Dear Mr. Berko: We have $335,000 in a rollover investment retirement account from my company plan. We took cash because all they could promise is a guaranteed income of $1,143.16 a month. When both of us pass on, the money that is left goes to the insurance company. We think we can do better and leave what's left to our children. Do you believe as we do stocks will continue to go up? So, please, tell us how to invest to get 5 percent income and growth in value, too. On another subject, we thi ...

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