Everyday Cheapskate from Creators Syndicate https://www.creators.com/read/everyday-cheapskate Creators Syndicate is an international syndication company that represents cartoonists and columnists of the highest caliber. en Tue, 20 Aug 2019 19:41:16 -0700 https://www.creators.com/ http://blogs.law.harvard.edu/tech/rss Everyday Cheapskate from Creators Syndicate https://cdn.creators.com/features/everyday-cheapskate-thumb.jpg https://www.creators.com/read/everyday-cheapskate f33abda42a85aef38e26408b24f72a5d Furnishing your First Kitchen: Top 10 Essential Kitchen Tools for 08/20/2019 https://www.creators.com/read/everyday-cheapskate/08/19/furnishing-your-first-kitchen-top-10-essential-kitchen-tools Tue, 20 Aug 2019 00:00:00 -0700 <p></p><p>Whether you're a newlywed, a recent grad moving into your first apartment or one of the 25% of millennials who Forbes recently reported will be moving back home with Mom and Dad, surely the idea of furnishing a kitchen has crossed your mind. </p> <p>I'd love to help you get started. Here's the deal: There are a few basic kitchen tools you absolutely need &#8212; 10, to be exact &#8212; without which you are not likely to use that kitchen for more than a place to pile takeout containers. We're not talking about mountain of stuff &#8212; just 10 essentials to get started.<p>Updated: Tue Aug 20, 2019</p> 5f3146663b5e5f52fefc381e24ece77d How to Sell Your House for the Highest Price Possible for 08/19/2019 https://www.creators.com/read/everyday-cheapskate/08/19/how-to-sell-your-house-for-the-highest-price-possible Mon, 19 Aug 2019 00:00:00 -0700 <p></p><p>So you're getting ready to sell your house. Just thinking about it can be an overwhelming experience.</p> <p>Should you hire a real estate agent? Should you do a FSBO (for sale by owner) to keep from paying that big commission? Should you spend a lot of money to paint and re-carpet &#8212; at least the front rooms?<p>Updated: Mon Aug 19, 2019</p> a2cbf318fc58dc6b863e2c808a6f682d 5 Reasons You'll Quickly Regret Raiding a Retirement Account for 08/15/2019 https://www.creators.com/read/everyday-cheapskate/08/19/5-reasons-youll-quickly-regret-raiding-a-retirement-account Thu, 15 Aug 2019 00:00:00 -0700 <p></p><p>I know it's hard. I know you're desperate. You're stressed and losing sleep. Things are tough. You have to do something, and soon. But whatever you do, don't touch your retirement account. Don't borrow against it. Don't withdraw from it. Just leave it alone.</p> <p>What's so bad about liquidating a retirement account? Here are five reasons you'll quickly regret doing that:<p>Updated: Thu Aug 15, 2019</p> a500ed619f34e4430af035297b02db64 Get Rid of Bugs and Crawling Insects Fast and Easy Without Poisons for 08/14/2019 https://www.creators.com/read/everyday-cheapskate/08/19/get-rid-of-bugs-and-crawling-insects-fast-and-easy-without-poisons Wed, 14 Aug 2019 00:00:00 -0700 <p></p><p>Got creepy bugs and crawling insects like ants, centipedes, cockroaches, silverfish or bedbugs trying to take over your home or garden? Need to know how to get rid of them? Don't call an exterminator quite yet. I'm confident this is a problem you can fix yourself with diatomaceous earth &#8212; cheaper and faster!</p> <p>FOOD-GRADE DE<p>Updated: Wed Aug 14, 2019</p> f2d3c97180ecdd103b40346c914cb0f5 14 Things You Need to Know About How to Use Your Garbage Disposal for 08/13/2019 https://www.creators.com/read/everyday-cheapskate/08/19/14-things-you-need-to-know-about-how-to-use-your-garbage-disposal Tue, 13 Aug 2019 00:00:00 -0700 <p></p><p>I would like to personally thank the late John W. Hammes, an architect working in Racine, Wisconsin, who in 1927 invented the garbage disposal. What a brilliant idea. Is there anything more convenient in a kitchen than a garbage disposal? For me, it's right up there with my dishwasher.</p> <p>I've learned the hard way that a garbage disposal is not a trash can. There are proper ways to care for and feed a garbage disposal &#8212; rules that when followed will keep your garbage disposal in tip-top shape, functioning as a reliable member of your household team.<p>Updated: Tue Aug 13, 2019</p> 7c04dc277f63c0c5eb303ff4288f73ea 7 Simple Secrets to Make Jeans Last Longer for 08/12/2019 https://www.creators.com/read/everyday-cheapskate/08/19/7-simple-secrets-to-make-jeans-last-longer Mon, 12 Aug 2019 00:00:00 -0700 <p></p><p>Finally, you found the perfect pair of jeans. They fit great and feel fantastic. Basically, you want them to last forever, but that's not going to happen. In fact, just the opposite is what I'm hearing from my readers: These days, jeans seem to rip and fall apart long before their time. This problem sent me in search of a solution to make jeans last longer.</p> <p>What I've learned is fascinating. The problem is our laundry habits. <span class="column--highlighted-text">We're pretty much washing our jeans to death.</span><p>Updated: Mon Aug 12, 2019</p> 0d0d147ba870f03f16a8ed6fb3eee2e7 Best Inexpensive Cordless Stick Vacuum for 08/08/2019 https://www.creators.com/read/everyday-cheapskate/08/19/best-inexpensive-cordless-stick-vacuum Thu, 08 Aug 2019 00:00:00 -0700 <p></p><p>Faithful readers will recall that over the past years, I'd received more requests for the best inexpensive cordless stick vacuum than all other such requests <i> combined </i>. I heard you loud and clear because I'd been hearing the same request from myself.</p> <p>Twice now I've pointed you to my Best Inexpensive Cordless Stick Vacuum, and twice things have not gone exactly as hoped.<p>Updated: Thu Aug 08, 2019</p> 13df5dfcc96c64bfaf83190c6a245296 How Materialism Leads to Discontentment for 08/07/2019 https://www.creators.com/read/everyday-cheapskate/08/19/how-materialism-leads-to-discontentment Wed, 07 Aug 2019 00:00:00 -0700 <p></p><p>I should not have even picked it up. I knew better. After all, what was I expecting from a magazine titled SHOP Etc.?</p> <p>I can say with all honesty that before flipping open the magazine, I needed nothing. Not a thing. I was content and quite busy with my work. If anything was tugging at my attention, it was my garden and all my planting issues &#8212; not a lack of shoes, clothes and household items. <p>Updated: Wed Aug 07, 2019</p> d5917558501d43ed7aae156f64323a50 How to Manage Money for College Freshmen and Others for 08/06/2019 https://www.creators.com/read/everyday-cheapskate/08/19/how-to-manage-money-for-college-freshmen-and-others Tue, 06 Aug 2019 00:00:00 -0700 <p></p><p>All around the country, newly minted high school graduates will soon be heading off to college. They'll be taking a lot of things with them, but statistics tell us that financial literacy is not likely to be one of them. If I could spend a little time with these awesome students, I'd attempt to cram the basics of money management into their heads and then pray that they penetrate their hearts.</p> <p><span class="column--highlighted-text">A budget is your friend.</span> That means ...<p>Updated: Tue Aug 06, 2019</p> a0052081d8aba445446a9d208783a0ad Should You Repair or Replace Your Broken Appliances? for 08/05/2019 https://www.creators.com/read/everyday-cheapskate/08/19/should-you-repair-or-replace-your-broken-appliances Mon, 05 Aug 2019 00:00:00 -0700 <p></p><p>You're worried the washing machine may be on its last spin cycle. It makes a horrible screeching sound and needs a lot of coaxing to make it all the way through a full cycle. Should you spend $319 to fix this inefficient appliance or replace it with a $999 new model that will use less electricity and water? Deciding whether to repair or replace your broken appliance &#8212; especially when trying to discover which option will save money in the long run &#8212; can be challenging.</p> <p>Here are some basic guidelines and suggestions to help you decide, based on costs for replacement and repairs and the advantages of new models.<p>Updated: Mon Aug 05, 2019</p> 49dd9d7590a40f9828c9d2fd4e139301 How to Clean Leather Furniture for 08/01/2019 https://www.creators.com/read/everyday-cheapskate/07/19/how-to-clean-leather-furniture Thu, 01 Aug 2019 00:00:00 -0700 <p></p><p>When it comes to furnishing your home, it's difficult to find anything more luxurious and elegant than fine leather. With that elegance comes the challenge of how to clean it and maintain it so it gets even better with age.</p> <p>If your leather furniture is stained or looking a little on the tired side, follow these suggestions to perk it up.<p>Updated: Thu Aug 01, 2019</p> 58d61545fdfcb507c2dceae69b809b0f 3 Ways to Stretch a Can of Tuna to Feed 4 Hungry People for 07/31/2019 https://www.creators.com/read/everyday-cheapskate/07/19/3-ways-to-stretch-a-can-of-tuna-to-feed-4-hungry-people Wed, 31 Jul 2019 00:00:00 -0700 <p></p><p>Are the popular reality television shows anything close to what you consider reality? Take the venerable hit show "Survivor," which is getting ready to launch its 39th season, for example. To me, that seems more like fantasy than reality. And, honestly, I can't remember the last time I had to survive on approximately 14 grains of rice per day or think of multilegged creatures in terms of grams of protein. Still, I think that borrowing a few basic survivor attitudes and skills could help us to look at some of the items in our freezers, refrigerators and pantries &#8212; like that lone can of tuna &#8212; a bit differently.</p> <p>Let's say that 6-ounce can of tuna in your pantry is the only scrap of protein in the house. You've got four hungry people to feed. A trip to the store is completely out of the question. Did I mention we're marooned on a deserted island? (Wink, wink.) What will you do? What WILL you do?!<p>Updated: Wed Jul 31, 2019</p> c5cb6abd8a70167a33712aefb46ab587 9 Ways to Guarantee a Fabulous Family Vacation for 07/30/2019 https://www.creators.com/read/everyday-cheapskate/07/19/9-ways-to-guarantee-a-fabulous-family-vacation Tue, 30 Jul 2019 00:00:00 -0700 <p></p><p>When I was a kid, vacation meant four kids crammed into the back seat of a sedan, poking and elbowing one another while counting the miles between rest stops.</p> <p>Things have changed dramatically since then. But even with onboard DVD players, electronic devices, spacious minivans, air travel, cruises and theme parks, family vacations can either be delightful or disastrous. It all depends on the care you devote to research and planning.<p>Updated: Tue Jul 30, 2019</p> 307b340a4d651c9668bee2305a9a8e67 The Ugly Truth About No-Interest, No-Payments Offers for 07/29/2019 https://www.creators.com/read/everyday-cheapskate/07/19/the-ugly-truth-about-no-interest-no-payments-offers Mon, 29 Jul 2019 00:00:00 -0700 <p></p><p>Have you ever wondered how retailers can possibly afford to offer the no-interest, no-payment, no-money down kind of deals you see advertised? That was the subject of a question I received recently.</p> <p>Dear Mary: There are several appliances, electronics and furniture stores in our area that run television commercials offering nothing down, no interest, no payments until 2022. It sounds like I can just walk in and take what I want and not pay for three years! How do these companies really make money? &#8212; Kate<p>Updated: Mon Jul 29, 2019</p> 66e7fe641c8ce10afd8191d5049f018f How to Store Important Documents and How Long to Keep Them for 07/25/2019 https://www.creators.com/read/everyday-cheapskate/07/19/how-to-store-important-documents-and-how-long-to-keep-them Thu, 25 Jul 2019 00:00:00 -0700 <p></p><p>If the paper monster has you buried under an avalanche of receipts, bank statements, ATM slips, investment records, paycheck stubs and bills, the good news is you can probably throw most of it away without worry when you have a simple record-keeping routine.</p> <p>But before you fire up the shredder, you need to know what to keep, and for how long.<p>Updated: Thu Jul 25, 2019</p> 2b147e3e66759250fa6c6a0074adfb96 6 Ways to Stop Throwing Rotten Produce in the Garbage for 07/24/2019 https://www.creators.com/read/everyday-cheapskate/07/19/6-ways-to-stop-throwing-rotten-produce-in-the-garbage Wed, 24 Jul 2019 00:00:00 -0700 <p></p><p>I'm having a difficult time wrapping my head around this documented fact: In 2016, it was reported that half of all produce grown in the U.S. is thrown out. At the same time, there is growing hunger and poverty right here in America.</p> <p>As I read this news story, I assumed naively that all U.S.-grown produce makes it to market. Then consumers like you and me get it home and let it go bad before we can consume it, and into the garbage it goes. That is a factor but not the whole story.<p>Updated: Wed Jul 24, 2019</p> a7777a101bb420d7efcdd96bda1d5898 How to Clean and Care for a Smooth Glass Cooktop for 07/23/2019 https://www.creators.com/read/everyday-cheapskate/07/19/how-to-clean-and-care-for-a-smooth-glass-cooktop Tue, 23 Jul 2019 00:00:00 -0700 <p></p><p>When it comes to kitchen appliances, nothing says modern and sleek like a beautiful new electric smooth-top ceramic or glass cooktop. </p> <p><span class="column--highlighted-text">While a smooth-top beats a coil element-type cooktop in the style department, it requires a different kind of proactive care to keep it looking good while preventing discoloration and scratching.</span><p>Updated: Tue Jul 23, 2019</p> 211d335f799564dbcfc0487d8ac9a211 How to Make Your Own Furniture Polish for 07/22/2019 https://www.creators.com/read/everyday-cheapskate/07/19/how-to-make-your-own-furniture-polish Mon, 22 Jul 2019 00:00:00 -0700 <p></p><p>Some time ago, I got a request from EC reader Kelly for a recipe for homemade furniture polish. She said that she uses a lot of it and it was getting expensive.</p> <p>My first thought was, "Of course," and to suggest she time her purchases with furniture polish sales and then stock up. That was fresh on my mind, as I'd recently purchased a can of Pledge aerosol polish (reg. $5.49) for $1.50. What a deal! <p>Updated: Mon Jul 22, 2019</p> d786633888bdc2c5cf87585a437ce09d How to Use Home Chef Meal Kits to Cut Food Costs for 07/18/2019 https://www.creators.com/read/everyday-cheapskate/07/19/how-to-use-home-chef-meal-kits-to-cut-food-costs Thu, 18 Jul 2019 00:00:00 -0700 <p>Faithful readers will recall that my husband and I tested, and now continue to enjoy, the popular meal kit delivery service Home Chef.</p> <p>Since first writing about it, many of you have shared creative, innovative and clever strategies you are using to enjoy this service and cut your overall food costs. </p> <p>Enjoy these great reader ideas.<p>Updated: Thu Jul 18, 2019</p> aa817ce7824ff2448218bb0d2fdf6ecb Top 10 Student Loan Tips for Recent Graduates -- and Not So Recent, Too! for 07/17/2019 https://www.creators.com/read/everyday-cheapskate/07/19/top-10-student-loan-tips-for-recent-graduates-and-not-so-recent-too Wed, 17 Jul 2019 00:00:00 -0700 <p>Whether you just graduated, you're taking a break from school or you have already started repaying your student loans, these tips will help you keep your student loan debt under control. </p> <p>1. Know your loans.</p> <p>It's crucial that you keep track of the lender, balance and repayment status of each of your student loans. If you're not sure, ask your lender or visit NSLDS.ed.gov. You can log in and see all this information.<p>Updated: Wed Jul 17, 2019</p>