"It's deregulation's fault!"

That's the conventional explanation for the economic mess.

Barack Obama said, "This is a final verdict on the failed economic policies of the last eight years ... that essentially said that we should strip away regulations, consumer protections, let the market run wild, and prosperity would rain down on all of us" (http://tinyurl.com/3ncxn8).

Is deregulation is the culprit? It can't be. There was no relevant deregulation in ...

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