The drop in the stock market has understandably made many investors reluctant to put new money into their accounts — and some are considering pulling out entirely. In fact, one investor recently confessed to me he was wondering "if I should just take the money and invest in myself, perhaps more school, a business or something I have more control over."

Believe me, I understand investor frustration and the desire to end the pain. And I am a firm believer in investing in ...

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