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Disability Benefits can be Higher than Retirement Payments

Comment

Q: I have a 40-year-old friend who is getting Social Security disability benefits. I know that she was averaging only about $20,000 per year while she was working. And she told me she is getting $1,600 per month from Social Security. I am 63 years old and I get about $1,400 per month in Social Security retirement benefits. I worked all my life, and when I retired, I was making about $30,000 per year.

Why is my friend getting more than I am from Social Security, even though I made more money and paid Social Security taxes for many more years than she did?

A: It really doesn't seem fair, does it? But it all has to do with how Social Security benefits are figured.

A Social Security benefit is intended to replace a portion of a person's average earnings during his or her working lifetime. Although you were making more than she was at the time you both stopped working, your friend's average earnings during her shorter working life were probably greater than your average earnings during your longer working career. Does that make sense? If it doesn't, maybe a look at some actual numbers will help.

Your Social Security benefit was based on your average wage during your highest 35 years of work. (And that formula applies to all retirees.) For most people, their highest 35 years of earnings were their last 35 years. Let's say you retired in 2010. That means your Social Security benefit was based on your earnings between 1975 and 2010. I've got a hunch that back in the 1970s, you were selling fries at McDonald's (or some similar job) making minimum wage. Factoring in all those low-earning years from more than three decades ago, your overall average lifetime wage will be reduced, which in turn lowers your Social Security benefit.

On the other hand, your disabled friend's Social Security benefit was based on fewer years of earnings. The formula is complicated, and I won't get into it here. But assuming she started getting benefits last year, my guess is that they went back about 15 years to figure her disability payment. That means they based that payment on her earnings between 1995 and 2010. And it is likely that her average wage between 1995 and 2010 is greater than your average wage between 1975 and 2010. So, that's one reason her Social Security benefit is higher than yours.

The other reason is that she is receiving a full payment while yours is reduced.

Social Security disability benefits are always paid at the full (100 percent) rate. But your retirement benefit was reduced about one-half of 1 percent for each month you started those payments before age 66.

Q: My good friend is in her early 60s and is struggling to get along on a very small Social Security retirement benefit. She was married to a man for more than 25 years, but they are divorced. He has remarried and is well off, but he refuses to give my friend his Social Security number. He won't permit her to file for any benefits as his ex-wife. Is there anything she can do?

A: Yes, she can file for divorced wife's benefits on her ex's record without having the guy's Social Security number. And she certainly doesn't need his permission to do so. Social Security Administration personnel will be able to find his number and look up his records, if they can get a bit of identifying information from the ex-wife.

If she can give them her former husband's name, his date and place of birth and his parents' names, they should be able to find his SSN and she should get divorced wife's benefits on his Social Security account. And then let's hope the old goat has a heart attack when he finds out. That way, your friend will receive even higher divorced widow's benefits!

Q: I am 72 and getting benefits as a wife on my husband's Social Security record. He is 84. I spent my entire adult life as a wife and mother and never paid into Social Security. But I recently started working. Someone told me the money I'm paying in Social Security taxes is doing me no good. Is that true? And if so, can I get out of paying those taxes?

A: Yes and no! I mean, yes, the money you are paying in Social Security taxes will never come back to you in the form of higher Social Security benefits. Unless you work long enough, like maybe about 25 years, your own benefit could then finally surpass the amount you're getting as a spouse. But of course, that's not going to happen.

And no, you can't get out of having Social Security payroll taxes deducted from your earnings. So how about if you think of it this way: the money you pay in school taxes, for example, doesn't do you any good, but it helps someone else — and your community as a whole. And now the money you are paying in Social Security taxes isn't doing you any good, but it's also helping someone else — and your country as a whole.

If you have a Social Security question, Tom Margenau has the answer. Contact him at thomas.margenau@comcast.net. To find out more about Tom Margenau and read features by other Creators Syndicate writers and cartoonists, visit the Creators Syndicate website at www.creators.com.

COPYRIGHT 2011 CREATORS.COM.



Comments

70 Comments | Post Comment
I took an early retirement at age 62 in 2002. S.S. indicated that IF I had been disabled at that time, I would get about $170.00 more per month, in adddition to the yearly increases. In 2004 I became disabled but s.s. continued sending me retirement benefits instead of the higher disability checks, and this has been going on for nearly eight (8) years. I presented a claim but it was denied. I am now in the process of appealing that decision, and if my appeal is also denied, can I take the case to Federal Court? I would appreciate an answer to my email address. Thank you ever so much!
Comment: #1
Posted by: dario
Mon Apr 9, 2012 10:43 AM
im thinking about getting disability benefits at aprox 1600.00 a month , how much more am i able to make a year working in another field.
Comment: #2
Posted by: william walk
Tue Sep 18, 2012 11:25 AM
I'm receiving social security now can i apply for social security disability.I had hip replacement 7 years ago and now it's giving me problems.Hard time going to the store and no shoveling snow or cutting grass
Comment: #3
Posted by: melvin w. sackman
Mon Dec 31, 2012 3:03 PM
ca I on dissabilty now but old enough enough to draw social secutiy can i draw both or just one if i can't draw both which should i go for
Comment: #4
Posted by: brenda kelly
Fri Feb 22, 2013 11:29 AM
I am 72...I draw a retirement check and social security .....My question is I was diagnosed with COPD 2 yrs ago...can I draw a disability check as well
Comment: #5
Posted by: don hodgin
Mon Mar 18, 2013 11:14 AM
I am retired since 2007 at 63.....I did work for more than 40 years, but received 1/2 of my ex husband benefits. Since very young I had problems hearing today I am 90% deaf.. and can not hear anything without H. aid.......They are very expensive so that I can not afford..But was thinking of getting disability for more money n my check and other help. as a disable women. What do you recommend??? Thanks
Comment: #6
Posted by: marietta gomez
Tue May 21, 2013 10:08 AM
Can I get divorced wife's benefits from my first ex-husband even though I remarried and divorced someone else? I was married to each of them for 17 years. I am on disability now.
Comment: #7
Posted by: Vicki Mentzer
Fri May 24, 2013 11:43 AM
I turned 62 on June 11th 2013. I was planning on signing up for my SS benefits this year even though I am not of full retirement age.
I have just found out that I have Bladder Cancer and there is a good chance that they will be removing my Bladder.
As I understand it this could qualify me as Disabled, if so should I wait and sign up for Disability or can I go ahead and apply for my partial retirement at age 62 and then reapply for Disability later after the surgery?
From what I have read on your post is that other people have not been able to change there SS retirement income to SS Disability income.
Comment: #8
Posted by: Russ Sage
Mon Jul 1, 2013 9:59 AM
My wife is on SSDI because of chronic pain, etc. She will be turning 62 in November of this year--2013. Can she " convert " her SSDI to regular Social Security benefits when she turns 62? Or would SSAdm. do that for her? And thirdly, would it be worth it to do so? Thanks
Comment: #9
Posted by: Ken Sauer
Tue Aug 20, 2013 7:54 PM
I just turned 66 and was also in disabilty for the last 2 years now they send me a letter that their stopping my disabilty cause I turn 66 I have 3 back surgery and left rotated cuff and an elbow surgery with torn tendon now I have an appt for neck pain
Comment: #10
Posted by: Francisca Carrizales
Fri Sep 13, 2013 6:05 PM
I just turned 66 and was also in disabilty for the last 2 years now they send me a letter that their stopping my disabilty cause I turn 66 I have 3 back surgery and left rotated cuff and an elbow surgery with torn tendon now I have an appt for neck pain
Comment: #11
Posted by: Francisca Carrizales
Fri Sep 13, 2013 6:07 PM
reading one of your readers comments, I was curious about your answer. 62 receiving Social Security, and the ability to file and receive Disability from Social Security at a later date, after she had surgery
Comment: #12
Posted by: Debbie campbell
Mon Oct 14, 2013 12:39 PM
Im 72. Social securitl check has been.cut by 270.00 what can i do.
Comment: #13
Posted by: theresa fine
Wed Oct 30, 2013 10:29 AM
Im 59 and disabled i get a ssi check can i get my ex's. Social security also.
Comment: #14
Posted by: theresa fine
Wed Oct 30, 2013 10:37 AM
Hi, My name is Chris. I worked at my same career job for 23 years. I am 45. I just received a 3 year review and I needed help filling that 10 page form out. I was approved dusability in the year 2010. Im worrying myself si much will I get approved and gonon with my life or get denied. I have Crohns disease 4 bowel resections, short bowel syndrome. I have bibpolar major depression with agoraphobia (cant be around alot of people all at ince without major panic attacks. I have spinal stenosis with degenerative disk disease with permanent numbung in both legs and have alot of difficulty even putting on my clothes. I take 10 different medications and I see all 3 of my doctors every month and never miss my appts. Can someone guve me some advice to not worry and try to enjoy the upcoming holidays with my son. He us the only family I have left. I would appreciste sny input. Im very sorry for spelling I typed this from my phone. Thank you.
Comment: #15
Posted by: chris pope
Thu Oct 31, 2013 3:15 PM

Hello Readers
my name is Mrs Rachael
After being in relationship with Wilson for seven years,he broke up with me, I did everything possible to bring him back but all was in vain, I wanted him back so much because of the love I have for him, I begged him with everything, I made promises but he refused. I explained my problem to someone online and she suggested that I should contact a spell caster that could help me cast a spell to bring him back but I am the type that don't believed in spell, I had no choice than to try it, I meant a spell caster called DR NOSHAKING and I email him, AT DR NOSHAKING@GMAIL.COM and he told me there was no problem that everything will be okay before three days, that my ex will return to me before three days, he cast the spell and surprisingly in the second day, it was around 4pm. My ex called me, I was so surprised, I answered the call and all he said was that he was so sorry for everything that happened, that he wanted me to return to him, that he loves me so much. I was so happy and went to him, that was how we started living together happily again. Since then, I have made promise that anybody I know that have a relationship problem, I would be of help to such person by referring him or her to the only real and powerful spell caster who helped me with my own problem and who is different from all other spell casters. For the sake of once out there. Anybody could need the help of this spell caster, his email:DR NOSHAKING@GMAIL.COM. you can email him if you need his assistance in your relationship or anything. I PRAY TO GOD THAT ALWAYS TESTIFY OF YOUR GREAT WORK YOU HAVE DON FOR ME.
I WILL NEVER FORGET A SPELL CASTER LIKE YOU IN MY LIFE. SIR HIS WEBSITE ADDRESS is CONTACT HIM NOW FOR SOLUTION TO ALL YOUR PROBLEMS
Comment: #16
Posted by: mr rachael
Fri Nov 8, 2013 10:52 PM
I need to see my payment schedule for 2012 and 2013 how do I get It I have been receiving payments since 2007.
Comment: #17
Posted by: janet wakefield
Sat Nov 16, 2013 11:33 PM
i am 45 years old,I was injured in my mid 20s on a motorcycle, I crushed both of my ankles, I was never really able to work , I receive disability, I have a 10 yr old daughter, my benefits are 840.00 a month is there any way I can get more to assist us , my mother and father is deceased, my grandparents as well, can she receive something cause I can't work,?
Comment: #18
Posted by: Earl Carter
Fri Dec 6, 2013 10:07 AM

Am Victoria Williams,am here to share this great news to the whole world for the great thing Dr Dros has done for me after 4 years in marriage without no child my husband decided to have a divorce with me i was so confuse when my husband told me that he his tired of the marriage that i should leave him alone i was so shocked he told me so many things that made me regretted ever meeting him,The next day was a letter from the lawyer that my husband his asking for a divorce and we need to be in court on 25 of June 2013 i was in deep tears and thinking,Just until this faithful day when i was alone listen to the radio when this program came up (HOW I GOT MY EX)i saw wonderful men and women giving testimony and testifying in the great name of this man called Dr Dros i had great testimonies on her Dr Dros helped lots of people in canceling there divorce instantly i went on the internet read great reviews about this Man of God called Dr Dros i called him and shared my problem with him he just told me not to worry that he assures me that my husband will cancel the divorce and i will also bear a child i was so happy and he said all this will happen within 36 hours,Believe me friends as the 36 hours completed i was feeling feverish i went to see the Dr and he confirmed i was pregnant i went home with joy meant my husband begging me to forgive him that he does not need any divorce all he needs his me and that he assures me that he will never leave me for any reason he made me had access to everything he owns,His Social Security Number SSN ATM Pin we had Joint account all this to prove to me that he will never leave me am so happy today that Dr Dros has brought back happiness into our home,Please you don;t need to worry anymore Dr Dros will surly solve your problem you can contact him on drossuva@gmail.com

Victoria W.
Comment: #19
Posted by: lious
Fri Dec 6, 2013 2:13 PM
I WANT TO KNOW IF I AM DRAWING SOCIALSECURITY NOW CAN I APPLY FOR SOCIAL SECURITY DISABILITY
Comment: #20
Posted by: otis williams
Mon Dec 9, 2013 1:58 PM
Iam receiving ssi now.when i turn 62 will i be able to receive social security retirement benefits as well
Comment: #21
Posted by: robert nishino
Tue Dec 31, 2013 5:25 PM

Hello every body....
My name is KAITLYN MASER, my family and i live together live in USA. It was after seven years i got to discover that my Husband was unfaithful to me. I didn't know what was going on at first but as he got deep in the affair with his new lover, i felt that our marriage was on the rocks. I notice that he no longer light up when i touch him or kiss him in his neck and his chest cos he really liked it when i did that, he also usually get naked in front of me but when he started seeing that woman he stopped it. I remember asking him if i have done anything that makes him feel irritated when i am around him then he gives silly excuses that he has been feeling stressed up and that he need space for a while. I know when you are been asked for space its usually because there is something fishy going on. I hired a private investigator to help find out what was going on. And in a week time he brought me prove that my Husband that i have lived with for seven straight year is cheating on me with his high school lover. I had picture of him walking out a of a restaurant with her and many other photo of them kissing in public like he will never be caught by someone that knows he is my Husband. I asked myself, even when we had a daughter together he could do this to me. That same night i showed him the pictures that i got from my private investigator. He didn't look at it before saying, that he is seeing someone and he know that i just found out about it. Then he said that he is in love with her. At that moment, i didn't know if to kill myself or to kill him but the button line is that if i was going to kill anyone it was going to be me because i was so much in love with him to even think of thinking to hurt him. As time goes on he asked for a divorce and got it and i got custody of our daughter and i weep everyday seeing my daughter with out being around her daddy. I just couldn't get my mind off my Husband and all i could think about was getting him back and live as every family should. For a year i tried all i could to get him back with the help of my seven year old daughter. Even at that all effect was in vain, i used the help of his friend but turned out all bad. I know most people don't believe in spell casting but believe me this was my last option and the result i most say was impressive. And i know it difficult to believe but A SPELL CASTER Dr iayaryi really made my life much better because he gave me my family back. He didn't ask me to pay for what he did for me all i was to do, was to provide the materials for the spell and i should believe that he had the power to help me. Like he said, he was going to do something that will make him reset his love and affection for me just as it has always been. My Husband told me he woke up and realized that he should have never left me that i am all he needs.To make thing clear, his life with his high school lover was great before Dr iayaryi cast the spell, they had no disagreement on anything. My Husband said it himself that why he broke up with her is something he can not explain just that he woke up on the same bed with her after a very romantic night saying he is breaking up with her for no reason at all. Only Dr iayaryi can do such a thing, contact him to solve your problem with his email driayaryi2012@hotmail.com
Comment: #22
Posted by: KAITLYN MASER
Fri Jan 10, 2014 6:23 AM
Hello every body???
My name is Amanda Cornelia, am from USA I live in Canada, I have been married for over 5years and no issue (baby) to show for it, I and my husband have gone to different places for help for me to get pregnant, but all our efforts where fruitless. My husband became tired of me and started accusing me of the cause of our problem. I tried to make him believe that I don't know why I cannot get pregnant. But as a man he pays deaf ears to my words. It came to a time when he gave me an ultimatum to leave his house. I became more crazy and restless. I search for help including where there is no help. My husband finally sent me packing after 5years of our marriage. when I was in my parents' house I was still searching for a solution until I met an old school friend whom gave me the contact of this spell caster prophet viky, she said he saved her marriage too. I contacted him for help. He told me that it is never too late that I will need two spell in one. Which means an ex back spell and a fertility spell. He actually cast a spell for me after 48hours of his spell; my husband came to my parents' house looking for me. We got back together again. That made me so happy. Still with his fertility spell, I became pregnant after 2months of his spell. What a powerful man. I am the happiest person on earth. If you need any help, I recommend this great man to you, I am so sure he will help you the way he helped me. victorylifelovespelltemple@gmail.com
Comment: #23
Posted by: KAITLYN MASER
Fri Jan 10, 2014 6:24 AM
Hello every body.
Mark brown Williams
Am Mark Raven, from Boulder windshield, Last year I broke up with my girlfriend due to many misunderstandings and I remember very well how hard I had to fight to get her back. She changed her number, changed her job so that I don't visit her office and none of her friends would give me any information about her. The only thing I could do was to go where she stayed but that was way too risky looking at the fact that her parents were very strict and she had three elder brothers and none of them would Allowed a guy who has hurt her sister. I still took my chances, so i looked for a way to get her back then a friend recommended me to contact a great spell caster called prophet lord of that solutionoflovespelltemple@gmail.com he will help me and as my friend said prophet harry helped me to bring back my girlfriend just in 3 days Now I have her back and this is the biggest joy of my life Mark Raven am saying thanks to prophet lord he is a great man you can email him now, solutionoflovespelltemple@gmail.com
Comment: #24
Posted by: KAITLYN MASER
Fri Jan 10, 2014 6:28 AM
My name is Crystal and i want to testify of the good work done by a faithful Dr Ekpiku, a spell caster. in my life i never thought there is such thing as spiritual intercession. my problem started nine months back when the father of my kids started putting up some strange behavior, i never knew he was having an affair outside our matrimonial home. it dawn on me on that faithful day 19th of April 21st 4:23pm when he came to the house to pick his things that was when i knew that situation has gotten out of hand and he then told me he was quitting the marriage which i have built for over five years, i was confused and dumbfounded i called on family and friends but to no avail. two months after i started having problem with my kids welfare rent-age and all of it, i really went through hell. until a day i was browsing on the internet and i happen to meet a spell caster i never believed on this but i needed my man back so i gave the spell caster my problem at first i never trusted him so i was just doing it but you know a problem shared is half solved after a week my husband called me telling me that he his coming back home and that was all. now we are living happily and i still do contact him on this email: Ekpikuspelltemple@live.com
Comment: #25
Posted by: Crystal Morgan
Sun Jan 12, 2014 2:39 PM
There is a certain point you reach in life where you think that there is no hope. i was at that point when my girlfriend for 4 years just walked away from me. but thanks to the DR.AGADAGA who helped me bring back my husband who left me for another girl. i did everything as instructed by Dr.Agadaga,And after 48hours my husband came back begging me on his kneels to accept him back. if you know your love is what saving contact DR.AGADAGA SOLUTION GROUND on email agadagasolutionground@gmail.com
Comment: #26
Posted by: leoharry
Wed Jan 15, 2014 10:48 PM
Am so grateful to Dr Olokunorbo for what he has done for me,At first i was thinking he was a scam and also thinking if i was doing the right,But when i decided to contact him i told him my problem he laughed and told me that everything will be okay within 48hours,So i decided to give it a try in which i contacted him he told me that i should remove all taught from my mind and be happy,Really on the second day i just got a cal from someone.The person was weeping then i decided to ask who was i speaking to then he called his name Richard i was shocked i asked him what happened he said he is really sorry for what he has done to me for the past 3years for leaving me alone.That i should please forgive him that he will make it up with me.So then i said let him come over which he did as he was coming he got me a new car and also said i should have access to his account top prove to me that he will never leave me for anything now we are bought together and we are going to celebrate this Xmas in any country of my choice,Which we are preparing for.Now we are together and he cant do without me friends am so happy to Dr Olokunorbo for bringing back happiness to my life.i swear with my life Dr Olokunorbo his a man to trust you can contact him on his private mail olokunorbospiritualtemple@gmail.com
My name is Becky Johnson

from USA
Comment: #27
Posted by: becky johnson
Sun Jan 26, 2014 5:12 PM
Hi everyone i want to testify of the good work DR ODUDUWA rendered to me when i really needed a spell caster, i and my husband had a little misunderstanding so he left the house living me and my kids alone in the house, I tried calling him but often bounce my calls at first i said to myself that he will come back but as time goes on i saw he was already planning a wedding with another woman leaving me and my kids behind and i loved him with all my heart so it was then that i got to hear about this great spell caster DR ODUDUWA and then i availed his services and today i am here with my husband and kids leaving happily and life is moving smoothly much better than before, Thank you Dr ODUDUWA and If you are looking for options on how to find the most powerful spell caster in the internet then this is the best place where you should contact fatheroduduwaspellcastertemple@gmail.com please for your sake contact him now and get your problem solved........
Sydney Abrams, Brooklyn New York
Comment: #28
Posted by: Sydney Abrams
Thu Jan 30, 2014 7:10 PM
I receive ss disability $1000 per month. If I marry and adopt 4 minor children can you tell me how much each child and my wife will receive monthly
Comment: #29
Posted by: chris spindler
Fri Jan 31, 2014 3:30 PM

My Name is Cynthia Jerry i have a testimony to say; I have been married for five years without any child, nor pregnancy and so i became very sad and lost hope in life because my doctor told me there is no way for me to get pregnant and this really make life so hard for me and this made my husband to turn away from me. My sister in-law told me about DR ASOKA from the Internet, how he has helped people with this similar problem that i am going through so i contacted him and explained to him. He told me not to worry and that everything we soon be okay. He cast a spell and it was a miracle, to my greatest surprise three days later my husband came back to apologize for all he has done and told me he is fully ready to support me in any thing i want,few months later i got pregnant and gave birth to twins (girls) we are now a happy family. Thanks to DR ASOKA for saving my relationship and for also helping others too. continue your good work, If you are interested to contact DR ASOKA for your solution now EMAIL him at ( drasokasolutionhome@gmail . com) for any help you want him to do for you. Thank you Great DR. once again and may your gods reward you for your good deeds.
Comment: #30
Posted by: cynthia jerry
Tue Feb 4, 2014 3:02 PM

My Name is Cynthia Jerry i have a testimony to say; I have been married for five years without any child, nor pregnancy and so i became very sad and lost hope in life because my doctor told me there is no way for me to get pregnant and this really make life so hard for me and this made my husband to turn away from me. My sister in-law told me about DR ASOKA from the Internet, how he has helped people with this similar problem that i am going through so i contacted him and explained to him. He told me not to worry and that everything we soon be okay. He cast a spell and it was a miracle, to my greatest surprise three days later my husband came back to apologize for all he has done and told me he is fully ready to support me in any thing i want,few months later i got pregnant and gave birth to twins (girls) we are now a happy family. Thanks to DR ASOKA for saving my relationship and for also helping others too. continue your good work, If you are interested to contact DR ASOKA for your solution now EMAIL him at ( drasokasolutionhome@gmail . com) for any help you want him to do for you. Thank you Great DR. once again and may your gods reward you for your good deeds.
Comment: #31
Posted by: cynthia jerry
Tue Feb 4, 2014 3:03 PM
I am Heller from Hawaii my husband and i have been looking for a child after our marriage for 3years and we have done several things but to no avail, but husband and i did not relent, we continue to find result until we met this spell caster online and we explained our situation to him and he told us that he will cast a fertility spell for me and my husband and he told us what is required of it. so we gave the spell caster our information and he told us to wait for two days before we begin to see result. me and my husband made love again, and after two weeks i went to the hospital and i was confirm positive. so i am very happy and that at last i can now have my own baby. in case you need his help, meet him on... loveofchild23@gmail.com
Comment: #32
Posted by: Heller
Mon Feb 10, 2014 10:10 PM
Hello to every one out here, am here to share the unexpected miracle that happened to me three days ago, I came across a post online talking about how she got her ex back to her with the help of the great spell caster who happens to be high Dr Odudu that he helped her though i never believe this because i was just wondering how could this be, but i gave my self hope and i contact the spell caster. this is the unbelievable that has happened to me this December I was happily married and we had three kids, we lived together as one because we both loved each other but before i knew it, my husband started acting funny and cheating on me later on, he told me that he cannot continue with me so that was how he left me and my three kids without nothing but there was nothing i could do to stop him or bring him back to me I work so had to pay the children's schools fee and other responsibility i did this for good five years. I cry all day and night because i don't know what else to do to have my husband back to me until this faithful day i saw the post from one Miss Mary Jane Walker testifying how the high priest helped her to get her ex back I just wanted to try my luck because i never believe it will work but to my greatest surprise, am singing a new song i contacted the great priest on 2nd of December and he told me not to worry because once he finish caster the spell, that i will get my husband back the unbelievable happened on Friday when i got a call and I was surprise to hear my husbands voice apologizing to me that he is so sorry for keeping alone and came back home and we are happy together again wow, i really appreciate your good work great Dr Odudu God bless you and your good work for there is nothing else i can say than to tell the world about you. So if any one is out here seeing this post and you have similar issue like this, worry no more and contact the only man that can help you this email:odudutemple.spiritualist@yahoo.com, odudutemple.spiritualist@gmail.com or call +234-706721-7903.
Comment: #33
Posted by: Odudu
Tue Feb 11, 2014 9:34 PM
THE GREAT POWERFUL SPELL CASTER THAT BRING BACK MY EX BOYFRIEND. I just want to say thank you Dr Efe for all you have done for me. He is back now. That very powerful spell caster STOP THE DIVORCE - and get my ex boyfriend back. My name is Annmarie George , from Canada. I never believed in love spells or magic until i met this spell caster once when i went for a business summit early this year. I meant a man who's name is Dr Efe he is really powerful and could help cast spells to bring back one's gone, lost, misbehaving lover and magic money spell or spell for a good job or luck spell .I'm now happy & a living testimony cos the man i had wanted to marry left me 3 weeks before our wedding and my life was upside down because our relationship has been on for 3years. I really loved him, but his mother was against us and he had no good paying job. So when i met this spell caster,i told him what happened and explained the situation of things to him. At first i was undecided, skeptical and doubtful, but i just gave it a try.And in 7 days when i returned to Canada, my boyfriend(now husband) called me by himself and came to me apologizing that everything had been settled with his mother and family and he got a new job interview so we should get married. I didn't believe it cos the spell caster only asked for my name and my boyfriends name and all i wanted him to do. Well we are happily married now and we are expecting our little kid, and my husband also got the new job and our lives became much better.in case you are in any situation you can contact Dr Efe at his email efespelltemple@yahoo.com or his personal cell +2348106985072 Thank you for all your help Dr Efe i promise to share this Testimony to every body in the world wide.efespelltemple@yahoo.com is the email address.
Comment: #34
Posted by: Annmarie George
Fri Feb 21, 2014 3:02 PM
I WANT TO QUICKLY USE THIS OPPORTUNITY TO THANK THE MOST POWERFUL SPELL CASTER TO ME WHO CAST A SPELL FOR ME TO GET MY LOVER BACK. MY LOVER LEFT ME AND RUN AFTER ANOTHER GIRL, HE CLAIMED HE WAS NO LONGER FEELING OUR RELATIONSHIP. HE BLOCKED ME OFF HIS PHONE AND MAIL. I TRIED ALL I COULD TO GET HIM BACK, BUT TO NO AVAIL. 3 DIFFERENT SPELL CASTERS DECEIVED ME AND GO AWAY WITH MY MONEY AND DID NOTHING FOR ME. A FRIEND WHOM DR AGBER HAS HELPED BEFORE GAVE ME HIS CONTACT AND ASSURE ME OF POSITIVE RESULT. I WAS ACTUALLY CONFUSED AND SCARED BECAUSE I DONT WANT TO LOOSE ANY MORE MONEY. SHE ENCOURAGE ME TO GIVE A TRY, I DECIDED TO GIVE MY LAST TRY, TO MY GREATEST SURPRISE, DR AGBER CAST A SPELL FOR ME AND MY LOVER CONTACTED ME IN LESS THAN 48HOURS AND HE ACTUALLY CAME BACK LOOKING FOR ME. HE PROPOSED MARRIAGE TO ME AND NOW WE ARE GETTING MARRIED IN 3WEEKS TIME. THANKS TO YOU DR AGBER, I WILL FOR EVER REMAIN GRATEFUL TO YOU. I ADVICE ANY ONE SEEKING FOR A REAL AND GENUINE SPELL CASTER NOT TO WASTE ANY MONEY OR TIME WITH FAKE SPELL CASTERS, JUST GO STRAIGHT TO DR AGBER NOW, HIS CONTACT EMAIL IS TRUSTSPELLTEMPLE4@GMAIL.COM, I AM 100% SURE HE WILL HELP YOU TOO. ONCE AGAIN, THANK YOU SIR, YOU ARE REALLY AS GREAT AS MY FRIEND TOLD ME
Comment: #35
Posted by: caston
Sat Feb 22, 2014 5:42 PM
My name is Jessica Cruz,
Me and my boyfriend were seriously in love for six years and we were
planning to get married but one day he came to my house and told me he was
no longer interested in our relationship simply because he was dating
another rich lady who promise to buy him a car and to sponsor their
wedding. And i suffer heartbreak for seven months and i was not tired of
loving him.so i take a bold step by contacting a spell caster (Dr yaro) who help me
bring my ex boyfriend back. he is powerful and great his contact is
flourishhealingtemple@gmail.com
Comment: #36
Posted by: jessica cruz
Sun Feb 23, 2014 3:19 PM
Good day to anyone ready this testimony. I was heartbroken when husband moved in with another woman abandoning our family. So I had a spell to bring him back home and stop the affair he had with the new girl. In just 4 days he left her and went to live at the motel to cover his shame. He called to say so and also get news of the kids. The discussion was pleasant, as if he was changing to become the man I knew when we got married. Now he's back home and absolutely crazy in love with me and the kids. I am so thrilled by this spell that I can't find the right words to say how I feel right now. All I can decently say is that Dr. momodo, saved the most important thing in my life. My family gives thanks to you Sir for bringing back my husband home. If you passing true the same problems in your home contact Dr.momodo, for help on his Email: momodospelltemple@gmail.com

Name: Abigail Aidan

Location: Laguna Niguel, CA, USA
Comment: #37
Posted by: Abigail Aidan
Sat Mar 1, 2014 12:41 PM
Hello my name is Miss Catherine I want to give a testimony about my HIV virus that was cured by a great spell caster. Since last 4 months I have being a HIV AID patient. I never think I live long again and am so grateful about him DR.TATA who cured my HIV AIDS last 3 weeks. I was in a great pain so I told one of my best friends; he told me that there is a great spell caster that can cure my HIV. I asked her if she had his email, she gave me his email, I emailed him he talked to me and he perform the necessary rituals and he told me that after two weeks I should go for a test. Which I did, when the doctor told me that am now a HIV negative I couldn't believe myself I went to see another doctor the result was still the same, I was human on planet earth, so I emailed him and thanked him. Please if you are having a similar problem please visit him/ You can call him, on his number:+2348108737816.OR
contact email: tataspeltemple@gmail.com
Comment: #38
Posted by: Abigail Aidan
Sat Mar 1, 2014 12:42 PM
I want to give a testimony about my HIV virus that was cured by a great spell caster. Since last 4 months I have being a HIV AID patient. I never think I live long again and am so grateful about him DR.TATA who cured my HIV AIDS last 3 weeks. I was in a great pain so I told one of my best friends; he told me that there is a great spell caster that can cure my HIV. I asked her if she had his email, she gave me his email, I emailed him he talked to me and he perform the necessary rituals and he told me that after two weeks I should go for a test. Which I did, when the doctor told me that am now a HIV negative I couldn't believe myself I went to see another doctor the result was still the same, I was human on planet earth, so I emailed him and thanked him. Please if you are having a similar problem please visit him/ You can call him, on his number:+2348108737816.OR
contact email: tataspeltemple@gmail.com
Comment: #39
Posted by: Abigail Aidan
Sat Mar 1, 2014 12:42 PM
My name is Mrs jennet from Chicago am 25 years old i got married at the age of 23 i have only one child and i was living happily .After one year of my marriage my husband behavior became so strange and i don't really understand what was going on, he packed out of the house to another woman i love him so much that i never dream's of losing him, i try my possible best to make sure that my husband get back to me but all to no avail, i cry and cry seeking for help, i discussed it with my best friend Allix and she promise to help me. She told me of a man called DR okosobo, she told me he is a very great man and a real man that can be trusted and there is nothing concerning love issues he cannot solve and she told me how he has help countless number of people in restoring their relationship. I was really convince, I quickly contacted his email address at okosobospelltemple66@gmail.com . I explain all my problem to him, he told me that i should not worry that all my problems will be solved immediately. He told me what to do to get my husband back and i did, he said after 3days my husband will come back to me and start begging, and it really happen as he said, i was very surprise, this is so amazing.
To God be the glory our relationship is now very tight and we both live happily again. If you having similar problem, Contact him now(okosobospelltemple66@gmail.com) and get your problem solve once and for all. i am a living testimony to it.
1) If you want your ex back.
(2) if you always have bad dreams.
(3) You want to be promoted in your office.
(4) You want women/men to run after you.
(5) If you want a child.
(6) You want to be rich.
(7) You want to tie your husband/wife to be
yours forever.
(8) If you need financial assistance.
(9) How you been scammed and you want to recover you lost money.
(10)if you want to stop your divorce.
(11)if you want to divorce your husband.
(12)if you want your wishes to be granted.
once again the email address is okosobospelltemple66@gmail.com contact him immediately.

Comment: #40
Posted by: mrs jennet
Mon Mar 3, 2014 3:23 AM

I want to say thanks to this great man called Dr Unoko who helped me in my marriage life. my name is Nguyen lives in USA Memphis so i was married to Albert we both love and like each other before our marriage, he care about my well being so i was so happy that i have found a man like this in my life my parents love him so much because of his kindness towards me and the way he care about me after four years in my marriage, no child he was not showing me much care anymore but i notice something is going on which i no. then i keep on with the relationship and i was hoping one day God will open my way to have a child in my home then i keep on going to church from one play to another by telling all the pastors about my problems that i don't have a child so many of them promise me that soon i we have a child in my home i keep on hoping in God's miracle on till one day when i went for a visit in my friend office then i was welcome by my friend we started dis causing about so many things on marriage life i was so shock she ask me about my wedding and what is going on till now i still don't have a child then i told her my dear sister i don't no what to do anymore and am scared of loosing my husband who have be caring for me for a long time now then she said i we not loosing him i ask how? then she said there is one man called Dr unoko who help in a relationship then i keep on asking how about him she told me this man can do all thing and make things possible i never believe her for once that this man she is talking about can do it so fast. also i ask her how do i get his contact she said i should not worry my self then she gave me his contact email ID and his number to contact him i said ok i will try my best to do so she wish me the best of luck in life then i went home gotten home, found that my door is open i was scared thinking so many things i don't no who is in my house now i look at the key in my hand i was thinking i did not lock my door shortly a word came into my mind that i should go inside and check if there is any body at home or my husband getting inside, i found that my husband move away his things in the house then i started calling his number refuses to pick i was like a mad Dog i cried and cried don't no what to do then i remember to that a friend of mine gave me a contact today i take my computer i emailed this man called Dr Unoko also i called him on his cell phone which i received from my friend he spoke to me very well and i was happy my husband we come back to me so after the work was well done by Dr unoko, just in three days i heard my phone ringing not knowing it was my husband telling me his sorry about what he did to me then i accepted him again a month later, i was pregnant for him so i rest my testimony till i deliver safely i we give the best testimony again so my sisters and brothers if you are in such pain kindly contact this great man with this email {dr.unokospelltemple30@gmail.com} OR CALL +2348103508204
Comment: #41
Posted by: nguyen
Fri Mar 7, 2014 9:39 PM
I am Judith from the UK.I never believe in spells and magic until I experienced one sometime s ago and it really worked for me.I was in love with this guy and he is in love with me too for 3years and we making preparations to get married but to my surprise,his parents didn't want his hand in the marriage cos of the religion difference.I was about loosing my man to another lady under the influence of his parents until I met a spell caster on net that claimed he can help me out.He helped me cast a very strong spell that helped change his parents mind and i noticed also that my man love for me has greatly increased.We are happily married now with kids.People with similar problems can contact the spell caster on omigodoshrine@hotmail.co.uk or call his cell phone on +2348079367204
Comment: #42
Posted by: bbbbb
Fri Mar 7, 2014 10:35 PM
So Many spell casters on the internet, I was very confused in contacting any of them because i have heard so many people complaining of been scammed by fake spell casters, Although that i have already been scammed by a fake spell caster, well that is now in the past. I got an email of a powerful India spell caster that can solve all problem so i decided to give a try and i contacted with his email (pramekumarspelltemple@gmail.com) and he requested for some items to cast the spell which i submitted to him and he casted spell and with 28 hours my EX came back home...........Am so happy for the great spell caster (KUMAR)
please dont get involved with those fake spell caster that is after your Money. the email of this India spell caster still remains pramekumarspelltemple@gmail.com.....
Warm REGARDS
my email is adinbow@gmail.com
just feel free and ask any question
Comment: #43
Posted by: Adin Borwo
Mon Mar 10, 2014 1:58 PM
Hello my name is Harrison i know a renowned spell caster you can also visit and also send him a message through his mail okonofua_solution_tem99@hotmail.com because he helped me when i had issues with my Wife, because we had quarrels and she never wanted me back, if you need the right place to solve your problems OKONOFUA SOLUTION TEMPLE is the right choice. He is a man that has been casting spells for every long time. He can cast spells for different purposes like.

(1)If you want your ex back.......
(2) Herbs to cure HIV/AIDS, and CANCER....
(3)If you want a child......

Contact Him today on:
okonofuatem99@gmail.com
Good Luck.
Comment: #44
Posted by: Kane
Sun Mar 16, 2014 12:39 PM
Hello my name is Harrison i know a renowned spell caster you can also visit and also send him a message through his mail okonofua_solution_tem99@hotmail.com because he helped me when i had issues with my Wife, because we had quarrels and she never wanted me back, if you need the right place to solve your problems OKONOFUA SOLUTION TEMPLE is the right choice. He is a man that has been casting spells for every long time. He can cast spells for different purposes like.

(1)If you want your ex back.......
(2) Herbs to cure HIV/AIDS, and CANCER....
(3)If you want a child......

Contact Him today on:
okonofuatem99@gmail.com
Good Luck.
Comment: #45
Posted by: Kane
Sun Mar 16, 2014 12:42 PM
Thanks to great Dr oshogum. i Toran Is so happy to let the whole word know how this powerful spell caster saved my marriage. Everything was going down the drain as my husband can not stop cheating on me with other women. It became used to always heating on me. I tried to make him stop, but I couldn't help the situation, the more I tried, the harder it becomes. At times we will fight and go apart for some months and we will come back again just because of our kids and his financial assistance and treatment to my sick mother. One day a friend told me about this spell caster who helped her too, his name is Dr oshogum, she said he uses powerful spells to solve problems. I decided to give it a try, I contacted him with oshogumspelltemple@live.com and he told me it will take just 2 to 3 days and I will see great changes in my husband. He actually cast a spell, believe me after 2 to 3 days of the spell, my husband was confessing different names of woman he has slept with. He begged for forgiveness and never to try it again. From that day till now, my mind is at rest. My husband dislike every other women on earth except me. And immediately i told Dr oshogum about my sick mother and he demanded for items again and after same three days of casting the spell, my mother gain back her strength and she is totally healed. And am so happy to have him for myself alone. The spell caster's contact is oshogumspelltemple@live.com or call him now +2348189357261
contact is oshogumspelltemple@live.com or call him now +2348189357261
Comment: #46
Posted by: Toral
Fri Mar 28, 2014 9:39 PM
THE GREAT POWERFUL SPELL CASTER THAT BRING BACK MY EX BOYFRIEND. I just want to say thank you Dr Efe for all you have done for me. He is back now. That very powerful spell caster STOP THE DIVORCE - and get my ex boyfriend back. My name is Annmarie George , from Canada. I never believed in love spells or magic until i met this spell caster once when i went for a business summit early this year. I meant a man who's name is Dr Efe he is really powerful and could help cast spells to bring back one's gone, lost, misbehaving lover and magic money spell or spell for a good job or luck spell .I'm now happy & a living testimony cos the man i had wanted to marry left me 3 weeks before our wedding and my life was upside down because our relationship has been on for 3years. I really loved him, but his mother was against us and he had no good paying job. So when i met this spell caster,i told him what happened and explained the situation of things to him. At first i was undecided, skeptical and doubtful, but i just gave it a try.And in 7 days when i returned to Canada, my boyfriend(now husband) called me by himself and came to me apologizing that everything had been settled with his mother and family and he got a new job interview so we should get married. I didn't believe it cos the spell caster only asked for my name and my boyfriends name and all i wanted him to do. Well we are happily married now and we are expecting our little kid, and my husband also got the new job and our lives became much better.in case you are in any situation you can contact Dr Efe at his email efespelltemple@gmail.com or his personal cell +2348106985072 Thank you for all your help Dr Efe i promise to share this Testimony to every body in the world wide .efespelltemple@gmail.com is the email address.
Comment: #47
Posted by: Annmarie George
Mon Mar 31, 2014 11:25 AM
THE GREAT POWERFUL SPELL CASTER THAT BRING BACK MY EX BOYFRIEND. I just want to say thank you Dr Efe for all you have done for me. He is back now. That very powerful spell caster STOP THE DIVORCE - and get my ex boyfriend back. My name is Annmarie George , from Canada. I never believed in love spells or magic until i met this spell caster once when i went for a business summit early this year. I meant a man who's name is Dr Efe he is really powerful and could help cast spells to bring back one's gone, lost, misbehaving lover and magic money spell or spell for a good job or luck spell .I'm now happy & a living testimony cos the man i had wanted to marry left me 3 weeks before our wedding and my life was upside down because our relationship has been on for 3years. I really loved him, but his mother was against us and he had no good paying job. So when i met this spell caster,i told him what happened and explained the situation of things to him. At first i was undecided, skeptical and doubtful, but i just gave it a try.And in 7 days when i returned to Canada, my boyfriend(now husband) called me by himself and came to me apologizing that everything had been settled with his mother and family and he got a new job interview so we should get married. I didn't believe it cos the spell caster only asked for my name and my boyfriends name and all i wanted him to do. Well we are happily married now and we are expecting our little kid, and my husband also got the new job and our lives became much better.in case you are in any situation you can contact Dr Efe at his email efespelltemple@gmail.com or his personal cell +2348106985072 Thank you for all your help Dr Efe i promise to share this Testimony to every body in the world wide .efespelltemple@gmail.com is the email address.
Comment: #48
Posted by: Annmarie George
Mon Mar 31, 2014 11:28 AM
>Hello my name is frank Marian from USA I never
>believe in love spells until I experience Dr.
> DR Ofemo temple, and after he cast a love spell for me
>my Ex called me to apologize for the pain that she has
>caused me and till today we are living a happy family,
>if you need a right place to solve your problems
>contact DR Ofemospelltemple@gmail.com is the right choice. he is a
>great man that have been casting spells with years of
>experience, he cast spells for different purposes like:

>(1)If you want your ex back.
>(2) if you always have bad dreams.
>(3)You want to be promoted in your office.
>(4)You want women/ men to run after you.
>(5)If you want a child.
>(6)[You want to be rich.
>(7)You want to tie your husband/wife to be yours
>forever.
>(8)If you need financial assistance.
>(9)Herbal care
>
>Contact him today on: drofemospelltemple@gmail.com
Comment: #49
Posted by: frank marian
Tue Apr 1, 2014 10:38 PM


My name is madalina and I base in Uk...“My life is back!!! After 14 years of Broken marriage, my husband left me and our two twins . I felt like my life was about to end i almost commited suicide, i was emotionally down for a very long time. Thanks to a spell caster called Dr agbakor who i meet online. On one faithful day, as I was browsing through the internet, I was searching for a good spell caster that can solve my problems. I came across alot of testimonies about this particular spell caster. Some people testified that he brought their Ex lover back, some testified that he restores womb,cure cancer,and other sickness, some testified that he can cast a spell to stop divorce and so on. i also come across one particular testimony,it was about a woman called sarah,she testified about how Dr agbakor brought back her Ex lover in less than 3 days and reverse the effect of their little boys cancer, and at the end of her testimony she dropped Dr agbakor's e-mail address. After reading all these,I decided to give Dr agbakor
a try. I contacted him via email and explained my problem to him. In just 3 days, my husband came back to me. We solved our issues, and we are even happier than before. Dr agbakor is really a gifted man and i will not stop publishing him because he is a wonderful man... If you have a problem and you are looking for a real and genuine spell caster to solve all your problems for you. Try Dr agbakor anytime, he is the answer to your problems. Here's his contact agbakorspiritualspellcaster@gmail.com. Thank you Dr agbakor.
Comment: #50
Posted by: MADALINA
Wed Apr 2, 2014 5:18 AM
Hello every one there my name is Vivian Cosme from Canada I never believed in love spells or magic until i met this spell caster once when i went to see my friend in Africa this year on a business summit. I meant a man who's name is DR ONIHA he is really powerful and could help cast spells to bring back one's gone, lost, misbehaving lover and magic money spell or spell for a good job or luck spell .I'm now happy & a living testimony cos the man i had wanted to marry left me 3 weeks before our wedding and my life was upside down cos our relationship has been on for 3 years. I really loved him, but his mother was against us and he had no good paying job. So when i met this spell caster, i told him what happened and explained the situation of things to him. At first i was undecided, skeptical and doubtful, but i just gave it a try. And in 9 days when i returned to Canada, my boyfriend (now husband) called me by himself and came to me apologizing that everything had been settled with his mom and family and he got a new job interview so we should get married. I didn't believe it cos the spell caster only asked for my name and my boyfriends name and all i wanted him to do. Well we are happily married now and we are expecting our little kid, and my husband also got the new job and our lives became much better. His email is :onihaspiritualtemple@yahoo.com
Comment: #51
Posted by: vivancosme89
Thu Apr 3, 2014 3:39 PM

HAPPY NEW MONTH TO EVERYONE IN THE FORUM!!!
I had a problem with my boyfriend six months ago,which lead to us apart. When he broke up with me,I was no longer myself,I felt so empty inside .Until a friend of mine told me about one of her spells that helped in
same problem too that she found on a television program. i emailed the spell caster and I told him my problemand I did what he asked me to briefly make. to cut the long story short,Before I knew what was happening,not up to 48 hours,my boyfriend gave me a call and he come back to me and told me he was sorry about what has happened, I'm so grateful to this spell caster and will not stop publishing his name on the internet just for the good work he has been doing.If you need his help,he can cast spells like If you want your ex back, you need a divorce in your relationship You want to be promoted in your office,You want women & men to run after you,If you want a child,You want to be rich,You want to tie your husband wife to be yours forever,If you need financial assistance,you can email him at
(UNIQUELOVESPELLCENTER@YAHOO.COM)and he will also help you to Dr Akim is his name
(UNIQUELOVESPELLCENTER@YAHOO.COM) I will be forever grateful to you.
Comment: #52
Posted by: tret
Fri Apr 4, 2014 10:47 PM
How I Got My Ex Husband Back...........

My Names is Monique Curry ,AM from United states .i never believed in love spells or magic until i met this spell caster once when i went to Africa in June last year on a business summit i meet a man called Dr ogboni, is powerful he could help you cast a spells to bring back my love s gone misbehaving lover looking for some one to love you bring back lost money and magic money spell or spell for a good job i m now happy & a living testimony cos the man i had wanted to marry left me 4weeks before our wedding and my life was upside down cos our relationship has been on for 3 year i really loved him, but his mother was against me and he had no good paying job so when i met this spell caster, i told him what happened and explained the situation of things to him at first i was undecided,skeptical and doubtful, but i just gave it a try and in 6 days when i returned to taxes my boyfriend (is now my husband ) he called me by himself and came to me apologizing that everything had been settled with his mom and family and he got a new job interview so we should get married i didn't believe it cos the spell caster only asked for my name and my boyfriends name and all i wanted him to do well we are happily married now and we are expecting our little kid and my husband also got a new job and our lives became much better in case anyone needs the spell caster for some help his email address: ogbonispelltemple@gmail.com
Comment: #53
Posted by: MoniqueCurryerw
Sun Apr 6, 2014 7:20 PM
How I Got My Ex Husband Back...........

My Names is Monique Curry ,AM from United states .i never believed in love spells or magic until i met this spell caster once when i went to Africa in June last year on a business summit i meet a man called Dr ogboni, is powerful he could help you cast a spells to bring back my love s gone misbehaving lover looking for some one to love you bring back lost money and magic money spell or spell for a good job i m now happy & a living testimony cos the man i had wanted to marry left me 4weeks before our wedding and my life was upside down cos our relationship has been on for 3 year i really loved him, but his mother was against me and he had no good paying job so when i met this spell caster, i told him what happened and explained the situation of things to him at first i was undecided,skeptical and doubtful, but i just gave it a try and in 6 days when i returned to taxes my boyfriend (is now my husband ) he called me by himself and came to me apologizing that everything had been settled with his mom and family and he got a new job interview so we should get married i didn't believe it cos the spell caster only asked for my name and my boyfriends name and all i wanted him to do well we are happily married now and we are expecting our little kid and my husband also got a new job and our lives became much better in case anyone needs the spell caster for some help his email address: ogbonispelltemple@gmail.com
Comment: #54
Posted by: MoniqueCurryerw
Sun Apr 6, 2014 7:23 PM

How I Got My Ex Husband Back...........

My Names is Monique Curry ,AM from United states .i never believed in love spells or magic until i met this spell caster once when i went to Africa in June last year on a business summit i meet a man called Dr ogboni, is powerful he could help you cast a spells to bring back my love s gone misbehaving lover looking for some one to love you bring back lost money and magic money spell or spell for a good job i m now happy & a living testimony cos the man i had wanted to marry left me 4weeks before our wedding and my life was upside down cos our relationship has been on for 3 year i really loved him, but his mother was against me and he had no good paying job so when i met this spell caster, i told him what happened and explained the situation of things to him at first i was undecided,skeptical and doubtful, but i just gave it a try and in 6 days when i returned to taxes my boyfriend (is now my husband ) he called me by himself and came to me apologizing that everything had been settled with his mom and family and he got a new job interview so we should get married i didn't believe it cos the spell caster only asked for my name and my boyfriends name and all i wanted him to do well we are happily married now and we are expecting our little kid and my husband also got a new job and our lives became much better in case anyone needs the spell caster for some help his email address: ogbonispelltemple@gmail.com
Comment: #55
Posted by: MoniqueCurryerw
Sun Apr 6, 2014 7:24 PM
''How I Got My Ex Husband Back...........

My Names is Monique Curry ,AM from United states .i never believed in love spells or magic until i met this spell caster once when i went to Africa in June last year on a business summit i meet a man called Dr ogboni, is powerful he could help you cast a spells to bring back my love s gone misbehaving lover looking for some one to love you bring back lost money and magic money spell or spell for a good job i m now happy & a living testimony cos the man i had wanted to marry left me 4weeks before our wedding and my life was upside down cos our relationship has been on for 3 year i really loved him, but his mother was against me and he had no good paying job so when i met this spell caster, i told him what happened and explained the situation of things to him at first i was undecided,skeptical and doubtful, but i just gave it a try and in 6 days when i returned to taxes my boyfriend (is now my husband ) he called me by himself and came to me apologizing that everything had been settled with his mom and family and he got a new job interview so we should get married i didn't believe it cos the spell caster only asked for my name and my boyfriends name and all i wanted him to do well we are happily married now and we are expecting our little kid and my husband also got a new job and our lives became much better in case anyone needs the spell caster for some help his email address: ogbonispelltemple@gmail.com






How I Got My Ex Husband Back...........

My Names is Monique Curry ,AM from United states .i never believed in love spells or magic until i met this spell caster once when i went to Africa in June last year on a business summit i meet a man called Dr ogboni, is powerful he could help you cast a spells to bring back my love s gone misbehaving lover looking for some one to love you bring back lost money and magic money spell or spell for a good job i m now happy & a living testimony cos the man i had wanted to marry left me 4weeks before our wedding and my life was upside down cos our relationship has been on for 3 year i really loved him, but his mother was against me and he had no good paying job so when i met this spell caster, i told him what happened and explained the situation of things to him at first i was undecided,skeptical and doubtful, but i just gave it a try and in 6 days when i returned to taxes my boyfriend (is now my husband ) he called me by himself and came to me apologizing that everything had been settled with his mom and family and he got a new job interview so we should get married i didn't believe it cos the spell caster only asked for my name and my boyfriends name and all i wanted him to do well we are happily married now and we are expecting our little kid and my husband also got a new job and our lives became much better in case anyone needs the spell caster for some help his email address: ogbonispelltemple@gmail.com







How I Got My Ex Husband Back...........

My Names is Monique Curry ,AM from United states .i never believed in love spells or magic until i met this spell caster once when i went to Africa in June last year on a business summit i meet a man called Dr ogboni, is powerful he could help you cast a spells to bring back my love s gone misbehaving lover looking for some one to love you bring back lost money and magic money spell or spell for a good job i m now happy & a living testimony cos the man i had wanted to marry left me 4weeks before our wedding and my life was upside down cos our relationship has been on for 3 year i really loved him, but his mother was against me and he had no good paying job so when i met this spell caster, i told him what happened and explained the situation of things to him at first i was undecided,skeptical and doubtful, but i just gave it a try and in 6 days when i returned to taxes my boyfriend (is now my husband ) he called me by himself and came to me apologizing that everything had been settled with his mom and family and he got a new job interview so we should get married i didn't believe it cos the spell caster only asked for my name and my boyfriends name and all i wanted him to do well we are happily married now and we are expecting our little kid and my husband also got a new job and our lives became much better in case anyone needs the spell caster for some help his email address: ogbonispelltemple@gmail.com







How I Got My Ex Husband Back...........

My Names is Monique Curry ,AM from United states .i never believed in love spells or magic until i met this spell caster once when i went to Africa in June last year on a business summit i meet a man called Dr ogboni, is powerful he could help you cast a spells to bring back my love s gone misbehaving lover looking for some one to love you bring back lost money and magic money spell or spell for a good job i m now happy & a living testimony cos the man i had wanted to marry left me 4weeks before our wedding and my life was upside down cos our relationship has been on for 3 year i really loved him, but his mother was against me and he had no good paying job so when i met this spell caster, i told him what happened and explained the situation of things to him at first i was undecided,skeptical and doubtful, but i just gave it a try and in 6 days when i returned to taxes my boyfriend (is now my husband ) he called me by himself and came to me apologizing that everything had been settled with his mom and family and he got a new job interview so we should get married i didn't believe it cos the spell caster only asked for my name and my boyfriends name and all i wanted him to do well we are happily married now and we are expecting our little kid and my husband also got a new job and our lives became much better in case anyone needs the spell caster for some help his email address: ogbonispelltemple@gmail.com






How I Got My Ex Husband Back...........

My Names is Monique Curry ,AM from United states .i never believed in love spells or magic until i met this spell caster once when i went to Africa in June last year on a business summit i meet a man called Dr ogboni, is powerful he could help you cast a spells to bring back my love s gone misbehaving lover looking for some one to love you bring back lost money and magic money spell or spell for a good job i m now happy & a living testimony cos the man i had wanted to marry left me 4weeks before our wedding and my life was upside down cos our relationship has been on for 3 year i really loved him, but his mother was against me and he had no good paying job so when i met this spell caster, i told him what happened and explained the situation of things to him at first i was undecided,skeptical and doubtful, but i just gave it a try and in 6 days when i returned to taxes my boyfriend (is now my husband ) he called me by himself and came to me apologizing that everything had been settled with his mom and family and he got a new job interview so we should get married i didn't believe it cos the spell caster only asked for my name and my boyfriends name and all i wanted him to do well we are happily married now and we are expecting our little kid and my husband also got a new job and our lives became much better in case anyone needs the spell caster for some help his email address: ogbonispelltemple@gmail.com
Comment: #56
Posted by: MoniqueCurryerw
Sun Apr 6, 2014 7:25 PM
How I Got My Ex Husband Back...........

My Names is Monique Curry ,AM from United states .i never believed in love spells or magic until i met this spell caster once when i went to Africa in June last year on a business summit i meet a man called Dr ogboni, is powerful he could help you cast a spells to bring back my love s gone misbehaving lover looking for some one to love you bring back lost money and magic money spell or spell for a good job i m now happy & a living testimony cos the man i had wanted to marry left me 4weeks before our wedding and my life was upside down cos our relationship has been on for 3 year i really loved him, but his mother was against me and he had no good paying job so when i met this spell caster, i told him what happened and explained the situation of things to him at first i was undecided,skeptical and doubtful, but i just gave it a try and in 6 days when i returned to taxes my boyfriend (is now my husband ) he called me by himself and came to me apologizing that everything had been settled with his mom and family and he got a new job interview so we should get married i didn't believe it cos the spell caster only asked for my name and my boyfriends name and all i wanted him to do well we are happily married now and we are expecting our little kid and my husband also got a new job and our lives became much better in case anyone needs the spell caster for some help his email address: ogbonispelltemple@gmail.com
Comment: #57
Posted by: MoniqueCurryerw
Sun Apr 6, 2014 7:25 PM

i am Mrs. Rhoda from new york. i want to use this medium to congratulate Dr fadeyi for the great help of spell he has render to my relationship outbreak. since the past 6 years i was in a relationship problem with my ex, he always get me beating, i never knew he has another girl outside the town, her
name is ALICIA, until i got this great spell caster email address from the internet, so i email him and i laid all my complain to him, he promise me that i am to keep off away from him, and i really agreed on it, but beign a spell caster, he promise me that my lost ex will be back,,,, he really put some few items which he uses to consult his great oracle, his plan for my relationship was fulfill and my lost ex was back again within 48hrs... please if you are in such mess or in any critical condition, today please
contact him at doctorfadeyitempleofspell@hotmail.com
Comment: #58
Posted by: mrs Rhoda
Tue Apr 8, 2014 5:19 PM

i am KISHA i am hear to give testimony of how i got back my husband, we got married for more than 5 years and have gotten two kids. thing were going well with us and we are always happy. until one day my husband started to behave in a way i could not understand, i was very confused by the way he treat me and the kids. later that month he did not come home
again and he called me that he want a divorce, I asked him what have i done wrong to deserve this from him, all he was saying that he want a divorce and that he hates me and do not want to
see me again in his life, i was mad and also frustrated do not know what to do,i was sick for more than 2 weeks because of the divorce. i love him so much he was everything to me without him my life is incomplete. i told my sister and she told me to contact a spell caster, i never believe in all this spell casting of a thing. i just
want to try if something will come out of it. I contacted DR. fadeyi for the return of my husband to me, they told me that my husband have been taken by another woman that she cast a spell on him that is why he hates me and also want us to divorce. then they told me that they have to cast a spell on him that will make him return to me and the kids, they cast the spell and after 3 days my husband called me
and he told me that i should forgive him, he settled to apologize on phone and said that he still love me that he did not know what happen to
him that he left me. it was the spell that the Dr fadeyi shrine casted on him that made him comeback to me today,me and my family are now
happy again today. thank you DR. Fadeyi for what you have done for me i would have been nothing today if not for your great spell. i want
you my friends who are passing through this kind of love problem of getting back their husband, wife , or ex boyfriend and girlfriend to contact email him now ;doctorfadeyitempleofspell@hotmail.com and you will see that your problem will be solved
Comment: #59
Posted by: mrs Rhoda
Tue Apr 8, 2014 5:21 PM
My name is Elizabeth Taylor from UK. I never believed in love spells or magic until i met this spell caster once when i went to Africa on a business summit. I meant a man who's name is Dr iayaryi (driayaryi2012@hotmail.com) he is really powerful and could help cast spells to bring back one's gone, lost, misbehaving lover and magic money spell or spell for a good job or luck spell .I'm now happy & a living testimony cos the man i had wanted to marry left me 3 weeks before our wedding and my life was upside down cos our relationship has been on for 4years. I really loved him, but his family was against us and he had no good paying job. So when i met this spell caster, i told Dr iayaryi what happened and explained the situation of things to him. At first i was undecided, skeptical and doubtful, but i just gave it a try. And in 8 days when i returned to UK, my boyfriend (now husband) called me by himself and came to me apologizing that everything had been settled with his mom and family and he got a new job interview so we should get married. I didn't believe it cos the spell caster only asked for my name and my boyfriends name and all i wanted him to do. Well we are happily married now and we are expecting our little kid, and my husband also got the new job and our lives became much better. His email is (driayaryi2012@hotmail.com)
Comment: #60
Posted by: Elizabeth Taylor
Wed Apr 9, 2014 11:36 PM
My name is Clara James form london new york i got married to my husband about 2 year ago we start having problems at home like we stop sleeping on the same bed,fighting about little things he always comes home late at night,drinking too much and sleeping with other women out side i have never love any man in my life except him. he is the father of my child and i don't want to loose him because we have worked so hard together to become what we are and have today .few month ago he now decided to live me and the kid,being a single mother can be hard sometimes and so i have nobody to turn to and i was heart broken.i called my mom and explain every thing to her,my mother told me about Dr.Favour how he helped her solve the problem between her and my dad i was surprise about it because they have been without each other for three and a half years and it was like a miracle how they came back to each other. i was directed to Prophet Adesuwa on his email: favourlovespelltemple@gmail.com and explain everything to him,so he promise me not to worry that he will cast a spell and make things come back to how we where so much in love again and that it was another female spirit that was controlling my husband he told me that my problem will be solved within two days if i believe i said OK So he cast a spell for me and after two days my love came back asking me to forgive him i Am so happy now. so that why i decided to share my experience with every body that have such problem contact Dr.Favour the great spell caster on his email Id: favourlovespelltemple@gmail.com
Comment: #61
Posted by: Elizabeth Taylor
Wed Apr 9, 2014 11:39 PM
THE GREAT Dr Omon of omonualovespelltemple@hotmail.com [1] BROUGHT MY HUSBAND BACK TO ME IN JUST A ONE DAY.
My name is Ajeshni Prasad I live in California, i got married 4months ago. My husband and I have been living a very happy and lovely life. So as time went on, I began to notice this strange attitude that he was possessing. He was now going out with other girls, to the extent that he was no longer picking up my calls, and he was not even sleeping in my house anymore. I became confused and didn't know what to do anymore. So i became worried and stranded, that brought so many thoughts into my mind, because I have never experienced a thing like this before in my life. So I decided to visit a spell caster, to see if he can help me out. So immediately I went to the internet, where I saw an amazing testimony of a spell caster who brought someone's ex lover back,so I contacted him immediately and I explained to him all my problems and he told me that it will be very easy for him to solve, compare to the ones he has done before. And he also gave me some proof to be really sure of his work, and he assured me that my husband will come back to me immediately after he is through with the spell casting. And also he told me to put all my trust in him, and I really obeyed him. So it was 8:00 am on the next morning, when I was about going to work, when i received my husband's call, and he told me that he was coming back home, and he apologized to me, and told me that he is very sorry for the pain that he has cost me. And after some hours later, he really came back home, and that was how we continued our marriage with lots of love and happiness, and our love was now stronger than how it were before. And these great man also told me that once my heart desire has been granted unto me that i should go and testify of his work right here on the internet. Right now I am the happiest woman on earth today as I am writing this testimony, and I want to really thank omonualovespelltemple@hotmail.com [2] for bringing back my husband, and for bringing joy and love to my family.so you all there having difficulties or the other don,t worry every thing will be fine So my greatest advice for you out there who your husband or your wife is acting strange or behaving the same way like this, or you have any problem with your relationship or anything related to do with spell casting, is for you to go and visit this great and powerful spell caster anytime, and i assure you that he will be of help to you, and I am 100% sure that he will solve it out.once again contact him on these email now...omonualovespelltemple@hotmail.com
Comment: #62
Posted by: Elizabeth Taylor
Wed Apr 9, 2014 11:48 PM
Hi everyone, I'm Ramos. I've been really depress and been in so much pains after my wife left me. Life can be very displeasing especially when i try every way possible to get her back and all i got is been scammed by this fake Spiritual Spell Casters. I love my woman so much that i will do anything to get her back. I've search for spell caster who is for real because I've really tried a lot of spell caster but not until i saw Prophet Lord, solutionoflovespelltemple@gmail.com I'm new on this spell stuff but after talking and chatting with Prophet Lord then i realize he is the man i can completely trust. I know there are many of you out there who are in the same problem too and also looking for a real spell caster that can give wealth and bring back your love once.. Prophet Lord spell is real and within 24 hours of his spell my whole story got turn around and things started to be as before. Now our relationship is stronger than ever. I have no words to thank him enough. I like to recommend him to anyone who is facing hard times with your love life to contact Prophet Lord, solutionoflovespelltemple@gmail.com
Comment: #63
Posted by: Elizabeth Taylor
Wed Apr 9, 2014 11:49 PM
Hello,
Name Debbie brown, from United Kingdom At the age of 21, I had just ended a 5 year destructive and emotionally abusive relationship. I had lost my first love and I thought my world would end and that I was going to be single forever. I had convinced myself that I wasn't worthy of any good person and that my fairy tale dream would never come true... 4 years later I met the man of my dreams, love at first sight and totally swept off my feet! The previous 21 years were a blur and my fairy tale began... 3 years later - I am happily married to a gem of a husband with a beautiful baby girl... All of a sudden a woman came into the question and took my man all the story started again but this time i decided to fight for what was time and was not ready to let go of my man and the father of my daughter. on this faithful day on one of my adventures on the internet i saw the contact of Prophet Vicky contacted him and i am happy to say after 48 hrs my man came back and its been a years plus now and we have been living happily just using this testimony to say a big thank you and to also give out the contact of Prophet Vicky which are : E mail victorylifelovespelltemple@gmail.com
Comment: #64
Posted by: Elizabeth Taylor
Wed Apr 9, 2014 11:49 PM
i am Ari by name. Greetings to every one that is reading this testimony. I have been rejected by my husband after six(6) years of marriage just because another woman had a spell on him and he left me and the kid to suffer. one day when I was reading through the web, I saw a post on how this spell caster on this address ehispellcentre@gmail.com, have help a woman to get back her husband and I gave him a reply to his address and he told me that a woman had a spell on my husband and he told me that he will help me and after 3 days that I will have my husband back. I believed him and today I am glad to let you all know that this spell caster have the power to bring lovers back. because I am now happy with my husband. Thanks for Dr.EHI His email: ehispellcentre@gmail.com Dr EHI OR CALL IM ON HIS MOBILE NUMBER +2347053839053 Good luck
Comment: #65
Posted by: Ari Marcus
Fri Apr 11, 2014 8:50 PM
i am Ari by name. Greetings to every one that is reading this testimony. I have been rejected by my husband after six(6) years of marriage just because another woman had a spell on him and he left me and the kid to suffer. one day when I was reading through the web, I saw a post on how this spell caster on this address ehispellcentre@gmail.com, have help a woman to get back her husband and I gave him a reply to his address and he told me that a woman had a spell on my husband and he told me that he will help me and after 3 days that I will have my husband back. I believed him and today I am glad to let you all know that this spell caster have the power to bring lovers back. because I am now happy with my husband. Thanks for Dr.EHI His email: ehispellcentre@gmail.com Dr EHI OR CALL IM ON HIS MOBILE NUMBER +2347053839053 Good luck
Comment: #66
Posted by: Ari Marcus
Fri Apr 11, 2014 8:51 PM
My name is CLIFFORD MARY from USA .I am here to give testimony on how got my husband back. My husband left me for no reason 3 years ago. He moved in with another woman, I felt like killing myself, my life became very bitter and sorrowful. Then 1 day, a friend of mine told me about a great spell caster that is very good and does not even charge for his services, he said he gave him some lucky numbers that he played in a lottery and he won. I didn't believe it because I've worked with so many of them and it didn't work. He begged me further so I decided to try this great spell caster called DR OZIL. He didn't ask for anything but he said after the spell works, I can pay anything in appreciation. I still didn't believe. I used the spell he gave me and the next day I received a call from my darling husband Thomas last month. He apologized and came back to me. He even gave me 10,000USD as a means of compensating me. I'm very happy now. Thank you DR OZIL, You can reach him via email:drozilsolutionhome@gmail.com. He can solve any problem like,
(1) If you want your ex back.
(2) you need a divorce in your relationship.
(3) You want to be promoted in your office.
(4) You want women & men to run after you.
(5) If you want a child.
(6) You want to be rich.
(7) You want to tie your husband & wife to be yours forever.
(8) If you need financial ***stance.
(9) Herbal care.
contact:drozilsolutionhome@gmail.com
Comment: #67
Posted by: clifford mary
Sat Apr 12, 2014 7:35 PM
My Name is Nikkita Thompson from Elko, Nevada USA. I never believed in Love Spells or Magics until I met this special spell caster once when i went to Africa to Execute some business. He is really powerful. The man i wanted to marry left me one week to our wedding ceremony and my life turned upside down and was in shambles. We dated for 7 years before we planned marriage and i really love him so much. He left me for another woman with no reason. When i called him, he never picked up my calls and he don't want to see me around him. So, when i told the spell caster what happened. He helped me to do some readings, and after the readings he made me to realize that the other woman has done some spells over my lover and that is the reason why he left me. He told me he will help me to cast a spell that will bring him back. At first i was sceptical, because i once contacted a Spell Caster regarding this same issue about my lost lover, but d Spell Caster scam me of $5,600.00, and my lover didn't come back to me. But not withstanding, i just gave this second spell caster a try and in 2 days, my lover called me himself and came to me apologizing. I didn't believe he can ever come back to me again, but now i am happy he is back and we are married now with a lovely kid and we live as a happy family. I am posting this to the forum incase anyone is in need of a Spell Caster or probably facing thesame problem which i was into before i met him. His name is Dr. Balaark Adhik, and his email address is: drbaalaarksolutiontemple@gmail.com and the following are the spells that he can also launch within 48 hours:

( 1 ). If you want your ex back
( 2 ). If you ever have nightmares
( 3 ). If you want to be promoted in your office?
(4 ). If you Want women / Men to love and respect you.
( 5 ). If you want a child
( 6 ). If you want to be rich?
( 7 ). If you want to tie your husband or wife to be yours forever?
( 8 ). If you need financial breakthrough
( 9 ). Herbal Care
( 10 ). Help get people out of jail
( 11 ). Marriage Spells
( 12 ). The Miracle spells
( 13 ). The beauty spells
( 14 ). Charm Prophecy
( 15 ). The Spell of Attraction
( 16 ). Evil Eye Spells
( 17 ). Kissing Spell
( 18 ). Remove Spells disease
( 19 ). Win court case

Once again, contact him today on this email address at: drbaalaarksolutiontemple@gmail.com

Thank You
Nikkita Thompson.
Comment: #68
Posted by: Nikkita Thompson
Mon Apr 14, 2014 9:31 AM
How I Got My Ex Husband Back...........

My Names is Monique Curry ,AM from United states .i never believed in love spells or magic until i met this spell caster once when i went to Africa in June last year on a business summit i meet a man called Dr ogboni, is powerful he could help you cast a spells to bring back my love s gone misbehaving lover looking for some one to love you bring back lost money and magic money spell or spell for a good job i m now happy & a living testimony cos the man i had wanted to marry left me 4weeks before our wedding and my life was upside down cos our relationship has been on for 3 year i really loved him, but his mother was against me and he had no good paying job so when i met this spell caster, i told him what happened and explained the situation of things to him at first i was undecided,skeptical and doubtful, but i just gave it a try and in 6 days when i returned to taxes my boyfriend (is now my husband ) he called me by himself and came to me apologizing that everything had been settled with his mom and family and he got a new job interview so we should get married i didn't believe it cos the spell caster only asked for my name and my boyfriends name and all i wanted him to do well we are happily married now and we are expecting our little kid and my husband also got a new job and our lives became much better in case anyone needs the spell caster for some help his email address: ogbonispelltemple@gmail.com
Comment: #69
Posted by: MoniqueCurry66
Tue Apr 15, 2014 11:48 PM
'How I Got My Ex Husband Back...........

My Names is Monique Curry ,AM from United states .i never believed in love spells or magic until i met this spell caster once when i went to Africa in June last year on a business summit i meet a man called Dr ogboni, is powerful he could help you cast a spells to bring back my love s gone misbehaving lover looking for some one to love you bring back lost money and magic money spell or spell for a good job i m now happy & a living testimony cos the man i had wanted to marry left me 4weeks before our wedding and my life was upside down cos our relationship has been on for 3 year i really loved him, but his mother was against me and he had no good paying job so when i met this spell caster, i told him what happened and explained the situation of things to him at first i was undecided,skeptical and doubtful, but i just gave it a try and in 6 days when i returned to taxes my boyfriend (is now my husband ) he called me by himself and came to me apologizing that everything had been settled with his mom and family and he got a new job interview so we should get married i didn't believe it cos the spell caster only asked for my name and my boyfriends name and all i wanted him to do well we are happily married now and we are expecting our little kid and my husband also got a new job and our lives became much better in case anyone needs the spell caster for some help his email address: ogbonispelltemple@gmail.com
Comment: #70
Posted by: MoniqueCurry66
Tue Apr 15, 2014 11:49 PM
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