Credit Scoring is Complicated Credit Scoring is Complicated Dear Mary: I am a retiree and maintain a good credit rating, but it could be better. That being said, I discussed that with my insurance people who said having charge cards open with no balance is a strike against you …Read more. More Ways to Slash Your Food Bill Could you use an extra $50 or $100 next week? If you get motivated, there's a big chance you can slash your family's food bill by $50 a week without sacrificing health and nutrition. And that will be tax-free cash you have in your hand ... not money …Read more. Graduate Debt-Free There was a time that I didn't have much of an opinion on paying for college with student loans. That was before the advent of email and thousands of messages all with a similar subject line: Help! I'm drowning in student loan debt! That was before …Read more. Anticipate Your Way to Freedom Try this: Add up your monthly expenses and deduct the total from your monthly income. Hey, not bad! You should have plenty of money with some left over. So why is there never enough? The answer is your selective amnesia. Most of us suffer from it. …Read more.more articles
See How They Grow
Like most families, we had a special wall where we recorded our sons' growth, making marks to record their heights from time to time. When we remodeled, we cut out that section of the wall and framed it, and it hangs today as a precious visual memory. It's good, but not as great as today's first clever tip. It beats my wall a thousand times over.
GROWING BOY. I have a tradition that has brought me much joy. On my son's first birthday, I bought an extra-large T-shirt and put his initial on the front. I placed an 8-by-10 photo of him wearing the shirt in an album. I do this every year on his birthday; he wears the same T-shirt. It is fun to see how he has grown! When the shirt fits him, I will give it to him, along with the album. — Vicky F., e-mail
DISAPPEARING ACT. I tried everything to get ink off a doll's face: rubbing alcohol, magic eraser, baking soda, lemon extract and nail polish remover. Nothing worked. Then I did an Internet search and found that acne cream with 10 percent benzoyl peroxide could do the job. I dabbed it on and placed the doll in the sunlight. It worked within several hours. The ink marks, which had been there for weeks, disappeared! — Mary A., Georgia
MICROWAVE MAKEOVER. I burned popcorn in my microwave, and the smell was terrible, even after I cleaned it several times. I finally removed the odor by placing a two-cup glass dish full of white vinegar in the microwave.
SALT SCRUB. Instead of steel wool, try using salt for scrubbing pots and pans, especially iron skillets. It does a great job; it is environmentally friendly; and it is cheap. — Gigi B., California
BURN RELIEF. If you get a grease burn, relieve it quickly with mustard. Two of my teenage children work at a fast-food restaurant, and they learned that mustard brings the best pain relief. — Stephanie L., Missouri
TEAR REPAIR. If your kids are like mine, a small tear in their play clothes in the morning will be 4 inches wide by the end of the day. A stopgap measure is to put a piece of duct tape on the underside of the tear. The rip won't get any bigger on its own; the child won't be as tempted to pull on it and make it larger; and the smooth side of the tape isn't rough against the child's skin. I confess that I have made this "temporary" repair last for several wearings. — Helen M., e-mail
Would you like to send a tip to Mary? You can e-mail her at email@example.com, or write to Everyday Cheapskate, P.O. Box 2135, Paramount, CA 90723. Mary Hunt is the founder of www.DebtProofLiving.com and author of 18 books, including "Debt-Proof Living" and "Tiptionary 2." To find out more about Mary and read her past columns, please visit the Creators Syndicate Web page at www.creators.com.
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