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Update Your 2015 Goals!

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Q. Although the year is over, we are considering our 2015 goals. Both my wife and I are in our seventies. We are in reasonably good health, have somewhat of a dysfunctional family, have worked hard, and have saved what we hope will be enough money for the rest of our lives. What would you recommend for our 2015 goal checklist?

A. The acceleration of change requires us to keep up with changes that affect us. Changes are coming fast and furiously, and we are learning what isn't valid any longer! The increasing number of retirees, tax increases, health costs, politics, new infectious diseases and other uncertainties requires attention and possible change of our game plans. I recommend these actions for your updated checklist.

1. Your health is primary. Follow your doctor's orders.

2. Make a major effort to improving your relationships within your family. We all need each other, even though you evidently have been through some rough times. Become more positive.

3. Update any legal documents you have signed. We all change our minds, and do not procrastinate in putting those changes into effect. You may need to consult your attorney.

4. Exercise regularly, even if you do not consider it worthwhile. Coaches and doctors agree regular exercising will extend your lifespan.

5. Cut down the time you are spending on your couch. Watching TV's "Bad News" becomes pervasive and something you cannot control. Socialize and stay involved with friends, neighbors and family. Take a class, make an effort to meet new people, and spend more time with nature.

6. Love your wife, husband, family and friends even more by touching and sharing daily hugs.

Don't keep it a secret how much you love, care and need them.

7. Travel a little. You will learn something new.

8. Monitor your assets. You may need to consult a qualified advisor

9. Take a positive attitude, have faith and buy a puppy. He/she becomes your friendly morning wake up call! — DOUG.

WHY VOLUNTEER?

Q. I am a retired widow, and I find I have a lot of time on my hands. Can you recommend some charitable organizations in which I could make a meaningful contribution for others?

A. Yes. Estimates are that 23 percent of those of us over 65 volunteer for non-profit charitable causes. In fact, the Bureau of Labor Statistics monetizes the value of a volunteer's time at $22.14 an hour.

There are many needy organizations that could not survive without volunteer help. Meals On Wheels, the Red Cross, the Salvation Army, Goodwill, fundraisers, food collectors and distributors, tutoring and teaching our youth, collecting and distributing clothing, libraries, Welcome Wagons, Chambers of Commerce's, hospitals, governmental information services, museums and multiple other non-profits could not remain in business without volunteers.

You will be welcomed with open arms as a volunteer. In giving time to others you will become more thankful for what you have and the importance of your sharing of other's needs. An attitude of helping to make a difference becomes a reality!

Those who can, do. Those who can do more, volunteer! — BETTY.

Doug Mayberry makes the most of life in a Southern California Retirement community. Contact him at deardoug@msn.com. Betty is an associate of Doug Mayberry, whom she helps with this column. To find out more about Doug Mayberry and read features by other Creators Syndicate writers and cartoonists visit the Creators Syndicate website at www.creators.com.

COPYRIGHT 2014 CREATORS.COM



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