Discouraging Thieves by Doug Mayberry on Creators.com

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Discouraging Thieves

Q: The number of burglaries in our neighborhood is increasing, and we are becoming concerned. Our sight, hearing and mobility capabilities are diminishing. Recently, a home evasion occurred a couple of blocks away. How can we better protect ourselves?

A: Knowing seniors are vulnerable, thieves target homes with unlocked doors and open windows. Never open the door to strangers or let them know you are alone. A door peep hole should be installed and used. Ask for identification. Do not give out phone information.

Burglars also target open garages, and if you have a direct door entry into your home, it should also be kept locked. Install automatic timers on lights and radios. Lock your side gates and install deadbolt locks on exterior and French-type doors.

Lock your cash, jewelry and other valuables in a safe for safety and fire, and bolt it to the floor if possible. When you are away, let the neighbors know, and ask them to pick up papers and flyers thrown on your driveway. Keep photos records of your furnishings and serial numbers of expensive electronic items.

Police also report there more dogs are being stolen. Alarm systems are a major deterrent. When we could not afford a system, I posted a sign that said we did have one! Keep emergency phone numbers near your bedside and fresh batteries in your flashlights.

If you discover burglars in your home, do not enter. Use your cellphone, or go to the neighbors to contact the police. Do not to attempt to apprehend the burglars, as they could be armed. If you are inside, lock your bedroom door, if you can, and call 9-1-1.

Q: Every month, we struggle to balance our income and spending.

Frequently, we need to tap our credit cards and find paying them off expensive and difficult. We well know that this is not a smart plan, but we have not found a system that works for us. Is there a secret?

A: Do you have an actual alternative spending plan? The most successful is one that works. “Focus on not spending!” Keep your dollars in your pockets.

In depression years, my parents avoided going into stores to avoid temptation. We enjoyed walking to our lake for picnics and fishing, hours at the library, taking long walks and playing monopoly with our family and friends. Good popcorn, too!

When you realize you must make a purchase, anticipate and plan ahead. Instead of buying new, shop for used furniture and appliances, discontinued models, estate sales bargains and check out the classified ads. Bulletin boards posted in senior centers and retirement communities are possible sites for bargain items. Local websites post weekend sales.

Some residents qualify for lower utility rates, and some seniors are eligible for affiliated discounts such as veterans and disabled seniors. Ask your doctor for generic pills and samples. Buddy up with family, friends or neighbors to purchase a wholesale club membership. Review your insurance policies for higher deductibles to obtain lower rates.

Do not be afraid to ask for discounts, buy seasonally, attend afternoon movies, buy store brands, stretch your oil changes, check dollar stores, outlet malls, early bird dining, and clip newspaper coupons. Was it Ben Franklin who said, “A dollar saved is a dollar earned?”

Doug Mayberry makes the most of life in a Southern California retirement community. Contact him at deardoug@msn.com. To find out more about Doug Mayberry and read features by other Creators Syndicate writers and cartoonists, visit the Creators Syndicate website at www.creators.com.