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3 Reasons to Not Borrow from a Retirement Account 3 Reasons to Not Borrow from a Retirement Account Dear Mary: I am thinking of taking a loan from my 40l(k) retirement account to pay off my credit-card debt. I can repay the loan with payments taken directly from each of my paychecks, without any …Read more. An Ounce of Prevention Means Money in the Bank Today's topic is not pretty, but unless you have $8,000 earmarked for dental care, it could prevent a lot of pain — both dental and financial. Periodontal disease is an infection that affects the gum tissue around the teeth, the fibers that …Read more. How to Save a Bundle on Prescription Eyeglasses How to Save a Bundle on Prescription Eyeglasses In the interest of full disclosure, let me say right up front that when I first heard that we can now order our prescription eyeglasses online, I scoffed. I rolled my eyes. What next? Mail-order …Read more. Four Steps to Financial Confidence Four Steps to Financial Confidence For a good deal of my life, I lived under a dark cloud of worry that I would end up financially destitute. A survey conducted by Harris Interactive for Allianz Insurance Group reveals that I'm not the only one. In …Read more.
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See How They Grow

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Like most families, we had a special wall where we recorded our sons' growth, making marks to record their heights from time to time. When we remodeled, we cut out that section of the wall and framed it, and it hangs today as a precious visual memory. It's good, but not as great as today's first clever tip. It beats my wall a thousand times over.

GROWING BOY. I have a tradition that has brought me much joy. On my son's first birthday, I bought an extra-large T-shirt and put his initial on the front. I placed an 8-by-10 photo of him wearing the shirt in an album. I do this every year on his birthday; he wears the same T-shirt. It is fun to see how he has grown! When the shirt fits him, I will give it to him, along with the album. — Vicky F., e-mail

DISAPPEARING ACT. I tried everything to get ink off a doll's face: rubbing alcohol, magic eraser, baking soda, lemon extract and nail polish remover. Nothing worked. Then I did an Internet search and found that acne cream with 10 percent benzoyl peroxide could do the job. I dabbed it on and placed the doll in the sunlight. It worked within several hours. The ink marks, which had been there for weeks, disappeared! — Mary A., Georgia

MICROWAVE MAKEOVER. I burned popcorn in my microwave, and the smell was terrible, even after I cleaned it several times. I finally removed the odor by placing a two-cup glass dish full of white vinegar in the microwave.

Several times a day, I heated the vinegar, leaving the dish inside unless I was using the microwave to heat something else. Every other day, I changed the vinegar. After about a week, the burned-popcorn smell was completely gone. — Fran H., e-mail

SALT SCRUB. Instead of steel wool, try using salt for scrubbing pots and pans, especially iron skillets. It does a great job; it is environmentally friendly; and it is cheap. — Gigi B., California

BURN RELIEF. If you get a grease burn, relieve it quickly with mustard. Two of my teenage children work at a fast-food restaurant, and they learned that mustard brings the best pain relief. — Stephanie L., Missouri

TEAR REPAIR. If your kids are like mine, a small tear in their play clothes in the morning will be 4 inches wide by the end of the day. A stopgap measure is to put a piece of duct tape on the underside of the tear. The rip won't get any bigger on its own; the child won't be as tempted to pull on it and make it larger; and the smooth side of the tape isn't rough against the child's skin. I confess that I have made this "temporary" repair last for several wearings. — Helen M., e-mail

Would you like to send a tip to Mary? You can e-mail her at mary@everydaycheapskate.com, or write to Everyday Cheapskate, P.O. Box 2135, Paramount, CA 90723. Mary Hunt is the founder of www.DebtProofLiving.com and author of 18 books, including "Debt-Proof Living" and "Tiptionary 2." To find out more about Mary and read her past columns, please visit the Creators Syndicate Web page at www.creators.com.

COPYRIGHT 2009 CREATORS SYNDICATE INC.



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