Mistake No. 1: Letting a man fill out your self-employment tax return:

Q: My ex-husband and I used to run our own business about 20 years ago. We did this for about five years. Now that I am about to turn 62 and am thinking of retiring, I'm paying more attention to my Social Security. And I've noticed that there are no earnings posted to my Social Security record for those five years when we had the business. We made pretty good money on the business and always filed a joint tax return ...

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