ASK CARRIEBY CARRIE SCHWAB-POMERANTZRELEASE: WEDNESDAY, FEBRUARY 17, 2010, AND THEREAFTERDo You Need a Financial Adviser? Dear Carrie: Thanks for your continued financial guidance and vote of confidence toward achieving financial independence. My wife and

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Can You Collect Both a Public Pension and Social Security? Dear Carrie: I'm 69, worked 23-plus years in the private sector and I am still working in the public sector and receiving monthly Social Security payments. When I retire and start receiving public employee's retirement payments, there's supposed to …Read more. Love and Money: Can You Overcome Your Financial Differences? Dear Carrie: My husband and I have been married for less than a year. He comes from a moderately wealthy family and my family was always scrimping for every penny. Ironically, I'm now earning more than he is, but he's still ready to spend. How do we …Read more. Retiring Early: What's the Best Plan for a Too-Small Nest Egg? Dear Carrie: I only have about $21,000 saved and I am headed into a way-too-early retirement. Should I be investing aggressively to make up for lost time? —A Reader Dear Reader: In the financial world, we often talk about the importance of …Read more. Can You Start Investing With a Small Amount of Money? Dear Carrie: Please help. I don't have a clue as to how to invest my small amount of money. Also, I don't understand what people mean by "long term" or "short term" in actual years. —A Reader Dear Reader: When you're just …Read more.