In a recent column, I cautioned my readers against cashing in or taking loans from 401(k) accounts or other types of retirement accounts. One of the problems with taking a loan, I said, is the matter of double taxation. And those two words caused a tsunami of mail to wash up on my desk. Some of you just did not understand, while others suggested I don't know what I'm talking about. So I'm going to give this matter of double taxation another shot today, giving full forgiveness in advance for read ...

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