Will you have to work an extra three years before retiring in order to overcome the drag of excessive fees in your 401(k) account?

Will your annual retirement income be reduced by $3,100 a year because your company's 401(k) plan contains funds that charge high annual expenses?

Are you willing to save an extra $800 a year to make up for the fact that your company has a retirement plan that incurs an extra one-half of 1 percent in costs each year?

That's likely to be your f ...

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