About Tom Margenau

Tom Margenau

Tom Margenau

Tom Margenau worked for 32 years in a variety of positions for the Social Security Administration before retiring in 2005. For many years, he was the director of SSA's public information office at the agency’s headquarters in Baltimore, Md. In that post, he was the chief editor for more than 100 informational publications produced by SSA.

He also was SSA’s deputy press officer for several years, serving in that position as a chief spokesman for the Social Security Administration. Prior to that, he was a speechwriter for the Commissioner of Social Security. Before he moved to SSA's headquarters, he worked for 12 years in Social Security field offices around the country, where he processed Social Security claims while writing Social Security columns for local newspapers.

He has written the “Social Security and You ” column for national syndication since 1997. Margenau graduated from the University of Wisconsin in 1971. He is married and has two grown children and five grandchildren.

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High Anxiety and Social Security Maximizing Madness Feb 20, 2019

My wife used to thank me, with her tongue firmly planted in her cheek, for never being rich. She would say, "It seems to me that the more money people have, the more they worry about it." And gosh, did those words of wisdom come home to me these past... Read More

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From the Ignorant to the Wacky Feb 13, 2019

Why do some people feel the need to voice opinions about subjects they know little to nothing about? Almost daily, for the past 22 years that I've been writing this column, I get emails from people voicing opinions about Social Security that are ill-... Read More

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Woman with Ailing Husband Has Some Choices to Make Feb 06, 2019

Q: I will turn 64 this month. I retired in December. My Social Security benefit is projected to be $927 at age 64. If I wait until 66, I would get $1,066. And if I wait until age 70, I would get $1,407. And there is an additional complication. My hus... Read More