Recently, a reporter called to ask me to weigh in on the merits and advisability of bartering, especially when times are tough. "Great idea," I said, and I went on to mention ways people can do this. You can trade music lessons for housecleaning or baby-sitting for haircuts. I wish I'd heard from our first tipster earlier. I didn't know about this new way to barter online. Read on!

TIP OF THE MONTH WINNER! I was on Craigslist re-listing my car that I had been trying to sell for mor ...

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