Dear Readers: Did you know that 78% of people with a financial plan pay their bills on time and save each month versus only 38% of people who don't have a plan? That's a pretty powerful statistic
Money a little tight these days? You might assume it's due to rising costs, tightening credit and the fact you haven't gotten a raise in, like, forever. But truthfully, if your basic needs are b
Things happen! That expression has been around for years, and it's very true. Many people have unanticipated financial setbacks, and in my experience it's often medical bills, divorce, job loss
Well, I just spent another day answering emails from relatively well-to-do readers who want to know how to squeeze every last nickel out of their Social Security benefits. As someone who never re
Dear Annie: My wife of more than 31 years recently passed away. She had three children from a previous marriage. We had none. She left behind a large sum of money from her savings and IRA for them
An average American spends $4,464 a year in groceries. That's according to the Bureau of Labor Statistics. Stretching that budget can be challenging, but shoppers say it's possible with these tip
Sometimes, it pays off to pay out. In an economy dense with young professionals and retirees desperately seeking financial independence, many fall into the trap of spending the least amount poss
Sixty-one percent of Americans go out to eat at least once a week. And 45% dine out one to two times a week. Those are the findings of a Gallup poll of 1,028 U.S. adults. And the restaurant indus
Too pricey? Too far? Too long? What about the time change?
The standard traveler spends a lot of mental bandwidth on the limiting factors of a potential vacation. Instead of exploring the uplif
What would you do with a surprise $5,000? First, don't spend it all in one place. And since it's not every day that you wind up with an extra pile of money, try not to blow it on frivolities.
You may have heard reports that our planet could be in big trouble if we don't change our consumption habits. In the fashion industry alone, "about 85 percent of textile waste in the United Stat
Money may not be everything, but it sure can make things a little easier. Whether you are just starting out or closing in on retirement, you want to make the most of your hard-earned money. Do yo
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