In Investing, No Risk Means No Reward Dear Mary: This may be the ultimate in stupid questions but it's been plaguing me for a while. Is there any value in converting my existing 401(k) into cash without removing the funds from my 401(k)? Do they even allow that? I hate losing all that …Read more. Cheapskate, Who Me? Some people think the word cheapskate is an insult. Not me. I enjoy being called a cheapskate. It reminds me that I'm not what I used to be: a credit-card junkie. There was a time I used plastic to fill the gap between my pathetic income and the …Read more. Readers Share Ways to Use This for That Eyeglass cleaner. If you're out when you realize your glasses or purse mirror needs cleaning, try using a drop of hand sanitizer to give you crystal-clear results instantly. This works great on glass, but should be tested on plastic. — …Read more. Plan is Not a Four-Letter Word A friend — I'll call her Sally — in her early thirties moved from Arizona to Florida in search of a better job and a new life. Not that many months later, she decided a change of scenery wasn't the solution she thought it would be and …Read more.more articles
Skip the Kit, Grab the Eraser
Over the years, I've come to the conclusion that for every situation there's an expensive way to solve it and there's a cheap way. Discovering the cheaper alternative is what readers of this column do so well. And when they share their discoveries with all of us, it's a good day!
HEADLIGHT MAGIC. The plastic headlights on my old car had yellowed, and replacing them was going to be costly. The kit to restore them cost $15 at the auto parts store, so I decided to try Mr. Clean Magic Eraser. It worked great. I suggest testing a small area first. You can always buy the headlight kit, but Mr. Clean Magic Eraser will save you money. — Ginny, Wisconsin
INSIDE THE SALE. Pillow forms can be very expensive. When I need one, I shop the clearance sales at my local department store. I find hideously ugly pillows that no one would buy, for a much, much lower price than I would pay for a pillow form at a fabric store. The key is to find pillows with a zipper, or at least make sure there is a liner between the stuffing and the cover. I recently purchased two down throw pillows for $5 each. I removed the ugly Christmas-themed cover and sewed new attractive covers that now decorate my couch and living room. — Jennifer, Oregon
BABY THE STAINLESS. My stainless steel stove always had fingerprints and smudges. I would clean it and polish it, but it never stayed clean. I recently got a new stainless steel dishwasher, and my cleaning lady told me she only uses baby oil to clean stainless steel appliances.
CRACKER CRUNCH. A delicious and inexpensive alternative to croutons is to break up crackers and put them in salads. Any cracker works well. I love those little oyster crackers. I've grown to actually prefer crackers to croutons! — Rachel, email
PLANT FOOD RECIPE. Instead of buying expensive plant food, I mix 2 tablespoons of Epsom salts in a gallon of water. I water my plants once a week with this solution. My plants love it, especially my Geraniums. — Marj, Kentucky
DAILY DOGGIE SCRAPS. I keep a small covered bowl on my countertop. During the day, when I open a can of veggies or fruit and I don't want the liquid, I pour it into the bowl. Depending on what my family has for dinner, I may scrape the food from the pots and dishes into the bowl, too. For their evening meal, I take the day's tasty mixture and add it to my dogs' food. — Jil, email
Would you like to send a tip to Mary? You can email her at firstname.lastname@example.org, or write to Everyday Cheapskate, P.O. Box 2135, Paramount, CA 90723. Include your first and last name and state. Mary Hunt is the founder of www.DebtProofLiving.com and author of 18 books, including "Debt-Proof Living" and "Tiptionary 2." To find out more about Mary and read her past columns, please visit the Creators Syndicate Web page at www.creators.com.
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