DEAR SUSAN: My boyfriend and I have been going out for eight months, and now he's asking me to sleep with him. The problem is I'm only 16. I do love him very much, but I'm a virgin and I'm terrified. Can you help? — Bernadette B., Long Island, N.Y.

DEAR BERNADETTE: Actually, your early warning signal is already on the job, paralyzing you into non-action. The fear it's sending is a sign — a very healthy one — that all is not right in your universe and a stop order is n ...

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