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Debit Cards and Motorcycles Just Aren't Safe
For decades, I've pleaded with you to not use debit cards because they are not safe. And for years, I warned my sons about the dangers of riding motorcycles because they are not safe.
Has anyone listened and taken heed? Debit cards are more popular …Read more.
Overspent and Overloaded? You Need Margin
Bill Smith sits down to his most dreaded chore — paying bills. Every month, it's the same story: Pay the most urgent, and leave the rest. There's never enough money, no matter how hard he works.
Jane Miller flies into the school office …Read more.
Bounce Back From Bankruptcy
Dear Mary: Please give me some pointers on bouncing back from bankruptcy. Will this have any effect on future employment opportunities? — Henry, email
Dear Henry: Live on cash. Have only one credit card, and if you use it, pay it in full every …Read more.
With Knowledge Comes Savings
Many things that we buy are simply not negotiable. The salesperson at Macy's won't negotiate with you over the price of that newly arrived collection. The supermarket checker won't haggle with you over the price of eggs. But a ring at your local …Read more.
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EC Readers Are so CleverEvery Wednesday on my blog at EverydayCheapskate.com, EC readers share their favorite tips. Some weeks there's a theme — like kitchen tips or winter tips — and every week I know I'm going to learn something new, something clever. Here's just a sampling of recent tips that readers posted. If you have a favorite tip that will save your fellow EC readers time or money, share it with me using the address below. Then watch for your tip to show up in a future column. CHICKEN IN THE MIXER. I use my Kitchen Aid mixer with the paddle attachment to chop boneless, skinless chicken breasts that I've baked or boiled. This is a great alternative if you don't have a food processor. — Jan, EC Blog BOTTLE CAP SUBSTITUTION. Our favorite brand of salad dressing stopped using the caps with holes in them. To avoid pouring too much, I now put the tops from ketchup bottles on the dressing bottles. Perfect fit! — Anita, EC Blog DUSTING WITH SUGAR. Instead of greasing the cake pans and then dusting with flour, I dust with sugar. It's prettier and less messy than flour. It leaves a slight crusty appearance, with no flour sticking to the finished cake. I also warm my frosting a little in the microwave until its consistency is workable (I must admit to using container frosting as a rule). I use a spoon to drizzle the frosting on without frosting the entire cake. This looks great and tastes great, and I can usually frost several cakes with one container of frosting. — Diana, EC Blog EASY GRIP WITH VINYL SHELF LINER.
COCONUT OIL MOISTURIZER. I love coconut oil and use it as a moisturizer. It is a solid — like the consistency of shortening — at 76 degrees, but it literally melts on your skin. It's awesome for mixing with essential oils. I used it with some eucalyptus and lavender oils when I had my last poison ivy outbreak, and it really helped!! — Rejena, EC Blog MOISTURIZER FROM THE PANTRY. Olive oil is a good, gentle makeup remover. Even stubborn mascara is easy to remove with this oil. I pour a few drops in one palm, rub my hands together, and rub each over my face, eyes, chin and neck. I then rinse with a washcloth soaked in warm water. Most nights, there's enough residue left on my skin that I don't have to apply more oil after the wash. I don't even have to put a moisturizer on my lips. — Kathy, EC Blog CARPET SQUARES CLEAR THE PATH. I keep carpet samples in the trunk of my car in case I get stuck in the snow (sand or mud, too). I simply place the carpet squares in front of the tires and drive right out! — Joan, EC Blog Would you like to send a tip to Mary? You can email her at mary@everydaycheapskate.com, or write to Everyday Cheapskate, P.O. Box 2099, Cypress, CA 90630. Include your first and last name and state. Mary Hunt is the founder of www.DebtProofLiving.com and author of 23 books, including her 2013 release "Cheaper, Better, Faster: Over 2,000 Tips and Tricks to Save You Time and Money Every Day." To find out more about Mary and read her past columns, please visit the Creators Syndicate Web page at www.creators.com. COPYRIGHT 2013 CREATORS.COM 
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