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The Water of Life Nov. 29, 2024
My wife and I just bought a house. The house we sold is in a city, just a three-minute drive from Di... Read More
8 Ways to Jump-start the New Year Jan. 04, 2024
Feeling a little sluggish? Well, perk up, my frugal friend! Here are eight ways to get a jump on 202... Read More
Double Payments to Slash Mortgage Principal -- How Does That Work? Dec. 19, 2023
Dear Cheapskate: Would you please explain how making double mortgage payments works to reduce the pr... Read More
How Much Debt Is OK? Nov. 02, 2023
These days, as my virtual mailbag fills with messages and pleas for help, I'm noticing a decided inc... Read More
Help! Our Mortgage Lender Is Not Reporting Activity to Credit Bureaus! Oct. 26, 2023
Dear Mary: We just built a new home and got our loan through a local bank that does not report loan ... Read More
Biden's Killing the American Dream of Homeownership Sep. 05, 2023
In boasting about Bidenomics two weeks ago in Milwaukee, President Joe Biden declared that his polic... Read More
Selling and Buying a Home Today Is Easy May. 23, 2023
Dear Monty: We recently closed on our new home. We were pre-approved, and we shopped online for many... Read More
The IRS Rule That Most Home Sellers Don't Know May. 09, 2023
Dear Monty: We recently sold our home. We have prepared and filed our tax returns in the past. Next ... Read More
Three Steps to Research Acquiring Adjoining Property May. 02, 2023
Dear Monty: In the back of my neighborhood is an abandoned school. It was purchased recently, with a... Read More
The Top Home-Showing Suggestions Apr. 25, 2023
Dear Monty: We will soon sell our first home. It is well-maintained. We have a good handle on the pr... Read More
Are Home Purchase Preapproval Letters Helpful? Apr. 18, 2023
Dear Monty: We have a showing scheduled next week for a home. The seller's agent is asking for a cop... Read More
Two Accepted Offers on the Same House... What? Apr. 11, 2023
Dear Monty: Our offer was accepted after the first buyer backed out because they didn't like the ins... Read More
How to Decide to Accept an Offer Apr. 04, 2023
Dear Monty: We were selling our home and listed it with a real estate agent we know. We just finishe... Read More
Four Options to Correct Seller Being Caught in a Lie Mar. 28, 2023
Dear Monty: We have an offer on our house. There are several contingencies, one of which is a home i... Read More
When First Jumping Into Rental Real Estate -- Be Very Careful Mar. 14, 2023
Dear Monty: I want to buy my first rental property with my husband. We plan on purchasing with cash ... Read More
Selling Too Soon in Uncertain Market Puts Former Homebuyers' Equity at Risk Mar. 07, 2023
Dear Monty: We bought our first home in 2021. We paid $287,400 for it. We saved our $30k down paymen... Read More
What To Do When You Can't Pay All of Your Bills and More Feb. 22, 2023
Dear Mary: Our mortgage was due on the first. As I write it is the 21st. We have the money to pay it... Read More
Buyer Damages Home Then Backs Out Feb. 21, 2023
Dear Monty: On the morning of closing, the buyer did the final walk-through. Then his agent called, ... Read More
Agent Calls Lender Without Client Approval. Is This Unethical? Feb. 14, 2023
Dear Monty: My wife and I are currently looking for homes with an agent. We have received preapprova... Read More
When Student Debt Comes Home to Roost and Fast Track Mortgage Payoff Dec. 20, 2022
Dear Mary: Several years ago I decided to become a medical transcription. I had no knowledge how sch... Read More
