Republicans accepting responsibility for their failed policies? Those country club frat boys? As far as big banks cutting people's credit card limits--thank you! Most of us could do with less credit so we might learn how to save money for the things we want. It's called delayed gratification, try it, you might like it. What we should all do (I'm doing it now) is to walk away from the big institutions who have created this mess and join a credit union or some small neighborhood bank. That would be one way to both strike back and to make these big banks smaller so that they will no longer be too big to be allowed to fail.