Everyday Cheapskate from Creators Syndicate https://www.creators.com/read/everyday-cheapskate Creators Syndicate is an international syndication company that represents cartoonists and columnists of the highest caliber. en Mon, 27 May 2019 06:13:43 -0700 https://www.creators.com/ http://blogs.law.harvard.edu/tech/rss Everyday Cheapskate from Creators Syndicate https://cdn.creators.com/features/everyday-cheapskate-thumb.jpg https://www.creators.com/read/everyday-cheapskate ba96164e0227e7b36a27d8840f169cae 5 Things You'll Be Happy to Know About Lestoil for 05/27/2019 https://www.creators.com/read/everyday-cheapskate/05/19/5-things-youll-be-happy-to-know-about-lestoil Mon, 27 May 2019 00:00:00 -0700 <p></p><p>Ever wondered where you've been all your life? That's my reaction to a simple heavy-duty cleaning product, Lestoil.</p> <p>Apparently, it's been manufactured right here in the USA for decades and loved by many. Curiously, I'd never even heard of it, let alone used it like a rabid fan, until only a few years ago.<p>Updated: Mon May 27, 2019</p> 69050fd3993f26c76ed80ff057c707a8 You Really Can Recover from Dumb Money Mistakes for 05/23/2019 https://www.creators.com/read/everyday-cheapskate/05/19/you-really-can-recover-from-dumb-money-mistakes Thu, 23 May 2019 00:00:00 -0700 <p></p><p>When I was young and stupid, I accumulated more than $100,000 in unsecured credit card debt.</p> <p>I didn't get into that mess overnight. It took me 12 years and myriad terrible financial mistakes to do it and, in the process, nearly ruin my life.<p>Updated: Thu May 23, 2019</p> 6f1ad39524365585aa6658edb5928a28 How to Buy Carpet: What You Need to Know to Make the Perfect Decision for 05/22/2019 https://www.creators.com/read/everyday-cheapskate/05/19/how-to-buy-carpet-what-you-need-to-know-to-make-the-perfect-decision Wed, 22 May 2019 00:00:00 -0700 <p></p><p>It's not something you buy every day. But when it's time to buy carpet, you'll want to know your stuff. Make a bad decision and you'll pay a significant price in dissatisfaction and disappointment.</p> <p>First, decide the style of carpet and type of fiber you want, determined by where it will be installed and how much money you have to spend. <p>Updated: Wed May 22, 2019</p> 49b71078750c64159b8a9d8dee15b145 Look at All the Hidden Benefits in Your AAA Membership for 05/21/2019 https://www.creators.com/read/everyday-cheapskate/05/19/look-at-all-the-hidden-benefits-in-your-aaa-membership Tue, 21 May 2019 00:00:00 -0700 <p></p><p>When I pulled out my AAA membership card to get a discount for Universal Hollywood tickets, I locked eyeballs with the words "Years as Member: 43" printed on the card. I nearly passed out.</p> <p>That seemed absolutely impossible until I did a little calculation. It's true. AAA has been an important part of my life for more than four decades.<p>Updated: Tue May 21, 2019</p> e2bd492f8e0c8b981bc177954e5e7b54 How to Live Your Life Above Your Circumstances for 05/20/2019 https://www.creators.com/read/everyday-cheapskate/05/19/how-to-live-your-life-above-your-circumstances Mon, 20 May 2019 00:00:00 -0700 <p></p><p>Her letter was long. Page after page she went on about every aspect of her miserable life.</p> <p>In between the accounts of her husband's unemployment and her high blood pressure, this woman managed to weave each and every detail of their broken-down cars, leaking roof, busted faucets, ungrateful children, delinquent taxes, nosy neighbors, empty retirement account and unpaid bills.<p>Updated: Mon May 20, 2019</p> 10372f97e25dc640abc800e484bf9179 Chicken Labeling at the Supermarket: Prepare to Be Surprised for 05/16/2019 https://www.creators.com/read/everyday-cheapskate/05/19/chicken-labeling-at-the-supermarket-prepare-to-be-surprised Thu, 16 May 2019 00:00:00 -0700 <p></p><p>If you've ever stood in the supermarket wondering if paying more for chicken that is free-range, antibiotic-free, no hormones added, farm-raised, natural and organic is going to make you healthier, wealthier, wise &#8212; or just a better person &#8212; you're not alone. </p> <p>Recently, as I was doubting myself on my chicken choices, I decided to get to the bottom of what all of this really means. It's not what I thought.<p>Updated: Thu May 16, 2019</p> c88a8686153cdbc414cac36f3cfa9f2b How to Clean a Shark Vacuum and its Filters for 05/15/2019 https://www.creators.com/read/everyday-cheapskate/05/19/how-to-clean-a-shark-vacuum-and-its-filters Wed, 15 May 2019 00:00:00 -0700 <p></p><p>You know by now just how much I love my Shark vacuum cleaner. And given my readers' letters and comments, I know that many of you have Sharkies, too.</p> <p>I love your messages. They make me smile because I understand the range of emotions that come from using a Shark vacuum for the first time &#8212; from amazement to flat-out embarrassment.<p>Updated: Wed May 15, 2019</p> f50b388aa989b1c0a97b46188cc12ecd 9 Cooking Mistakes We All Make and How to Fix Them for 05/14/2019 https://www.creators.com/read/everyday-cheapskate/05/19/9-cooking-mistakes-we-all-make-and-how-to-fix-them Tue, 14 May 2019 00:00:00 -0700 <p>Just the other night, I suffered a kitchen disaster. I hate when that happens. I ruined an entire pot of pasta because I got busy and was not paying attention. By the time I realized, the pasta had cooked way beyond al dente, all the way to total mush.</p> <p>It killed me to dump the whole thing, but there was no way to undo that disaster.</p> <p>Thankfully, that's not true for every cooking mistake. This is a list you're going to want to keep handy just in case.<p>Updated: Tue May 14, 2019</p> 300ad51a59ee8c1d72b94d734e71140b Meet My Spring Cleaning A-Team for 05/13/2019 https://www.creators.com/read/everyday-cheapskate/05/19/meet-my-spring-cleaning-a-team Mon, 13 May 2019 00:00:00 -0700 <p></p><p>There's an illness that has been documented by poets for centuries, and I've got it. It's spring fever, that wonderfully amorphous disease we all recognize come April and May.</p> <p>Spring fever remains a fuzzy medical category, but there has been a great deal of research on how seasonal changes affect our mood and behavior. I know how spring fever affects me &#8212; it makes me want to clean!<p>Updated: Mon May 13, 2019</p> c3d2af16d2130a43187f82b9a70677dc This Is the Best Car Trash Can Ever for 05/09/2019 https://www.creators.com/read/everyday-cheapskate/05/19/this-is-the-best-car-trash-can-ever Thu, 09 May 2019 00:00:00 -0700 <p></p><p>Wouldn't you think that if car manufacturers can perfect self-driving cars, they could also come up with a way to conquer the car trash problem?</p> <p>I've always thought that a built-in trash compactor would be great, or even better, some kind of incinerator that sucks the accumulation right out of the car and into a holding tank that magically converts it into purified drinking water. Or gasoline. <p>Updated: Thu May 09, 2019</p> e5be0adbdfa65bc1e9556b81c050c85c All You Need to Know to Get Prescription Eyeglasses Online for 05/08/2019 https://www.creators.com/read/everyday-cheapskate/05/19/all-you-need-to-know-to-get-prescription-eyeglasses-online Wed, 08 May 2019 00:00:00 -0700 <p></p><p>The first time I heard about ordering prescription eyeglasses online, I scoffed. I rolled my eyes. What next? Mail order surgery? Online doctor visits? Not me. </p> <p>I mean, how could a person trust her eyesight to some website in the sky by forwarding a doctor's written prescription, selecting frames online and expecting said unknown entity to grind those lenses properly, fit them into the frames, send the glasses with a perfect fit and charge her a fraction of the cost she would pay locally? How could she expect any of this to turn out well?<p>Updated: Wed May 08, 2019</p> a35108b00e40292a7e9cb8323a4a845b The Most Critical 6 Months in a College Grad's Life for 05/07/2019 https://www.creators.com/read/everyday-cheapskate/05/19/the-most-critical-6-months-in-a-college-grads-life Tue, 07 May 2019 00:00:00 -0700 <p></p><p>Graduating from college is one of life's most thrilling events. Finishing my degree, walking the aisle and receiving a fancy document in a leather-bound case remains one of the high points of my life.</p> <p>Unfortunately, I still had a lot to learn about managing finances. I knew nothing, and worse, wasn't aware that I knew nothing. What was there to know, anyway?<p>Updated: Tue May 07, 2019</p> 45dc537cd2429f4ab6b5f1babf658da6 The Best Inexpensive Skin Care Products Recommended by My Doctor for 05/06/2019 https://www.creators.com/read/everyday-cheapskate/05/19/the-best-inexpensive-skin-care-products-recommended-by-my-doctor Mon, 06 May 2019 00:00:00 -0700 <p></p><p>How shocked was I to read it in a popular women's magazine? I was speechless, but somehow I gathered enough strength to respond, "There's no way!"</p> <p>Even so, I did a quick search only to discover it was no typo at all. A 1.7-ounce jar of 111SKIN Celestial Black Diamond Cream retails for $1,095.<p>Updated: Mon May 06, 2019</p> 8e8ca8aec50e37e936a3ce8dbe03b787 Ebates -- an Awesome Way to Build a Cash Stash for 05/02/2019 https://www.creators.com/read/everyday-cheapskate/05/19/ebates-an-awesome-way-to-build-a-cash-stash Thu, 02 May 2019 00:00:00 -0700 <p></p><p>I could teach you how to be an extreme couponer. I've had a lot of experience, including the time I demonstrated how to do it on location at a large supermarket, live on TV.</p> <p>It's a great way to save money, but it's a lot of work and mostly limited to grocery and drug stores.<p>Updated: Thu May 02, 2019</p> 02274db9c5bc6f940d35da8140eaf0ef Cheap, Yes, but Not at the Expense of Others for 05/01/2019 https://www.creators.com/read/everyday-cheapskate/04/19/cheap-yes-but-not-at-the-expense-of-others-5b911 Wed, 01 May 2019 00:00:00 -0700 <p></p><p>Living below your means requires a good bit of creativity from time to time. <span class="column--highlighted-text">You have to get pretty clever to stretch a buck. But just how far can you go in matters of etiquette before you cross the line?</span></p> <p>Ask yourself this: Is my choice to be cheap going to harm or insult another person? A good rule of thumb is to be cheap with yourself and generous with others.<p>Updated: Wed May 01, 2019</p> cbd685cb43f906bcb8dada3281c079a3 Readers Share Their Brilliant Ideas Plus Something More for 04/30/2019 https://www.creators.com/read/everyday-cheapskate/04/19/readers-share-their-brilliant-ideas-plus-something-more Tue, 30 Apr 2019 00:00:00 -0700 <p></p><p>What I love more than great tips and brilliant ideas from my readers are the lovely words of love and thanks. Yeah, I'm a sucker for friendship, and I value each and every one of you more than you will ever know. Just knowing that so many friends are reading these columns every day makes me excited and energized to keep going! So whatever you do, keep the love and those tips, great ideas and questions coming.</p> <p>FREEZE MILK FOR LATER<p>Updated: Tue Apr 30, 2019</p> 741de3548d95bc01bd8ca05e34ba4e01 4 Ways to Stop Wasting Money for 04/29/2019 https://www.creators.com/read/everyday-cheapskate/04/19/4-ways-to-stop-wasting-money Mon, 29 Apr 2019 00:00:00 -0700 <p></p><p>Want to keep more of the money you earn? Stop wasting money on goods and services that you don't really care about. Start paying attention to where your money goes and you just might see the equivalent of working a second job in your wallet &#8212; not leaking out of your life undetected.</p> <p>1. Stop buying from TV ads. Infomercial products are overpriced and hardly ever turn out to be as wonderful as depicted. And those risk-free trial periods? Don't believe them. You'll have to pay the return shipping costs plus a restocking fee, if you ever get around to it. Whenever tempted by an infomercial product, take a second to look up the item on eBay. You'll be shocked to find dozens at a fraction of the price because that's where they unload all the as-seen-on-TV products that get returned. Ask yourself, "Why so many returns?" By then the infomercial should be over and you can get on with your day.<p>Updated: Mon Apr 29, 2019</p> 75a2296290bb5b3e770633e1d4dbfd6b How to Take the Pain Out of Saving Loose Change for 04/25/2019 https://www.creators.com/read/everyday-cheapskate/04/19/how-to-take-the-pain-out-of-saving-loose-change Thu, 25 Apr 2019 00:00:00 -0700 <p></p><p>I am not one to spend coins. I prefer to save them. In fact, I go out of my way to make sure I get plenty of change. But I hate to carry loose change, so my husband and I routinely dump the day's accumulation into a container to save for a trip or to buy something special. One year we saved $1,100 in coins. But I have to admit the logistics can be a royal pain.</p> <p><span class="column--highlighted-text">Banks and credit unions have strict rules about loose coins. </span>Some require them to be rolled, wrapped and labeled before deposit. Others won't accept wrapped coins. Either way, most charge a fee these days.<p>Updated: Thu Apr 25, 2019</p> f6a32cc9d030d24d8064d0fcc841443c This Is What Happens When Financially Immature Students Get a Credit Card for 04/24/2019 https://www.creators.com/read/everyday-cheapskate/04/19/this-is-what-happens-when-financially-immature-students-get-a-credit-card Wed, 24 Apr 2019 00:00:00 -0700 <p></p><p>Our kids are fortunate to be growing up in the most progressive and exciting time in history. Sadly, the very culture that offers them the world is also perpetrating this lie: "You are entitled to have everything you want, even if you don't have the money to pay for it. It's not a problem. You deserve it. Get it now, and you can pay for it later!"</p> <p>There's a huge consumer credit industry out there planning to give your kids their very own credit cards &#8212; personal passports into the abyss of consumer debt. This will not require your permission or approval, something that one reader is experiencing firsthand.<p>Updated: Wed Apr 24, 2019</p> c7cbe6a5524bbe3026e950cd0a464eb5 My Sincere Apologies to Pawnshops Everywhere for 04/23/2019 https://www.creators.com/read/everyday-cheapskate/04/19/my-sincere-apologies-to-pawnshops-everywhere Tue, 23 Apr 2019 00:00:00 -0700 <p></p><p>In the wake of America's big economic wake-up call back in 2008, dollar stores and thrift stores saw a big resurgence. And now another kind of retail quasi-lender is commanding all kinds of attention from sellers and buyers: pawnshops.</p> <p>I admit to having grown up with a weird bias against pawnshops. To me, pawnshops were just one level above Vinny the Loan Shark operating illegally in some dark alley in the bad part of town, just waiting to break some knees.<p>Updated: Tue Apr 23, 2019</p>