Kelly is the woman who thought the best guys would never marry the "skanky" girls they were dating in high school.

"Boy was I wrong!" she says. "I still shake my head when I run into one of the skanks and she's living this wonderful fairy tale life because she found a rich guy who only cares about how good she is in bed, not what kind of morals she has."

Today we hear from women who resent her assumptions.

SHARON: Kelly thinks that being good in bed makes a woman less deserving of a rich husband or a nice house in the suburbs. I got my rich husband and my nice house because I was willing to communicate openly and honestly about all things, including sex.

HELEN: Kelly is equating the best guys with the wealthiest ones, kind of a strange equivalency in my book. But I guess that's no surprise, given that she is judging women — not on their brains, their quickness, their conversational skills, their hostessing skills, their creativity or their earning potential, just on whether they slept with someone in high school.

The rich, successful guys she's convinced are the most desirable have decided that there are more important things than whether their wife was a virgin when they met.

LENA: Kelly thinks her virginity was worth money, and she feels she undersold herself. The high school sluts got more money for their used vaginas than she got for her unused one!

WAYNE: Kelly, when speaking of your son, you said: "It's my responsibility as his mother to send him out into the world as a man who respects women, rather than sees them as a sex object." Please explain how you intend to teach your son respect for women, when you call them skanks, Barbie dolls, arm candy, sleazy and slutty.

Or do you mean that you'll teach him to respect some women, namely the ones who live by your moral code, and all the others can be called names, and be shamed and shunned?

CASSIE: Kelly thinks the only reason a woman chooses to have premarital sex is to be popular, and that the guys who marry them only want arm candy. I chose to become sexually active in high school with my boyfriend because — GASP! — I wanted to have sex. I was responsible about birth control and protection against STDs. I had several partners before I met my husband. We technically had sex before we were even officially dating. (We were part of the same circle of friends.)

We've been happily married for 15 years. One of the qualities my husband wanted was a partner who enjoyed sex. I find it highly insulting to equate consenting and honest sexuality with having no values.

DENA: Kelly is one of those idiots who thinks everyone should make the same choices she made and if they don't, they're wrong or they're challenging her.

As for myself, I can't imagine caring about what other women do with their vaginas — I mean morals. It has nothing to do with me.

When did you lose your virginity? Was it memorable? Do you regret it? Would you do it differently? Send your tale, along with your questions, problems and rants to [email protected]. And check out my e-books, "Dear Cheryl: Advice from Tales from the Front" and "I'll Call You. Not."