This past week, I was planning an important business meeting with a hard-to-pin-down contact.

"How 'bout next Monday at three?" I said, jotting it in my calendar.

" My office is closed that day," he replied.

"Really?" I asked, thinking he was ditching me (again). "Why?"

"Let's see. … Here it is — Washington's Birthday. Huh, who knew?"

I groaned. Another one of those Monday holidays half of Americans get ...

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