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Debit Cards and Motorcycles Just Aren't Safe
For decades, I've pleaded with you to not use debit cards because they are not safe. And for years, I warned my sons about the dangers of riding motorcycles because they are not safe.
Has anyone listened and taken heed? Debit cards are more popular …Read more.
Overspent and Overloaded? You Need Margin
Bill Smith sits down to his most dreaded chore — paying bills. Every month, it's the same story: Pay the most urgent, and leave the rest. There's never enough money, no matter how hard he works.
Jane Miller flies into the school office …Read more.
Bounce Back From Bankruptcy
Dear Mary: Please give me some pointers on bouncing back from bankruptcy. Will this have any effect on future employment opportunities? — Henry, email
Dear Henry: Live on cash. Have only one credit card, and if you use it, pay it in full every …Read more.
With Knowledge Comes Savings
Many things that we buy are simply not negotiable. The salesperson at Macy's won't negotiate with you over the price of that newly arrived collection. The supermarket checker won't haggle with you over the price of eggs. But a ring at your local …Read more.
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Tips and Tricks to Stop the Money LeaksFor many, it's not the big expenditures that keep them spending beyond their means, but rather the thousands of little purchases that together wreak havoc on their finances. Want to start leaving more money in the bank each month? Start paying attention to all the little ways money leaks out of your life. PEA-SHAPED TOOTHPASTE. Those toothpaste ads that show the toothbrush covered with toothpaste in an artful swirl use about four times as much toothpaste as necessary to brush teeth thoroughly. My dentist told me that it takes enough toothpaste the size of a pea to do a good job. And the fact that a smaller amount is still effective, is more comfortable than having a mouth full of suds and makes the toothpaste last three times longer is my idea of a great way to stop the money leak. — Edna, Oregon LINT ROLL THE LAMPSHADE. My lampshades don't get dirty, but they sure do get dusty. I "dust" my cloth lampshades with a lint roller. Works like a charm! — Anita, Minnesota SLOW DOWN THE ROLL. When done with a roll of toilet paper, take the cardboard center and fold it in half the long way. Slide this inside the center of the new roll and install the roll as normal. The extra bulk inside the center roll prevents toilet paper from flying off when spun around and uses fewer squares. — Shawna, Missouri ROLL OFF THE HAIRS. Take an adhesive lint roller along the next time you have your haircut. Use it once you get to your car to remove the sharp hairs that inevitably attack to your neck.
BOILING OUT THE STAINS. Can't get the stovetop burner pans clean? Try this: Fill a big pot with water. Add about 4 tablespoons of baking soda and a few squirts of dishwashing soap. Place the stained burner pans in the water, and bring to a boil, making sure the suds do not boil over. Allow them to boil gently until all the baked-on spots are removed. Rinse the pans, and wipe clean. They will sparkle like new. — Nicole, Pennsylvania GO PRIVATE WITH PENS. I always carry and use my own pen when I'm out at the doctor's office, the pharmacy, the bank or grocery store. Think about it. Most people at the doctor's office and the pharmacy are sick and have just used that public pen at the desk. — Patricia, Indiana CLINGING THE CLING WRAP. Whenever I tear a piece of plastic wrap to place over a plate or bowl, I first pull a little off the roll and place it on one edge of the item I want to cover. Then I unroll more wrap, stretching as I go. When I get to the other edge of the dish, I touch the wrap to it and tear it. No more sticking to itself, frustration or wasted wrap! — Cheryl, Maryland Would you like to send a tip to Mary? You can email her at mary@everydaycheapskate.com, or write to Everyday Cheapskate, P.O. Box 2099, Cypress, CA 90630. Include your first and last name and state. Mary Hunt is the founder of www.DebtProofLiving.com and author of 23 books, including her January 2013 release "Cheaper, Better, Faster: Over Than 2,000 Tips and Tricks to Save You Time and Money Every Day." To find out more about Mary and read her past columns, please visit the Creators Syndicate Web page at www.creators.com. COPYRIGHT 2013 CREATORS.COM 
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