A recent Reuters news story reported that only three out of 10 seriously delinquent borrowers (those at least 60 days late with a mortgage payment) are exploring ways to prevent the foreclosure of their homes.

That means seven out of 10 delinquent homeowners are clueless that there are solutions out there that they should be pursuing posthaste!

But first, let's get one thing straight: Lenders are in business to not lose money. They are not humanitarians, but they also are not t ...

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