Dear Edith: I went to my mortgage bank on December 31 to make an extra payment, so I could deduct more interest off my income tax return for 2007.

The cashier said the computer didn't take early payments. So, she had to make it for January. And of course I told her it had to be for December. She finally took the check and gave me a receipt, but it's marked for additional principal.

What should I do now so I can get the interest to take it off my income tax?   -- M.P.< ...

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