It's time for me introduce you to my friends, Bob and Carol and Ted and Alice.

I'm pretty sure that behind closed doors they don't lead lives as exciting and titillating as their namesakes depicted in the 1969 movie of the same name starring Robert Culp, Natalie Wood, Elliott Gould, and Dyan Cannon.

But my less glamorous and less flirtatious friends will help me explain a provision of Social Security law that confuses and often infuriates many public employees — usually te ...

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