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Debit Cards and Motorcycles Just Aren't Safe
For decades, I've pleaded with you to not use debit cards because they are not safe. And for years, I warned my sons about the dangers of riding motorcycles because they are not safe.
Has anyone listened and taken heed? Debit cards are more popular …Read more.
Overspent and Overloaded? You Need Margin
Bill Smith sits down to his most dreaded chore — paying bills. Every month, it's the same story: Pay the most urgent, and leave the rest. There's never enough money, no matter how hard he works.
Jane Miller flies into the school office …Read more.
Bounce Back From Bankruptcy
Dear Mary: Please give me some pointers on bouncing back from bankruptcy. Will this have any effect on future employment opportunities? — Henry, email
Dear Henry: Live on cash. Have only one credit card, and if you use it, pay it in full every …Read more.
With Knowledge Comes Savings
Many things that we buy are simply not negotiable. The salesperson at Macy's won't negotiate with you over the price of that newly arrived collection. The supermarket checker won't haggle with you over the price of eggs. But a ring at your local …Read more.
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Beauty From the PantryIf I could magically recover all the money I've wasted on skin care products in my life, I'd be a wealthy woman. Who knew that one of the best moisturizers is likely sitting on my pantry shelf? That's just one of the great tips submitted by Everyday Cheapskate readers. OLIVE OIL RELIEF. No matter what moisturizer you use or the skin type you have, the basic goal is the same: to effectively hold moisture close to the skin, without clogging your pores. All you really need is a small bottle of good extra-virgin olive oil, preferably organic. The best olive oil is still cheaper than most midrange retail products. Wash your face and neck as normal, blot dry leaving your face with a sheen of moisture, and then put a drop or two of olive oil into your palm. Rub your palms together, and pat over your clean skin. Olive oil is naturally humectant, meaning that it draws moisture from the air, and it is quite breathable on the skin. — M.T., Tennessee DISHWASHER BAGS. When you need to wash small items in the dishwasher, place them in a zippered mesh laundry bag designed to wash lingerie. In these bags, tiny items like lids, washable appliance parts and small utensils won't get "lost" or find their way into the bottom of the dishwasher. After the bag is filled and zipped, lay it on the top shelf and run through a regular cycle with the other dishes. — Kay, Indiana VEGGIE OIL CUTS GREASE. If you have that sticky, greasy film on your range hood — or anywhere else — that seems to get worse when you try to clean it with conventional products, try this: Take a paper towel and wet it with vegetable oil.
CHRISTMAS ACCOUNT, PLUS MORE. Our bank pays the same interest on Christmas club accounts as on a savings account. The Christmas club pays out in October, and that is the month we have taxes due. We use our Christmas club account to also save for our tax bill. This makes tax time and Christmas shopping a whole lot easier. — Joan, EC Blog APPLE CORN-ON-THE-COB HOLDERS. My children enjoy peeled apples but have trouble handling them without making a sticky mess. After I peel the apple, I insert corn-on-the-cob holders on each end of the apple. They eat them up, and with no mess. — Jennifer, Michigan MICRO-BAKED POTATOES. I "bake" my potatoes in the microwave until almost fork-tender, and then move them to the toaster oven set at 400 F for the last 7 to 10 minutes. I get crisp-skinned baked potatoes in one quarter of the time it takes to bake them in the oven. — Judiee, email Would you like to send a tip to Mary? You can email her at mary@everydaycheapskate.com, or write to Everyday Cheapskate, P.O. Box 2099, Cypress, CA 90630. Include your first and last name and state. Mary Hunt is the founder of www.DebtProofLiving.com and author of 23 books, including her 2013 release "Cheaper, Better, Faster: Over 2,000 Tips and Tricks to Save You Time and Money Every Day." To find out more about Mary and read her past columns, please visit the Creators Syndicate Web page at www.creators.com. COPYRIGHT 2013 CREATORS.COM
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