Dear Mary: I would like to get my 12-year-old son a computer, however I'm not sure whether I can do this because my funds are so limited. I can't find a store that offers layaway, and I don't want to go into debt. How can we get an inexpensive but adequate computer? -- Teddy B., Indiana

Dear Teddy: Because your son is not likely to require the latest and greatest model out there, I suggest you look at refurbished computers. These are models that were purchased new and returned for any number ...

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