Choosing Happiness! Q: I've noticed I am feeling overly sorry for myself. Frequently, when I meet others, I irritate them, and they do not want to spend much time with me. I understand why: I am not a happy camper and let everyone know it. Why would anyone want to …Read more. Are You Prepared for an Emergency? Q: Perhaps my wife and I are becoming overly paranoid, but with so many natural disasters and unstable individuals causing trouble, we believe we should create a safety and survival plan for ourselves. Being in our 60s, we understand we may …Read more. Happy Mother's Day, Mom! Q: Our mother is not in great health. We are planning a surprise family reunion for her on Mother's Day. We are scouting for suggestions for entertainment that could really make her day. Do you have any suggestions? A: It's family history time. …Read more. Choosing Parent Health Care Q: Mom passed three years ago, and Dad still lives at home. He is not feeling well. My husband and I live miles away. Now, he is asking us to make the decisions for his health care. We have full-time jobs, are busy raising our family, and are not …Read more.more articles
Spouses: Know Your Financials!
Q: Even before we married, my husband and I agreed that he would handle our financial life. Last month, we moved to a retirement community, and I have gotten a wake-up call. I realize how unprepared I am should my husband not be able to handle our finances. I am hesitating talking to him about my concerns, because I don't want to hurt his ego and fear that he would think I want to take over his job. Should I do so?
A: Absolutely. And, you may get a real surprise. He may be pleased to share his knowledge and realize what a handicap it would be for both of you should he become incapable of taking care of business.
Open up that money talk now! Make a list of your assets and debts. Make sure you know the location of all of your important financial documents. Learn and meet who the contact individuals are, how your assets are being managed and by whom, and what tax factors are in play. Are your wills, trusts, insurance, beneficiaries and other documents current? Also, what cash could be immediately assessed if need be?
Remember life is always in the process of changing. Mark your calendar for an annual financial review and checkup.
Knowing that you are both capable of handling your money will prove to be a winning goal.
Q: We suddenly have become aware of the frequency of grandparents needing to step in financially and personally to take over full responsibity of their grandchildren. This is what happened to our next-door neighbors. Their son- and daughter-in-law were killed in an auto accident.
Their grandchildren are beautiful 7-year-old twin girls.
This tragedy makes us wonder what would happen to us in similar circumstances. How frequently are grandparents needed to raise their grandchildren?
A: The number of grandparents needed to help cope with their grandchildren is growing at an alarming rate. A recent study by the University of Chicago reveals that over the last 10 years, nearly 70 percent of grandparents have been needed to step in and help.
Based on what has happened next door, I am sure you have already offered to help if you are able and available. Doing things like picking up prescriptions, letting them know you are there for them, and encouraging them become real pepper-uppers.
Finding time to process paperwork for public assistance, getting spiritual advice and coping with their new lifestyle will continue to be a major challenge.
Fortunately, taking care of grandchildren comes with many benefits and positive experiences. Often, we become closer to our grandchildren and can pass on our family stories and wisdom to them. We also have the opportunity to teach them about what lies ahead for their lives. Sometimes, they teach us some things.
In these kinds of situations, we will never hear from these wonderful grandparents that they don't have anything to do!
Doug Mayberry makes the most of life in a Southern California Retirement community. Contact him at email@example.com. To find out more about Doug Mayberry and read features by other Creators Syndicate writers and cartoonists visit the Creators Syndicate website at www.creators.com.
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