About Tom Margenau

Tom Margenau

Tom Margenau

Tom Margenau worked for 32 years in a variety of positions for the Social Security Administration before retiring in 2005. For many years, he was the director of SSA's public information office at the agency’s headquarters in Baltimore, Md. In that post, he was the chief editor for more than 100 informational publications produced by SSA.

He also was SSA’s deputy press officer for several years, serving in that position as a chief spokesman for the Social Security Administration. Prior to that, he was a speechwriter for the Commissioner of Social Security. Before he moved to SSA's headquarters, he worked for 12 years in Social Security field offices around the country, where he processed Social Security claims while writing Social Security columns for local newspapers.

He has written the “Social Security and You ” column for national syndication since 1997. Margenau graduated from the University of Wisconsin in 1971. He is married and has two grown children and five grandchildren.

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Disability Benefits Are Not Welfare Sep 30, 2020

It never ceases to amaze me how millions of misinformed Americans think that Social Security disability benefits are some form of welfare. They think Congress tacked on the program to the original Social Security Act as a kind of afterthought to prov... Read More

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Trump and the Future of Social Security Sep 23, 2020

My inbox has been inundated with emails from worried senior citizens who tell me they have heard that President Donald Trump will end Social Security if he is reelected and that the trust funds will dry up in 2023 and all Social Security checks will ... Read More

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Social Security -- Don't Drop the Ball Sep 16, 2020

I frequently get emails from people who have lost out on Social Security benefits they might have been due. And they are looking for somebody to blame. They usually don't like it when I have to turn around and tell them it is their fault. I'm not a h... Read More

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When in Doubt, File a Claim Sep 09, 2020

I'm going to start this column at the bottom! Or, rather, with the bottom-line message I want to deliver today: Whenever you think you might be due any kind of Social Security benefit, insist on filing a claim for that benefit. You have every right t... Read More