About Tom Margenau

Tom Margenau

Tom Margenau

Tom Margenau worked for 32 years in a variety of positions for the Social Security Administration before retiring in 2005. For many years, he was the director of SSA's public information office at the agency’s headquarters in Baltimore, Md. In that post, he was the chief editor for more than 100 informational publications produced by SSA.

He also was SSA’s deputy press officer for several years, serving in that position as a chief spokesman for the Social Security Administration. Prior to that, he was a speechwriter for the Commissioner of Social Security. Before he moved to SSA's headquarters, he worked for 12 years in Social Security field offices around the country, where he processed Social Security claims while writing Social Security columns for local newspapers.

He has written the “Social Security and You ” column for national syndication since 1997. Margenau graduated from the University of Wisconsin in 1971. He is married and has two grown children and five grandchildren.

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More Questions About Widows Benefits Jan 13, 2021

Sometimes, when I write a column about a certain topic, that column seems to generate more questions than it answers. And that certainly was the case with a column I wrote about widows benefits just before the holidays. Ever since, my inbox has been ... Read More

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Turning Full Retirement Age in 2021? Consider Filing for Benefits This Month. Jan 06, 2021

I write a column similar to this one every January. But I don't mind plagiarizing myself, because it contains a very important message for people planning to retire in 2021. January is a critical month for the hundreds of thousands of potential Socia... Read More

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Social Security Update for 2021 Dec 30, 2020

It has been my custom for most of the past 23 years to write a year-end column that summarizes the Social Security changes and updates scheduled to take place the following year. Almost all Social Security beneficiaries are familiar with the most po... Read More

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Full Retirement Age in 2021 and Beyond Dec 23, 2020

I know many people are saying, "Good riddance" to 2020, partly due to political turmoil but primarily due to the deadly COVID-19 virus. But as for me, I have been dreading 2021. Why? It has to do with the increase in the Social Security full retireme... Read More