Dear Mr. Berko: My father passed away in October and we inherited his home, which we plan to sell for about $138,000. We also received certificates of deposit worth $160,000 that expire in June. So we have about $300,000 to invest. We talked to our agent with Principal Insurance, who does a good job providing us with health, life, homeowners and auto insurance. He also handles our independent retirement accounts ($71,000) and our joint account ($98,000). None have done well in the past five y ...

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