Dear Mary: My husband quit his job after 20 years when he was 50. He is eligible to start drawing a pension of 2 percent. We thought he would find another job and we could wait until he was 55 before we started the pension, which would allow a larger monthly check, but he has not worked in more than two years now.

My net income is about $35,000 annually. We don't have any debt. Still, it takes all of my income for us to get by. We have money set aside for retirement, both savings and a small ...

( Back to Article )