senior complex should bed down with him after they have dated a "few times."

These ladies, and it is obvious they are ladies, were born and raised in an era when good girls did not have sex with a man until after they were married. This old guy is a cad. — Senior Citizen Who Respects Women

Dear Senior: Many readers pointed out that these women may not wish to have sex outside of marriage, a perfectly respectable position. If that's the case, however, they should tell him so he understands the ground rules and doesn't keep badgering them.

Annie's Mailbox is written by Kathy Mitchell and Marcy Sugar, longtime editors of the Ann Landers column. Please email your questions to anniesmailbox@comcast.net, or write to: Annie's Mailbox, c/o Creators Syndicate, 737 3rd Street, Hermosa Beach, CA 90254. To find out more about Annie's Mailbox and read features by other Creators Syndicate writers and cartoonists, visit the Creators Syndicate Web page at www.creators.com.

COPYRIGHT 2012 CREATORS.COM


Comments

64 Comments | Post Comment
LW1-
How old is your son? Perhaps he should be the one to yell, "MOM! I'm HERE, pay attention to ME HERE!" If a few tears from her own child are not enough to wake her up, I doubt very much that anything you say will make a difference.

I can't think of anything but counselling, but she has to accept going. Already it seems like there isn't much intimacy except between her and that phone. If she refuses to see that there is a problem, then I'm afraid there isn't much hope and that she'll eventualy end up married to the damn phone. In which case you should ask for custody of your son - it looks like he's being neglected already.

LW2-
So your parents claim that "families share", heh? And what exactly have your sisters contributed to that "sharing" so far?

You are under no obilgation to jeopardize your own security/retirement because your sisters are figting for the right to be the cricket in La Fontaine's Fable. They are the fools soon parted with their money and now they want to get in on yours, so that you ALL end up parted with it. Not cool.

Kudos to you for flat out refusing, and hold your ground - but be aware that the pressure will likely intensify as you resist further. Lesson #1: DON'T ever tell any of them that you own anything in the future. As to the pressure, tell them your money is placed and that you cannot withdraw any of it under pain of heavy penalty. And if it's not true, then MAKE it true.

P.S.: "I feel as though I am being punished for being financially responsible."
Well, yeah, that's it exactly. You used your grandfather as a role model, your sister are the way your parents raised them. Let THEM continue to indulge them, you do not owe them to enable them in their cricket ways. Do keep in mind that the ant sent the cricket on its merry way at the end of that Fable.

Comment: #1
Posted by: Lise Brouillette
Tue Jan 24, 2012 9:41 PM
LW3-
"Loveless in Spokane" was not "loveless, he was "sexless".

Comment: #2
Posted by: Lise Brouillette
Tue Jan 24, 2012 9:42 PM
LW2: You have no responsibility to your sisters at all. Shame on your parents for saying you do.
Tell your parents that if your sisters come to you for money advice, you will show them how to save and not spend--which is what you did all your life when the parents apparently did not bother to show their daughters.
Tell them all you will pick investments for them if they have the spare money just laying around. Knowing the answer is NO, you have no worries.
Tie your money up into a save CD, or something with time to it and keep a short leash on your wallet and checkbook.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
LW1: I forsee the generation with the obscession and rudness of their toys having greater issues as they get older. Can't you see them in a nursing home some day yelling at the staff going by---I CAN'T FIND MY SMART PHONE, just like the old guy now yells for his snoose and spit can.
It is not laughable but a sad representation of what has taken the place in THEIR lives of personal contact.
Just hope and pray her battery goes dead one day and she will have to speak to you, if only to say her life has come to and end--her phone has died.
~~~~~~~~~~~~~~~
Just this evening son # 1 called my house phone--O M G and said DON'T YOU ANSWER YOUR CELL PHONE ANYMORE? I told him I just walked from one room to the other to put something away and since I don't wear it around my neck, my cell phone is for MY CONVIENCE when I leave the house, he best learn to call my house first.

It is NOT my life line to breath or my 9-1-1. In fact I have corded and cordless phones in my house. When electricity goes out and cable gets cut for the phones (quite often with digging and building, etc) the only one that works IS the landline PLUGGED IN to the cord.

Instant gratification---nasty word---used to be a trantrum by a child when he could not get his ways. Now it is a whole section of the human race. Stop, take a breath, life does not end when the phone is not answered. Reason to go to the garden and leave all phones in the house. Wonderful when a neighbor tells me she was gonna buzz me on the phone and decided to walk over to talk instead.
That is what clothes lines are for--to talk over---

Your wife will be as rude as long as you allow her to be. Just tell her you will take HER out only for a lovely dinner. No friends or weird shaped attachements to her body. It is HER you want for companionship. She can be back home in a couple hours to see how her phone handled the interjection.
Comment: #3
Posted by: Joyce/MN
Tue Jan 24, 2012 9:54 PM
LW2, I suggest you stop letting your family know your personal finances. It's really that simple. "NO I don't have money for that." Period.

To be honest I've been very resentful of very well off family who never helped me when I was in need. However, helping me would have been nothing more than an evening out in their budget and if I had that kind of disposable income I'd most certainly help them. And it wouldn't ever be an ongoing thing. Your situation necessitates stopping the information train. They do not need to know your financial level.
Comment: #4
Posted by: wkh
Tue Jan 24, 2012 10:03 PM
lw1- When you want to talk to your wife, call her on her cell phone. Even if she is in the house with you, call her on her cell phone. When she inevitably asks why you are calling her when she is at the house, then you can tell her it's because she is so engrossed in her phone, you could not get her attention to talk to her (feel free to word it in a nicer way if you can think of one).

I've done this to my husband before. "It's easier to get your attention through the media," is what I always said, followed by, "You ignore me otherwise. I'd really like to spend time with you." After a while, my husband got the picture. He started spending more time with me and actually putting down his "toys" when I try to talk with him. If you keep calling her when you need to talk, she'll get the hint too.

lw2- It sounds more like your parents are tired of bailing the sisters out and are now trying to push it off on you. Just say "No," and tell your parents they should say "No" to them as well or they will never learn how to save. This is only going to get messier as the years go by, but stand your ground firm or you won't have any money for retirement either. Sorry, and good luck.
Comment: #5
Posted by: Maria
Tue Jan 24, 2012 10:13 PM
lw1- When you want to talk to your wife, call her on her cell phone. Even if she is in the house with you, call her on her cell phone. When she inevitably asks why you are calling her when she is at the house, then you can tell her it's because she is so engrossed in her phone, you could not get her attention to talk to her (feel free to word it in a nicer way if you can think of one).

I've done this to my husband before. "It's easier to get your attention through the media," is what I always said, followed by, "You ignore me otherwise. I'd really like to spend time with you." After a while, my husband got the picture. He started spending more time with me and actually putting down his "toys" when I try to talk with him. If you keep calling her when you need to talk, she'll get the hint too.

lw2- It sounds more like your parents are tired of bailing the sisters out and are now trying to push it off on you. Just say "No," and tell your parents they should say "No" to them as well or they will never learn how to save. This is only going to get messier as the years go by, but stand your ground firm or you won't have any money for retirement either. Sorry, and good luck.
Comment: #6
Posted by: Maria
Tue Jan 24, 2012 10:14 PM
What is the deal with this site lately? It keeps double posting my comments... sorry about it everyone.
Comment: #7
Posted by: Maria
Tue Jan 24, 2012 10:15 PM
LW1: The best place to start is... is it affecting her at work? Does she do this around other people in her life? If NOT than you have to realize that she is hiding from you with her games. If her work is affected, or her other relationships, then you need to contact an addiction counselor about how to proceed.

LW2: Annies! What are you thinking? "What you can do, however, is teach them better fiscal behavior." Why? These people are all adults! Why should the LW be responsible for saving these people because they haven't planned ahead? LW, my advice would be to tell your parents that you can assist with X amount of money per month (whatever will work in your budget) for their retirement/upkeep and that the subject of helping your sisters is off limits. Every time they bring it up, change the subject, walk out of the room, whatever. I'd even go so far as to make it a condition of you continuing to assist them. That will shut them up QUICK. You do not need to be guilted in helping anyone, it's kind to help your parents but you are NOT responsible for your sisters lack of responsibility and should not be responsible for teaching them how to do so.

LW3: OK, this made me smile. I have this image of elderly ladies looking at this old codger saying "Oh, sir, I'm not that kind of a girl!". And you know, old coot or young horny panting dog, a desperate man is about the most unsexy thing on the planet. A gentleman, on the other hand, is incredibly sexy.
Comment: #8
Posted by: nanchan
Tue Jan 24, 2012 10:20 PM
LW2, it's reprehensible for your parents to say you have to divide up your savings. They're trying to put you in the position of being their parent, but you're not--you're their sister. You shouldn't be punished for having good financial habits. "Families share" applies to families living under one roof. Tell them that Suze Orman says you absolutely shouldn't do what they're asking, all you'd be doing is ruining your own financial future. If they don't believe you, they can write Suze and see what she says. Your priorities have been different from your sisters for several years, which also means they have had years to improve their saving but they haven't cared enough to do so. The ones being selfish here are your parents, not you, because they want you to handle the guilt they feel at not doing a great job of rearing your sisters, and they want you to be the financial back-up. That's not your job. And I know you're getting a LOT of heat for this, but it's the right decision. If your parents don't believe you, tell them you'll go to any CPA, lawyer, or minister--they will all back you up. And if you loan money to one of them you'll have to do it with the other, and they'll keep asking. You can't go down this slippery slope.

BTW, the rest of are very proud of you.
Comment: #9
Posted by: angoradeb
Tue Jan 24, 2012 10:39 PM
Maria, this site has been WHACKED since they did some kind of update during Christmas. I have to literally close all my browsers down, disconnect from the internet and then come back in order to have the site refreshed. It's not just you.... I wish the site admin would also put in some kind of filter for the four letter words. I hope they are paying attention, but doubt they are.
Comment: #10
Posted by: nanchan
Tue Jan 24, 2012 10:39 PM
Re: Maria

I thought it was me: either double posts or no posts at all. VERY frustrating and time consuming. Creators.com needs to review its system.
Comment: #11
Posted by: angoradeb
Tue Jan 24, 2012 10:44 PM
LW2:

to the poster above about stopping the information train, thats absolutely right. No one should know your personal financial situation, as long as they think you have money, they will want you to "share" it with them. In exchange for the money you give them, you will be paying for them to have a sense of entitlement from you.

They will still envy you, and still resent you, while never giving you any gratitude. Its like a new take on an old saying, "If you help someone in their time of need, they will remember you the next time they are in need" (its a joke, but it can be very accurate). Your parents, basically can't keep supporting them, and see you, as the next in line to do their job.
I'm sorry to say this, but if you give in, your generosity will NOT be rewarded, it will be punished.
Comment: #12
Posted by: Mookster
Wed Jan 25, 2012 12:10 AM
Ugh, LW2, what an annoying situation. Families share, huh? So when can you expect to see the fruits of all this sharing? How's your inheritance coming along? Or did they blow it all on the Spendthrift Sisters? Funny how all the sharing seems to be going from you to them. You are absolutely right in your response to your parents: a flat, not-up-for-debate "NO".
"It's your job to help your sisters."
"No, it isn't, Mom."
"We gave them money whenever they needed it."
"Yes, and because of that, they never learned how to be responsible. You created this monster, I didn't."
"You're selfish."
"I'm *responsible*. *You* are being selfish. You're asking me to risk my financial security and give you the money *I* saved, so you people can continue to blow money like it grows on trees. Hell no."
And so forth. Seriously, bring out the big guns for this and do not hold back. They need to understand in no uncertain terms that this is *their* mess and *they* are going to clean it up, not you. And no, I wouldn't bother teaching them how to budget or making an appointment with a financial advisor. They are more than capable of doing those things for themselves. Google is free. Libraries are free. Buy them both a Dave Ramsey book for the next gift-giving occasion and call it good.
The Annies always seem to err on the side of coddling these people who are spoiled, dysfunctional, and making outrageous demands of the LWs. "Buy them stuff, give them money, make them an appointment, don't call the cops even though they stole from you, say nothing, do nothing, don't rock the boat." FUCK THAT. Your parents are emotionally blackmailing you--and indeed, not all that far from *actually* blackmailing you! This is no time to be gentle.
By the way, if I were you, I'd get a call in to an estate attorney and make a will and assign power of attorney (in the case of incapacitation) to someone you trust post-haste. Your parents have shown their hand here in how they feel about you and your money: what's theirs is theirs and what's yours should be theirs. If you end up injured or ill, God forbid, they might use that as an excuse to access your finances and drain you of every nickel.
Comment: #13
Posted by: limniade
Wed Jan 25, 2012 1:15 AM
LW2-The onley thing you can do is say no. I've seen families like yours before. Parents get so used to enabling their less-sucessful children that they end up favoring them, while the healthy, sucessful one becomes the "Cinderellla."
Comment: #14
Posted by: Don
Wed Jan 25, 2012 1:24 AM
Heh. Re: LW3, as I think I mentioned during the discussion of the original letter, there are PLENTY of women in nursing homes who have decided their earlier, more-sexually-repressed lives don't need to continue now that they are in their golden years. My step-grandfather has had multiple ladies chasing after him ever since he entered the home -- and these ladies were not just looking for "hugs" or "hand-holding"!

LW3 is probably just hitting on the wrong women, or needs to up his game a little.

And he should make sure he plays safe! STIs are actually pretty rampant among seniors -- and that's more evidence that plenty of them, of both genders, ARE quite randy indeed.

Gives one hope for the future. ;-)
Comment: #15
Posted by: Mike H
Wed Jan 25, 2012 3:24 AM
LW2 is definitely giving her family TMI as it concerns her personal finances. They are no one's business but her own. She should simply tell her parents and sisters that she isn't able to help them financially. Rinse and repeat until it sinks in.
Comment: #16
Posted by: Kitty
Wed Jan 25, 2012 3:32 AM
LW1--Your wife has turned into a mindless nincompoop who has decided to check out of life by burying her nose in a tiny flickering screen. What she finds so fascinating with these idiotic games is beyond me. Call me paranoid but I believe they're some sort of mind control device developed by our government for the feeble minded. Your wife has a lot of company in case you haven't looked around you in any public venue lately. What you're going to have to do to break your wife of her habit is drastic. The next time your wife rudely engages in her game instead of engaging you, snatch her telephone from her hand and smash it to smithereens. That should get her attention finally. Then, inform your wife that you're replacing the smart phone with a classic flip phone (those have more rudimentary features.) If your wife pitches a hissy fit over the loss of her precious smart phone, tell the moron that she doesn't deserve a phone that's smarter than she is and if she insists then she can find herself a new phone and a new husband.

LW2--This must be the day of letters about idiots. "This is my money. I earned it. I saved it. And I told them that." Damn straight! Tell them again! You are like the ant and your sisters are like the grasshopper in 'The Ant and the Grasshopper', which I highly recommend you purchase and send to each of your sisters and your parents. Then, the next time your sisters ask you to spare a bit of change, politely inform them that change comes from within.
Comment: #17
Posted by: Chris
Wed Jan 25, 2012 3:49 AM
LW2 is a classic example of how parents who do too much for their children as they become adults actually cripple those children rather than help them. Part of good parenting is making sure that once your children reach adulthood they are ABLE TO TAKE CARE OF THEMSELVES.

LW2's parents failed the sisters. Thank goodness LW2 had a grandparent who could do for LW2 what the parents couldn't.
Comment: #18
Posted by: Mike H
Wed Jan 25, 2012 4:01 AM
LW1 - I agree that you should call or text her whenever you want to talk to her and tell her you're doing that because she's obviously in love with her phone. I mean, she's ignorning her own child for a bunch of games! I would tell her flat out that you want the both of you to go to counseling over this phone issue or she can go live alone in her own house with her new lover - her phone.

LW2 - Why on earth should you have to teach your sisters how to save their own money? They're adults! They have to deal with their own problems. As far as what you should do the answer is simple...nothing. Don't give them anything and when your parents bring it up I would simply say, "I'm not disgussing this," and change the subject. If they persist, either hang up or leave. Although I do like liminade's answers, too.

My ex-MIL spent every penny she had and then cried poor to her son and I and expected us to give her money and gifts. The problem was that my ex felt he had to give her money, support her and "save" her. I did not. She chose to never work a day in her life. She chose to spend the little she had on cigarettes and alcohol. She had my ex convinced, though, that it was "his duty" to take care of her. After our divorce, I found out he was giving her quite a bit of money and gifts behind my back. I wouldn't be one bit surprised if he went into debt because of her. Oh, well, his problem, not mine.
Comment: #19
Posted by: Michelle
Wed Jan 25, 2012 4:17 AM
LW1, I don't know what the answer is with that so called wife of yours, and I certainly hope you wrote to the Annies when you were frustrated and having a bad day. I feel bad for your child. If she is that engrossed with her toy, make sure your child doesn't suffer as a result. When she buries her face into a game, take your child out to play catch, take him to a movie, or a game. If he's really young, read to him and play with him. Then tell her how much fun you two had, and it's too bad that she wasn't there to see it. Maybe that will wake her up. But it if doesn't at least assure that your poor child has a loving, involved parent who gives a crap about him.
LW2: You don't owe squat to your sisters. You were the big girl and made sure you took care of yourself. I hope your parents aren't dangling the threat of losing an inheritance over this, but it sounds like you will be just fine without it. Sheesh. Why do people always think, that just because they are "family", you owe them something?
Comment: #20
Posted by: happymom
Wed Jan 25, 2012 4:41 AM
My mother used to tell me: Never let anyone know how much money you have, because as soon as you do they start thinking about how to get their hands on it.
Comment: #21
Posted by: TJ
Wed Jan 25, 2012 4:44 AM
LW2: Here is what you do: You tell your siblings that you just invested in a business in another town. Whenever you see your relatives, you ask them to lend money to you. Say how desperate you are for money and they must help you. When they think of you, they should be thinking of you asking them for money.
Comment: #22
Posted by: Ben
Wed Jan 25, 2012 5:07 AM
Re: If she refuses to deal with this or change her behavior, the next step is counseling before your resentment creates a more serious problem. Seriously, Annies???? The MOST serious problem you see here is NOT the woman who plays online games to the point that she so completely neglects her child, her husband, her home, and possibly her own safety and that of others if she is walking (driving?) while playing games, the most serious problem is that the husband doesn't like it? And if she refuses to change, then HE should get counselling so he can learn NOT to let it bother him so he won't get resentful? Where does that leave the child? Where does that leave the husband, who will continue to be married to someone who has essentially checked out?

Wrong-o, Annies. If she refuses to change, then his next step should be to a lawyer so he can get a divorce and custody of his child, and then hopefully someday he will find someone else who will make a better wife and mother.
Comment: #23
Posted by: Jane
Wed Jan 25, 2012 5:28 AM
re lw2-i am reminded of an exchange between two characters in a book by david and leigh eddings in which one agrees with the other in that they share. 'yes, you share your appetite and thirst; they share their food and drink.'
i think it was nanchan who said the writer should tell her parents she can assist with x amount of money per month. my question is why? the parents weren't asking for money for themselves. they would likely only give that money to the spendthrift sisters. my mother worked very hard and saved all her life. she was going to have a wonderful retirement. except that she died at 51. perhaps because of this, what i learned about saving is that you will make someone else better off. so i lived from paycheck to paycheck, never realizing that i might not die before i retire. now, my only income is social security. happily for me, my husband came from a family with greater longevity and learned to save. we aren't wealthy by any means and for me it's a matter of pride that i won't ask for money. i pay my share of the bills but there isn't a lot left over. it's a hard lesson to learn, but i've had rough patches before and survived. the thrifty sister might not be responsible for teaching her sisters how to live within a budget, but she would be doing them a favor. it might even stop them from demanding money from her.



Comment: #24
Posted by: alien07110
Wed Jan 25, 2012 5:34 AM
Letter 1 - I would be tempted to take your son out for dinner, a movie, a sport event, etc, maybe even spend the night at your parents house and see how long it takes her to notice and call you and ask where you are. If/when she does call, tell her you told her all about it but she must've been too busy playing games to listen.
Comment: #25
Posted by: Little Cookie
Wed Jan 25, 2012 5:42 AM
LW3 and Annie's, since they seem to think that badgering women for sex is somehow 'cute' - Here's a ground rule for people of every generation everywhere: No mean No. It doesn't mean the person, male or female, needs to explain the reason for their 'no' or justify in any way their decision not to have sex. No means No. If the previous LW would just observe this simple rule, he could stop bothering people who have made it clear they're not interested.
Comment: #26
Posted by: kai archie
Wed Jan 25, 2012 5:43 AM
Poor lady in LW1. She is ready to lose it all for a game on her phone...what a dope. Dad should be taking his boy (without her...what does she contribute anyway?) out to suppers, out to the park, out to play baseball, and OUT of the marrigae if she is so uncommitted. Someday she'll emerge from her phone induced stupor and notice her son is grown up enough to reject her in favor of his dad. Until then don't be co-dependent enough to pick up the pieces for her.
Also, he doesn't say how old the son is but it could be child endangerment if she is not meeting his basic needs...most especially if she drives while texting when he is in the car.
Comment: #27
Posted by: Blenie
Wed Jan 25, 2012 6:59 AM
Re: nanchan
"LW, my advice would be to tell your parents that you can assist with X amount of money per month (...) for their retirement/upkeep and that the subject of helping your sisters is off limits."

I don't agree with you. Whatever he gives them "for their retirement and upkeep" will be directly funneled to the sisters. You say he shouldn't be guilted into giving his sisters any money, and then you suggest he gives the parents money that THEY will give to them for sure. This is a cop-out. He should a) tie up his money in some government bond or whatever, b) tell them it's tied up c) hold his ground d) NEVER reveal any financial information about himself again.

If he wants to help out his parents, then he should pay a bill for them or buy them something they need. In other words, spend the money in a way that cannot be diverted to the cricket line.

P.S.: We don't know from the letter if the writer is male or female, so I've used the male pronoun for clarity.

And BTW, Annies? "Teach them to have better fiscal behaviour"? Evidently, someone has been trying over the years if they keep starting to save and then "decide it's a waste of time". They'll see a appointment with a financial advisor as a waste of time also, as well as anything he might tell them. And they'll continue to feel that way for as long as they have some wimpy, enabling parents around to bail them out.

Comment: #28
Posted by: Lise Brouillette
Wed Jan 25, 2012 7:01 AM
Re: limniade
Couldn't agree with you more. Good thinking about the POA. You're absolutely right. And BTW, it IS emotional blackmail.

@Chris
"The next time your wife rudely engages in her game instead of engaging you, snatch her telephone from her hand and smash it to smithereens."
I was actually thinking along the same lines... But I came to the conclusion that, unfortunately, treating the wife like an errant teenager will accomplish nothing, as she will merely purchase another smartphone for herself. It's not like he controls everything she owns...

@Happymom
What inheritance? Very likely, whatever would have been there to inherit has been given to the sisters long ago - and squandered. THAT'S why they're applying pressure - they're running dry, and they're pushing for Big Brother/Sister to take over - now that s/he foolishly revealed s/he's got a nest egg. Not smart.

Comment: #29
Posted by: Lise Brouillette
Wed Jan 25, 2012 7:33 AM
Re: kai archie
"they seem to think that badgering women for sex is somehow 'cute' "
Yeah, they do, don't they? Interesting that, according to their wisdom, the women Mister Randy Senior is "cutely" badgering ought have absolutely no interest whatsoever in the thing since they're post-menopausal...

@Little Cookie
I LIKE it!

Comment: #30
Posted by: Lise Brouillette
Wed Jan 25, 2012 7:36 AM
LW1 - nanchan beat me to the punch. I too thought oh, boy, she's avoiding her husband for some reason. I agree that if she's not doing this at work or in other social circles, then the problem may not be the game, but him...

He needs to sit her down, like, yesterday, and ask her if there's something going on in the marriage that's bothering her, because he misses her and their son misses her. That may open up enough opportunity to perhaps set some house rules, e.g., no games during mealtimes or only allow X minutes per day to play games. Not only are those good boundaries for their marriage, but that would set a good example for their son.

LW2 - "This is my money. I earned it. I saved it."

Pardon my French but damn straight! It's not your job to rescue your sisters because they *choose* to be irresponsible.

The Annies were off the mark with telling the LW to teach the sisters financial responsibility. Obviously someone already tried because they start out saving money, then decide it's not worth it and blow their savings. So they already have the tools, but they don't have the willingness.

Oh and LW2, from what you describe of your parents it's obvious to me where your sisters got their attitudes. Your parents dropped the ball with them and should be ashamed of themselves for not only failing them, but expecting you to somehow sacrifice yourself to keep enabling them.

Families share if someone is in NEED, not in WANT. Your sisters *want* money to blow through like it's nothing and keep thinking the Bank of Mom, Dad, and Sibling will always have its doors open, so they don't see any reason to be frugal. If they *need* money, they can budget their own just fine, as they've demonstrated.

Keep standing your ground. You've done nothing wrong... oh and I agree, tell your parents that effective immediately your personal finances are none of their business and is an off-limits topic for conversation. End of story. If they keep pushing it, end any conversations and delete any emails that are sullied by their bringing this up again.

LW3 - Did it occur to the horny old goat that maybe these women are refusing his advances because he's a jerk? He may think he's a gentleman but it's possible he has an annoying habit or personality problem that's driving away these women. I think next time someone rejects him he should ask them if there is something about him as a person that is off-putting to them - and then be willing to keep his ears open and his mouth shut while they clue him in.
Comment: #31
Posted by: PS
Wed Jan 25, 2012 7:43 AM
@Lise B -- You asked what the sisters share with LW2? Why, that's painfully obvious -- they share their debt, silly! ;)

LW2 -- As just about everyone here has already suggested, just stick to your guns. The Annies suggestion that you try to get them to go to NFCC is fine on its face, but the reality is that they don't want to learn how to save money and budget -- they want you to give them money. Nothing wrong with making the attempt, just realize that they are not likely to get financial counseling, and they are not going to stop hounding you.

LW1 -- I like Maria's idea of calling and/or texting your wife, even when she's sitting right there in the same room with you. Sadly, I suspect she'll just be annoyed that you interrupted her game. If that's what happens, then I suggest you make an appointment with a marriage counselor -- you can text the information about the appointment to your wife such that it will be put into her smart phone's calendar, and she'll even get a reminder about it. If she fails to show up, you make another appointment just for you, with the divorce lawyer.
Comment: #32
Posted by: Lisa
Wed Jan 25, 2012 7:46 AM
Chris, I mostly agree with you on this one, but maybe I'm just more cynical. The government doesn't have to invent mind-control games to get idiots sucked in to the internet. They do it on their own. I'm betting that if most people hit a stopwatch everytime they logged in, they'd be surprised at how many hours are actually spent playing games, surfing mindlessly, and yes, answering advice columns. Guilty!
Comment: #33
Posted by: Maggie Lawrence
Wed Jan 25, 2012 7:50 AM
My youngest sister, Narcissa, never learned how to manage money. When she and her husband do save, it's always in investments that make the investment counselor money. Never learned the other part of the financial comfort equation: knowing how NOT to spend money (as in, if you ain't got it, don't spend it!).

Fortunately, I didn't have to deal with the "you need to help your sister" crap from Mommy Dearest. And fortunately for Mommy Dearest, she didn't live long enough for Narcissa to squander/mishandle/appropriate everything from the Bank of Mommy - I would NOT have used my hard earned, wisely saved dollars to help. I would NOT have rewarded bad behavior.

My ultimate revenge: the little I inherited from my mother is set aside for "play money." I don't need it. Narcissa needed every penny she could get, is probably having serious financial woes by now.

Narcissa, in the end, will get everything she asked for. I don't think it'll be what she really wanted.
Comment: #34
Posted by: Pat Lang
Wed Jan 25, 2012 8:40 AM
Re: alien07110

Sorry, alien. I misread the letter the first time and thought the parents were asking for money for themselves as well. After rereading it seems they only want money for the sisters. If that's the case then my advice would still be to leave the room, change the subject etc. and not to give any money at all.

thanks for pointing that out to me1
Comment: #35
Posted by: nanchan
Wed Jan 25, 2012 8:44 AM
Re: Little Cookie
I was thinking the same thing, only a little more extreme...rent a cabin and take the kid on vacation, for at least a weekend. Then tell the wife, if she notices, that he knew she wouldn't be interested since they have no cell service there.
Comment: #36
Posted by: Shirley
Wed Jan 25, 2012 9:05 AM
@ Jane: I really don't think the next step is filing for divorce! Geez, what a country we are that the answer so often is to give up and walk away rather than expend a little effort and time. While I don't always agree that counseling is the answer (it sure isn't a cure-all), it's a hell of a lot better than jumping straight to a divorce! The husband just might learn a new way to communicate to his wife so that she actually hears him. Sure is worth a shot.
Re LW3: Really, what are the Annies' thinking? How on earth did it become the ladies responsibility to let him know up front the ground rules include no sex? I think it's pretty offensive that they think it's assumed sex is on the table until told otherwise. As if it's a given. Frankly. when he attempts to go there, the woman says no, I think that states pretty clearly that she's not going to. Not to mention that if a woman decides to sleep with a man they rarely have to wonder if she's going to...we know how to make that pretty clear.
Comment: #37
Posted by: kristen
Wed Jan 25, 2012 9:15 AM
LW1: I don't have a smartphone anymore specifically because it was simply too distracting, and from the sounds of it, they are even worse of a distraction now. I have a regular cell phone that I pretty much only use when I travel to let my family know if my plane is late or not. I will admit to spending too much time on Facebook games, but I'm cutting back on that a bit, especially since I added other activities to my free time, such as doing my cardio and strength training exercises.

I wish I had good advice for the LW here, but his wife isn't going to change anything unless she WANTS to.

LW2: I agree with other posters here that you don't owe your sisters anything. I was the irresponsible one with money, and my parents did help me out a LOT. However, I finally got a grip on things a couple of years ago, and am now working on getting myself out of debt, putting together an emergency fund and funding my retirement. I may not retire until I'm 75 or so, and I have to make some sacrifices, but at least I'm doing something about it now. My folks don't expect my brother to do anything to help me when they're gone, nor do they expect me to help my brother. They raised two responsible kids...it just took me a little longer than normal to get where I needed to be.

Oh, and for those interested, I lost 6 pounds this month and my blood pressure is down dramatically. Forward and downward! :)
Comment: #38
Posted by: Janie
Wed Jan 25, 2012 9:28 AM
Re: Janie

WOOHOO!!! great job!

PS: Are you going through the Dave Ramsey program for finances? I did that a year ago and it really helped me out.

Again, great job!
Comment: #39
Posted by: nanchan
Wed Jan 25, 2012 9:50 AM
LW1: My husband resents the time I spend on Facebook and Creators. I have seriously scaled back on it and have spent more time with my daughter and on our house/finances/chores. Now even five minutes spent on either garners dirty looks and pissy comments. To say my husband has control issues is like describing Lake Michigan as a puddle. It could be that both have a point, she needs to place the needs of family first, which she is obviously not doing now, and as she does make changes, he needs to step back and let her make the changes without punishing her for her mistakes in the first place. A counselor is an excellent way to do this.

LW2: I agree with the other posters completely, don't ever tell your family how much money you have. And I have to seriously agree with the poster that advised you to get legal safeguards in place should you become seriously ill or have an accident.

A woman I worked with had a friend who died in an accident. She was divorced with custody of her kids, her ex was involved with their kids as much as he could be. The immediate family of the woman who died was trash. Within two days of her death, her rental house had been stripped bare of her jewelry, clothing, furnishings and appliances. Her car was never seen again. Her savings, bonds, and checking account were drained before the bank could even freeze her accounts. Everything that should have gone through probate and set aside for her kids was GONE, GONE, GONE.

Her ex was able to gain custody of his kids, but he didn't have a single item of hers to give to them. Luckily, they did get the retirement account she had set up a few years before (her family didn't know she had one). There was also talk by her family of them taking custody of the kids and that they would get the financial support increased substantially. Luckily, a judge saw right through that. But this was stress that the ex and the children didn't need.

The family of the LW has some nerve. But the LW also has to leave any talk of money out of conversations and not ever bring up (even as a defense) that they have done the right thing. It's hard when you have irresponsible relatives and are attacked for foresight. Just don't don't don't remind them you have done things right. Keep your trap shut.
Comment: #40
Posted by: Chelle
Wed Jan 25, 2012 10:00 AM
Re: kristen

Agree. It's sad that we all think divorce is the only option. This is more of a case for counseling than a divorce attorney.
Comment: #41
Posted by: nanchan
Wed Jan 25, 2012 10:21 AM
Re: Chelle

In your specific case, whether your husband has a valid point would depend on a) how much time you spend on these two things combined, and b) is anything or anyone being neglected at all? If the amswer to the second question is no, then it doesn't matter what the answer to the first is, you're free to spend your leisure time as you see fit. But it would appear that some people (often husbands) have serious issues with a woman having free time at all. I know. I was married to one of them - the house was Spic&Span, you could have eaten off the floor, and he was bitching and complaining about TWO crossword puzzles a day - 15 minutes.

SOME people are of the thinking that a woman's life doesn't include leisure because she should be busy 24/7 always doing, doing and doing for others, the minute she does anything for herself, she's being selfish. Yrrrch.

Which reminds me, I wonder if LW2 is a man or a woman...

Comment: #42
Posted by: Lise Brouillette
Wed Jan 25, 2012 10:21 AM
P.S.:
I can understand the father not wanting to add further stress to what he already had to go through, but what the family did was fraud and should have been reported. Probably still can be, and I'll bet the IRS would love to hear about it! He can probably forget about the bank accounts and the car, but perhaps through the courts he can recuperate a few mementoes to pass on to the children.

What a despicable plantation of ragweed they are!

Comment: #43
Posted by: Lise Brouillette
Wed Jan 25, 2012 10:27 AM
Re: LW 2 Several BTL posters have suggested the LW tie up her money so that she has this as an excuse not to give it to her sisters. Why should she do that? She doesn't NEED an excuse. It is HER money. What if she needs it for an emergency or wants to take a vacation? All she has to say to her sisters and parents is NO.
Comment: #44
Posted by: C Meier
Wed Jan 25, 2012 10:48 AM
The advice to not talk about finances is good, but that only helps so much. If she is talking to her parents and sisters at all, they know when she buys a car or goes on vacation. They probably go to her house, so they know if she isn't dumpster-diving for furniture.
I don't know if she can ever get them to stop, but she might want to try what I did with my mom. The next time they start it on her. she should CALMLY say "I am not going to discuss this with you. If you cannot change the subject, I will have to leave" and then do it. Repeat as needed. My mom didn't like my job and used to badger me about what she thought I should be doing, and I finally had enough. The first few times, I didn't stay at her house more than 10 minutes (4-hour drive to get there) but it finally sunk in. The biggest trick was staying calm and not getting sucked into a debate.
Comment: #45
Posted by: Shirley
Wed Jan 25, 2012 11:41 AM
Re: nanchan

Thanks for the kind words!

I'm doing a little Dave Ramsey and a little Suze Orman. I'm almost there with the $1k in the emergency savings, and as it turns out, the highest interest rate cards were the ones with the smallest balances, so that part worked out. Both Suze and Dave would approve of my strategy. Once the cards and car are paid off, I'll work on putting 8 months of expenses away, then go full-throttle on retirement. I've been using a free website to help me with budgeting and keeping an eye on my net worth, and that has helped me stay on target, kind of like the website I found to keep me on track with the food and exercise.

I'm just glad that I finally starting to turn things around. I'm feeling very optimistic!
Comment: #46
Posted by: Janie
Wed Jan 25, 2012 11:52 AM
Re: C Meier

Personally, I think s/he should tell them that whether it's true or not. It's just a way to shut them up. And when I suggest s/he place it, it would be more because it makes good financial sense and not because of them. I'm not suggesting s/he does it in a way that doesn't leave a dollar free for emergencies or planned vacations. What Shirley said.

Comment: #47
Posted by: Lise Brouillette
Wed Jan 25, 2012 12:03 PM
Congrats, Janie!!! How exciting!!! I'm on Dave Ramsey's plan right now and I LOVE it! It's frustrating at times, because I had had 3 large sources of debt ($9,000, $14,000 and $17,000), but I've been able to get one paid off and am now working on the rest. It feels so good to have a budget and a plan! I really admire for getting your ducks in a row. Trust me, when you get your $1,000 emergency fund fully invested you will want to celebrate (and you should!) The sense of accomplishment is fantastic. My mom was so worried I would blow the grand as soon as I saved up, but I'm so proud of it, I never want to touch it. Also, congrats on the 6 lbs!
Comment: #48
Posted by: Casey
Wed Jan 25, 2012 12:24 PM
@Lise B: I was wondering the same thing about LW2's gender. It's strange the grandfather would teach only one grandchild about saving money. Maybe the LW spent a whole summer with the grandfather, while the sisters didn't, or the LW worked for the grandfather, or maybe the grandfather wanted to teach the boy about savings, but not the girls. I mean it's an irrelevant point either way, but I was just curious too. I was also curious if BTL-ers would assume it was a man or woman. I was happy to see no one assumed it was a man :)
Comment: #49
Posted by: Casey
Wed Jan 25, 2012 12:27 PM
Re: Lise B, Casey: Or, perhaps the grandfather did teach all the children about savings, but it only ever "stuck" with the middle child.

The situation in letter 2 is simular to my husband's past: out of both his siblings, he's the one who "borrowed" the least amount of money from his parents, and was the only one to pay it back (with interest). My husband only ever had to borrow maybe less than five thousand through his life time, whereas his parents have bought his sisters houses, cars and loaned them obscene amounts of money. My husband was never given any sort of financial education from his parents that was any different than his siblings; they all had the same allowance and expectations.
Comment: #50
Posted by: Shannon
Wed Jan 25, 2012 12:48 PM
Re: Casey

YEAH for you too!!!! I loved the Ramsey program because it attacked the root of the money issue which is not money but emotions. I especially was intrigued by the dynamics that money brings to relationships and how it can affect a marriage (almost like a barometer of how the marriage is doing). Listening to Dave is great too: in my area, many people won't listen to him because he's on the Christian radio network, but I recommend him to all my friends.

Way to go and yes, CELEBRATE those milestones (just not by spending any money outside your budget!)
Comment: #51
Posted by: nanchan
Wed Jan 25, 2012 12:48 PM
LW1 - Sit her down and calmly tell her what you've told the Annies. Let her know your feelings and make it quite clear that she has a problem that needs to be fixed. Do it once. Next time ...and this will not be popular....raise you voice and mean business. The third time tell her you and your son are walking out. Walk out. Go to you parents, a hotel, friends, whatever.... walk away and stay away. She needs to hit bottom. She needs to suffer a loss. It sucks.

LW2 - Tell them your money is tied up and not readily available without suffering huge penalties. Explain how you designed your portfolio that way on purpose. Then, get caller ID and stop talking to them.

LW3 - Yes, you are right because women who enjoy sex weren't invented until 1961.
Comment: #52
Posted by: Rick
Wed Jan 25, 2012 12:58 PM
Re Letter 1:

I saw a video of a teacher -- looked like college -- whose student answered his cell phone in class. She calmly walked over to him, snatched the phone right out of his hand and smashed in on the floor. Then she calmly walked back to the front and continued the lesson. I say that's the solution for this family. Take the phone out of her hand and throw it out the front door -- preferably onto a road where it will get run over. Then, get right in her face and loudly proclaim "TIME FOR YOU TO GROW UP". Repeat as needed.
Comment: #53
Posted by: Lynn
Wed Jan 25, 2012 1:39 PM
LW2 brings to mind a tale of two siblings. True story from my extended family.
Their father died and left them each a small inheritance ($20,000). Sister 1 got the $20,000, sister 2 got the $20,000 plus $15,000 additional the father had set aside for her because he knew she might need it more.
Six months later. Sister 1, who lives alone in a small inexpensive house, has put $10,000 of the $20,000 into improving her home, winterizing it, improving the wiring, repairing the roof, and fixing drafts so her utility bills will be lower in the winter. Another $5,000 went into turning part of her house into a mother in law apartment in case she ever needs a little more income.
Sister 2, who was unemployed at the time their father passed on, has been living happily on her $35,000 inheritance, imagining it will last forever. (Because, gee, $35,000 is a lot of money, right?) At the six month mark, she is still unemployed, but doesn't worry about it. What's to worry? More money will come along. And it does. Her ex husband feels sorry for her because he sees disaster approaching, and gives her another $30,000, meaning that in the last year, she has received $65,000 in bailouts.
Fast forward another six months. Sister 2 is broke again, and is on welfare. Sister 1 has some money in the bank and is living comfortably in her small but warm house. Sister 1, who is getting on in years, has put sister 2 in her will. But she did so reluctantly, knowing that if her estate is worth $100,000 when she dies, sister 2 will blow through it happily in a few months and be broke again.
Oddly, sister 2 isn't dumb. She's smart about some things. She's a kind and good hearted person. She just hasn't a brain in her head when it comes to managing money. I know and like them both. I'm "family" too (a cousin), so I've been pressured now and then to give sister 2 some money. After all, she needs it, right? But I won't be giving her any because I know that two minutes later, it would be gone. She sounds a bit like LW2's sisters. Life is strange sometimes. But I'd hold onto the money in a case like this.
Comment: #54
Posted by: sarah morrow
Wed Jan 25, 2012 2:05 PM
How did your family find out that you have money set aside? Plug that leak first.
We don't know if lw2 has $100,000 or more in retirement, CDs, stocks, bonds and savings account or if s/he only has an extra $1000 in a checking account for dire emergencies and a few thousand in retirement. S/he started saving at 10 and has over the last 15 years saved up some money. We don't know if the current savings is from 10yo or from after college. That makes this person 25-40 yo. This crap could go on for a while. If you plan to leave money to family, two words: spendthrift trust, but I wouldn't leave it to them unless you're far enough away they can't cut your brake line.
When they ask for money again, offer to look over their budget and show them where they can find money to save. Tell them the only other way they will get ahead is to buy a lottery ticket and pray. Although they would probably blow that, too and end up in bankruptcy court. Rinse, repeat.
If the sisters saved a little and decided they weren't getting anywhere, then obviously they do not know how to save. Saving includes not spending it. If you put $10 a week in a savings account, you only have $520 plus a miniscule amount of interest at the end of a year. It is hard to see the point, that's only enough for a midsized flatscreen tv. $520/year for 15 years is way less than $10,000 including interest. They need to be shown the long term benefit of a little sacrifice. If they ask, tell them what you did to save for your future. Maybe you would have liked to eat fast food 3 times a week and buy a coffee every morning but you make your own coffee and eat fast food twice a month instead. That alone could easily add up to over $2000 per year or $30,000+ in 15 years not including interest. Do you forego movies every week to go 4 times a year and not buy concessions when you do? How much money is that over 15 years? Maybe you have a hobby you turned into a side gig or you took an extra part time job. Maybe you don't have a smart phone or an unlimited data plan, you cut the cable or only have the limited basic. Do you drive an older fuel efficient car when they keep buying new gas guzzlers that they don't maintain?
If they get a lecture every time they ask, they'll eventually either take you up on it or stop asking.
Comment: #55
Posted by: nonegiven
Wed Jan 25, 2012 2:07 PM
Re: Lise Brouillette

How about sending them copies of theAesop's Fables with the story of The Grasshopper and the Ants bookmarked, and their names over the grasshopper's head?

Seriously, there is no sense in throwing good money into a midden pit.
Comment: #56
Posted by: Kelle
Wed Jan 25, 2012 2:25 PM
@sarah morrow -- not that it matters, and it's totally off point, but how did sister 1 feel about the fact that the father put aside an extra $15,000 (nearly doubling the amount left) for sister 2? Wow.
Comment: #57
Posted by: Lisa
Wed Jan 25, 2012 2:55 PM
LW1: Change the locks and serve her with divorce papers. Problem solved. I always find it amazing how desperate people are to be married. It doesn't matter how unhappy they are or how crappy their spouses are. They will put up with pretty much anything to remain married. If you don't think you deserve better - that's great but what about your kid? Stop being selfish and get rid of the wife. No mother is better than what he has now.

LW2: How could your parents see what you have? That makes no sense. You ask what can you do. My question is about what? You recognize that you are not responsible for your sisters or your parents. You are responsible for yourself. So what do you feel that you need to do? Are you asking how you can change your family? Because that's a stupid question. You can't change other people. Change how you react to them. What are your parents going to do? Cut you off? Who cares. You don't need them especially since they're toxic - unless you're into that kind of thing.
Comment: #58
Posted by: Diana
Wed Jan 25, 2012 3:41 PM
Re: Casey
On the one hand, if the LW is a man, perhaps the grandfather only taught money handling to the one boy - after all, women don't need to know all that, they'll have husbands to take care of that nasty stuff... But if it's a woman, then perhaps that's why the parents and the sisters are so entitled - a woman is not supposed to need or own anything, right?

Or perhaps the LW spent more time with the grandfather, like you suggested, or perhaps what Shannon said. The jury is still out on that one.

@Lynn
As much as your solution is appealing (boy, is it ever!), anyone who does that could get sued.

Comment: #59
Posted by: Lise Brouillette
Wed Jan 25, 2012 4:11 PM
Re: sarah morrow

This all reminds me of the saga of the Lavigueurs in Quebec. They were a Welfare family who won ten million at the lottery. First they made the news because of the huge family row, because of the family members who had declined to get in on the lottery ticket and then demanded that they partake of it anyway. Then they were on the news because they bought this huge Hells Angels estate on of the small islands surrounding the main of Montreal. Then they made the news again when they lost the house (or had to crash-sell it at a loss, I don't remember) because they couldn't afford the upkeep. They're all back on Welfare.

Boy, if I won even just ONE million, this sure wouldn't happen to me.

Comment: #60
Posted by: Lise Brouillette
Wed Jan 25, 2012 4:22 PM
Re: Kelle
You're reading my mind! I actually thought of that the minute I clicked on "Post Message" and we all know there is no edit button on this thing.

Comment: #61
Posted by: Lise Brouillette
Wed Jan 25, 2012 4:28 PM
LW2 - For your own sake just keep repeating what you've been saying! NO! You do NOT have to help ANYONE. Your hard earned money is just that, YOURS!!! It would be different if your siblings where smart with their money too and had hit hard times (job loss etc), but that is not the case. You do not have to jeopardize your own financial future for ANYONE. Be thankful you had a positive role model for money management!

We have paid off more then $15,000 in debt in the last 18 months. We are more then half way to being debt free. ($13,000 left). We have the lowest income of our siblings and we will NOT be pulled back into debt because of them. (ALL siblings are swimming/sinking in debt and have NO plan to get out!) We've learned from our mistakes and will not repeat them.
Comment: #62
Posted by: Scorn
Wed Jan 25, 2012 5:30 PM
And... BTW...

Isn't it MOST in-te-rrrres-ting that the 4-letter-word police (and its assorted cronies and attached sock-puppets) has not seen it relevant to go stir crazy mad and balllistic about today's (perfectly justified) use of the F-bomb...

I guess it's only when the dreaded Lise Brouillette (EEEEK! RUN FOR COVER!) uses it that it becomes ab-so-lu-te-ly insufferable!

Comment: #63
Posted by: Lise Brouillette
Wed Jan 25, 2012 7:57 PM
Lise: I love it, plantation ragweed. The woman who died never gave her house key to her family, after she died, the coroner released her belongings to her sister or brother. And from there, that's where the pillaging started, they probably found her house and car keys, checkbook and basic financials from her purse. Sick.

The woman who worked in the next office, it was her friend who died. The woman I knew, her father was an attorney. He was consulted right away about what happened with the belongings of the woman who died. Reports were filed about what happened, but they knew ahead of time that nothing would come of it.

The office I worked in shared a breakroom with this other office and I overheard the frustrated conversations of the woman who lost her dear friend with her father and a couple other attorneys. They ended up raising money for her kids another way. It all worked out okay, but like you said, it was stress none of them needed at the time.

You know, there are just some times that the F-bomb is the only word that can adequately describe the present circumstances.
Comment: #64
Posted by: Chelle
Thu Jan 26, 2012 11:09 AM
Already have an account? Log in.
New Account  
Your Name:
Your E-mail:
Your Password:
Confirm Your Password:

Please allow a few minutes for your comment to be posted.

Enter the numbers to the right:  
Creators.com comments policy
More
Kathy Mitchell and Marcy Sugar
May. `12
Su Mo Tu We Th Fr Sa
29 30 1 2 3 4 5
6 7 8 9 10 11 12
13 14 15 16 17 18 19
20 21 22 23 24 25 26
27 28 29 30 31 1 2
About the author About the author
Write the author Write the author
Printer friendly format Printer friendly format
Email to friend Email to friend
View by Month