Personal Finance 2012

15 Stories • Available January 2012
Money Dishonesty

Money Dishonesty

Friends may laugh about how they went on a shopping spree at the mall and hid their purchases in the backs of their closets, but hiding purchases from a spouse is not a laughing matter. There's nev

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Impulsive Buying

Impulsive Buying

You could be the most stringent budgeter in the world and still give in to the occasional impulse buy. It might be as small as a candy bar at the grocery store, or it might be something quite large

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Discretionary Income

Discretionary Income

You call it "play money" or "fun money," and financial planners call it "discretionary income." It's the money you have left over after all of the bills and taxes are paid, money you can use for ot

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Ready, Set, Negotiate

Ready, Set, Negotiate

If you're finding it hard to pay off your credit card balances, you might be able to speed up the process with just one phone call. According to the credit card information website LowCards.com, th

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Out Of The Hole

Out Of The Hole

If you're in debt, you have to get out. But remember that a plan is only as good as your ability to stick with it. Just like diets, all of them work. But which diet will you stick with? No matter h

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Buying Your First Home

Buying Your First Home

As a young adult, there are few occurrences that make you feel more like a "grown-up" than when you purchase your first home. It's a process that's frightening, somewhat frustrating and fun -- all

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Buddy And The Piggy Bank

Buddy And The Piggy Bank

Dalmatian or Golden retriever? Bunny or guinea pig? Tabby or Siamese? These are usually the type of questions people consider when they decide they want to add a furry friend to their family. But w

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Food Budget

Food Budget

You have to eat; there's no denying it. But your weekly grocery bill shouldn't be on par with your mortgage. Here are 10 quick and easy tips to keep the fridge stocked and your bank account full:

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Changing Banks

Changing Banks

Years ago, some folks used to keep their savings in a mattress at home. If you had enough money to consider a bank, you went to your local one. There was rarely competition in an area. Times have

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Death And Toll Roads

Death And Toll Roads

In the 2006 Oscar-winning film "The Departed," Jack Nicholson plays Irish mob boss Frank Costello, a fictional representation of real-life organized crime leader Whitey Bulger. In an early scene, C

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Life Insurance

Life Insurance

Dear Carrie: I am a single 43-year-old woman, and at the advice of my insurance agent, I've been carrying a term life insurance policy since age 22. I also participate in my company's life insuranc

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Investing

Investing

Sometimes it's important to stick to your convictions despite the emotional urge or outside pressures to change your mind. But other times, you need to be flexible enough to change your mind when p

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Finance Facts 1

Finance Facts 1

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Finance Facts 2

Finance Facts 2

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Finance Facts 3

Finance Facts 3

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Charging Ahead

Charging Ahead

Until a few years ago, it was easy for college students to apply for credit cards. Credit card companies set up tables around campus where students could sign up for credit cards while also receivi

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Making It In The Real World

Making It In The Real World

Are you planning to strike out on your own for the very first time? It can be a bit frightening to realize that you'll be fully responsible for your living arrangements and the ability to survive.

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Ira, Sep, 401(k) -- Oh, My!

Ira, Sep, 401(k) -- Oh, My!

In 1972, Ken Kuchar founded Ken's Appliance Service and joined the ranks of the self-employed. By 2006, Kuchar was 58; he and his wife had reared four children, and the business was providing a liv

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