Dear Mr. Berko: In mid-February, when you recommended Ralcorp at $59 per share, you never wrote a word about Kraft. I bought 150 shares of Ralcorp, but now I would like your opinion on Kraft, which is two points lower than it was in February. Would you recommend a $10,000 investment for the medium term? Also, I have a $200,000 certificate of deposit coming due. I would like to invest this CD money in another CD for four years to get a 4 percent return. But I need to know if the government wil ...

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