Q: I am 60 years old and still working. I was married for 16 years to my first husband before we divorced many years ago. He is 64 years old, has remarried and is not yet retired. I also remarried. Husband No. 2 is six years younger than me. We have been married 15 years, but have been legally separated since 2007. Could you please explain all of my Social Security options? Specifically, I'd like to know if I should file for Social Security at 62 or 66. Also, I want to know if there would be ...

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