Maybe you bought a cell phone some time ago that included a contract of two years or more. Now the contract has expired, and you realize that there are aspects that you no longer need.

A few years ago, my wife and I bought Verizon cell phones (at about $179 each) and a two-year family plan contract that included 700 minutes each month — far more than we need. We usually use less than 100 minutes.

Mainly we have them in case of an emergency such as a car accident, or on rar ...

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