3 Reasons to Not Borrow from a Retirement Account 3 Reasons to Not Borrow from a Retirement Account Dear Mary: I am thinking of taking a loan from my 40l(k) retirement account to pay off my credit-card debt. I can repay the loan with payments taken directly from each of my paychecks, without any …Read more. An Ounce of Prevention Means Money in the Bank Today's topic is not pretty, but unless you have $8,000 earmarked for dental care, it could prevent a lot of pain — both dental and financial. Periodontal disease is an infection that affects the gum tissue around the teeth, the fibers that …Read more. How to Save a Bundle on Prescription Eyeglasses How to Save a Bundle on Prescription Eyeglasses In the interest of full disclosure, let me say right up front that when I first heard that we can now order our prescription eyeglasses online, I scoffed. I rolled my eyes. What next? Mail-order …Read more. Four Steps to Financial Confidence Four Steps to Financial Confidence For a good deal of my life, I lived under a dark cloud of worry that I would end up financially destitute. A survey conducted by Harris Interactive for Allianz Insurance Group reveals that I'm not the only one. In …Read more.more articles
Where to Find Good Free Stuff
Every day, perfectly serviceable items find their way to landfills simply because they are no longer wanted or needed by their owners. And that's a shame because there are so many people who could really use the very items being cast off by others. There's a fabulous movement in this country that is matching up useable cast-offs with anxious users.
FIND FREE STUFF. The website FreeCycle.org is a great resource to find free furniture and all kinds of items in your local area. If you have usable items that you don't want or need anymore, instead of filling up the landfills, post them on FreeCycle and let someone else take the item for free! Anyone is welcome to sign up and post or to take free items. — Tamara W., email
TABLECLOTH STORAGE. My great hint for storing tablecloths is to fold them the long way and hang them from a hanger in the closet. They are easy to find and can be stored by the season. — Dawn W., email
OPENING A JAR. I have a great tip when a jar lid won't open. Put on a pair of leather gloves, grasp the jar and the lid and twist. The gloves give each hand some traction and make it easier to remove the lid. — Linda M., Pennsylvania
CHEAP TUB CLEANER. Keep a bottle of cheap shampoo on hand to clean your tub and sinks. Just spread the shampoo around, let set for half an hour or longer and then rinse when you are ready. This even cleaned up the rust-colored deposits of organic iron from our well water. — Linda H., email
BOWL COVERS. When we go on vacation, I always take the little unused shower caps home. I then keep them in a kitchen drawer, and when I have a bowl or cake pan that needs to be covered, I just use one of these little bowl "caps" and put it around the container. The elastic keeps it snug and the shower cap is puffy enough that it doesn't stick to the food. — Janet K., Iowa
NO-RUST STEEL WOOL. My steel wool pads (the kind with soap in them) were rusting before I could use them up. I discovered that when I put them in a plastic bag and put the bag in the freezer, I can use them for a longer time because they won't rust. I take a frozen pad, dip it in warm water, and then it's all ready to scrub. — B.C., South Carolina
Would you like to send a tip to Mary? You can email her at email@example.com, or write to Everyday Cheapskate, P.O. Box 2099, Cypress, CA 90630. Include your first and last name and state. Mary Hunt is the founder of www.DebtProofLiving.com and author of 24 books, including her 2013 release "The Smart Woman's Guide to Planning for Retirement." To find out more about Mary and read her past columns, please visit the Creators Syndicate Web page at www.creators.com.
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