Sir; I would not trouble you to read Marx; or any form of history for that matter. But people cannot both live and pay interest. Tell me why no one can buy a house, or any real property, often cannot buy gasoline, or food without resort to credit? Every time a man waits for a paycheck he is giving credit for free as the price of having a job. But, if he was paid enough, and if his job were worth doing, it would pay his bills. When wages are forced down, workers must pay with promises, and interest; so lending money at interest becomes one part of a situation without benefit for the working man, where to have what is necessary today he must pay far more than the commodity is worth tomorrow. And again, often with little choice. So who benefits from high interest, and how can a nation benefit if its individuals are harmed by high interest? As a whole society we have been using credit. The government uses it just as the people, and for the exact same reason, that they are starved of revenue. My government gives me a tax break on home interest. Does that do anything to ease its deficit, or to lower interest rates on home loans? Not hardly. I paid three times the price of my house to have it once, all for interest, since it is not much. In what way does that financial impediment to home ownership help the nation? It causes me to work harder, and longer; and puts me in a situation where I must endure want and denegration to keep hard a hold of what I have got. In short it makes me a slave. But multiply my situation by millions. Multiply the lost revenue to the government from me by millions. All that money is going some place, and it is not into the pockets of the working class, who, again, are forced to rely on credit to make ends meet. If no one gets ahead paying interest, some one must get ahead recieving it; or all is broke. In fact the nation, and the government are starved to make a single class rich. This is the way wealth, and political power end up owned by a fraction of the people. And another way they are starved is this: Property, which once supported the entire government has shifted its burden onto labor. Because real property is not taxed, it has become a bank of wealth. The primary cost of any real property reflects its value as a speculation. Look at the situation in Lincoln's day. Property paid all tax. Property had to pay its tax, or be put on the market. So, Property was cheap, and the price of labor was dear because labor was required to make all property pay. Now, property can be held for another day while working people pay top dollar and the government is starved of revenue. Once more, how does this situation help working people. Does it raise their wages? No. Rather, working people supporting almost all of the government find they must work once for profit, once for wages, and once for taxes. His share of all he produces dwindles, and his need to live on future income grows. Now; you know there is no more than what workers produce, or what God almighty gives to a land in value that can be taken from it. High interests, or interests paid on everything imaginable can suck all the money and value out of an economy. I don't know if Marx said it or only quoted another, but glut (depression) is synonymous with high profits. Try to blame the government, or the working people; but the problem is quite simple. We have let ourselves be ruined by interest because we could not defend ourselves together as a nation from our parasites. Thanks for defending the enemy. Sweeney