About Tom Margenau

Tom Margenau

Tom Margenau

Tom Margenau worked for 32 years in a variety of positions for the Social Security Administration before retiring in 2005. For many years, he was the director of SSA's public information office at the agency’s headquarters in Baltimore, Md. In that post, he was the chief editor for more than 100 informational publications produced by SSA.

He also was SSA’s deputy press officer for several years, serving in that position as a chief spokesman for the Social Security Administration. Prior to that, he was a speechwriter for the Commissioner of Social Security. Before he moved to SSA's headquarters, he worked for 12 years in Social Security field offices around the country, where he processed Social Security claims while writing Social Security columns for local newspapers.

He has written the “Social Security and You ” column for national syndication since 1997. Margenau graduated from the University of Wisconsin in 1971. He is married and has two grown children and five grandchildren.

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Social Security Reduction Isn't Chiseled in Stone Jun 26, 2019

ARF! ARF! ARF! That's not a dog barking. It's the acronym for a little-known Social Security rule that may help some people who retired at age 62 and took reduced benefits but then decided to return to work and now wonder if their reduction is perman... Read More

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German Pensioner Thinks She's Being Cheated By US Social Security Jun 19, 2019

Q: I am 66 years old. Even though I am now a U.S. citizen, I spent the first 30 years of my adult life living and working in Germany. But I have lived and worked in the U.S. for the past 15 years. I get a generous retirement pension from the German S... Read More

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The Social Security Earnings Penalty -- a Bad Law Jun 12, 2019

The Social Security earnings penalty. I don't like this law. I've never liked this law. Before I explain why, let me clarify what I am talking about. The rules say that if you are a Social Security beneficiary who is under age 66 and still working, o... Read More