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Mortgage Insurance? Not on Your Life!
Dear Mary: I just bought a house, and I've been getting a lot of flyers about mortgage protection insurance. Is it something good for a new homeowner or just a waste of money? — Donna, email
Dear Donna: Great questions. "Mortgage …Read more.
Tips That Make You Feel Like a Genius
Secretly, I feel like a genius when I discover a secondary use for this or that — in case I run out of this, but have plenty of that! Like using a paper coffee filter to wash a glass top or mirror when I'm in a pinch for paper towels. Or using …Read more.
Supermarket Tricks That Makes Us Spend More
I've always thought of myself as pretty sharp when it comes to spotting supermarket trickery. I'm not even fazed by an end-cap display announcing, "Special." I know their ways. They hope we'll just assume that "special" means …Read more.
The Struggle to Actually Use up Gift Cards
My love-hate relationship with gift cards has intensified. What a pain, really. I'm one who just forgets to use them, and when I remember, I try to figure out how to use each one to the last cent. I was reminded of my situation recently when I …Read more.
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Tips To Tame the High Cost of Computer PrintingIf you ever have wondered how retailers can nearly give away computer printers as an incentive to purchase the computer, you may not have looked at the price of the ink cartridges. Manufacturers don't make their money on the machines. They know that if they can get you to accept that printer, you'll have no choice but to buy their expensive ink cartridges to keep the thing cranking out copies. But wait. Maybe you do have choices. Here are ways that "Everyday Cheapskate" readers keep the costs at bay without giving up the option of printing copies at home. TONER TAMER. We purchase refurbished LaserJet printers on eBay. They use toner cartridges instead of ink. Toner lasts much longer and doesn't dry up if you don't print on a regular basis. Some of the printers we have purchased even come with a cartridge. Usually they cost us less than $100, including shipping, and toner cartridges need to be replaced far less often than the ink cartridges in inkjet printers. We save a lot of money in the long run. — Courtnay, Colorado INK MASTER. I take my printer's ink cartridges to be refilled, which is cheaper than buying new cartridges. An employee at OfficeMax told me that the print quality for a refilled cartridge largely depends on how quickly it is refilled. If it is taken out of the printer and not refilled soon, the cartridge dries out and the print quality when it is refilled will not be as good.
PRINTER OPTIONS. Another way to save on printer ink is to print in black and white, as opposed to color, and choose lower-quality printing, such as "draft" quality or "fast print," when you don't need a quality copy. You usually can find these options under "preferences" when you are ready to print. Use the pull-down menu to print rather than the printer icon on your toolbar so you can change your printing options as needed. — Lucienne M., California PAPERLESS PRESERVATION. When I make online purchases, I save the order confirmation screen in a folder under my favorites on my computer instead of printing the page for my records. Also, instead of making paper copies of rebate submissions, I scan the paperwork into my computer before mailing it. This way, I can look up the information quickly, and it is stored safely without creating clutter and wasting paper. — Patty, e-mail Would you like to send a tip to Mary? You can e-mail her at mary@everydaycheapskate.com, or write to Everyday Cheapskate, P.O. Box 2135, Paramount, CA 90723. Include your first and last name and state. Mary Hunt is the founder of www.DebtProofLiving.com and author of 18 books, including "Debt-Proof Living" and "Tiptionary 2." To find out more about Mary and read her past columns, please visit the Creators Syndicate Web page at www.creators.com. COPYRIGHT 2010 CREATORS.COM
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