Citigroup, once the world's largest financial conglomerate, has fallen so far down that you can buy a share of its stock today for less than it costs to use one of its ATM machines.

A few days ago, however, Citi caused investors' hearts to go pitter-patter with joy when it loudly trumpeted that it had operated at a profit in January and February. It just goes to show you what enterprising Wall Street financiers can achieve through hard work, creativity, perseverance — and about $ ...

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