It probably doesn't surprise you to learn that one half of all individual gifts to U.S. charities are made in the few weeks between Thanksgiving and New Year's. It is, after all, the season of giving, and there is also that before-the-end-of-the year tax-deduction incentive to encourage us. Like most people probably, I like to think that I'm a fairly generous person and am sure that I make at least half of my annual donations in the month of December.

But the experience of being repeat ...

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