Refinancing Credit-Card Debt Can Get Tricky Dear Mary: What do you think about the idea of refinancing my credit-card debt with a loan from one of the peer-to-peer lenders out there? It seems like a good idea to me, but I don't know that much about it. I'd really like to know what you think …Read more. Secrets of a Cheapskate Gardener I love a beautiful yard, but I hate spending money to get it that way, which explains why I am always looking for do-it-yourself cheap ways to kill weeds, grow flowers and feed lawns. I have come across some very clever tips and tricks, not the …Read more. Insurance Coverage You Absolutely Don't Need Some kinds of insurance are necessary. The following, however, may not only be unnecessary but downright ridiculous. ACCIDENTAL DEATH INSURANCE. Why pay extra for this kind of insurance? Statistically, it is highly unlikely you will die in an …Read more. Beat the Clutter Improve Your Life Getting organized is like dieting. Everyone knows how to do it. The problem is getting around to it and then maintaining the results. A few years ago, when we remodeled our kitchen, I emptied every cupboard and drawer. When it was time to put …Read more.more articles
See How They Grow
Like most families, we had a special wall where we recorded our sons' growth, making marks to record their heights from time to time. When we remodeled, we cut out that section of the wall and framed it, and it hangs today as a precious visual memory. It's good, but not as great as today's first clever tip. It beats my wall a thousand times over.
GROWING BOY. I have a tradition that has brought me much joy. On my son's first birthday, I bought an extra-large T-shirt and put his initial on the front. I placed an 8-by-10 photo of him wearing the shirt in an album. I do this every year on his birthday; he wears the same T-shirt. It is fun to see how he has grown! When the shirt fits him, I will give it to him, along with the album. — Vicky F., e-mail
DISAPPEARING ACT. I tried everything to get ink off a doll's face: rubbing alcohol, magic eraser, baking soda, lemon extract and nail polish remover. Nothing worked. Then I did an Internet search and found that acne cream with 10 percent benzoyl peroxide could do the job. I dabbed it on and placed the doll in the sunlight. It worked within several hours. The ink marks, which had been there for weeks, disappeared! — Mary A., Georgia
MICROWAVE MAKEOVER. I burned popcorn in my microwave, and the smell was terrible, even after I cleaned it several times. I finally removed the odor by placing a two-cup glass dish full of white vinegar in the microwave.
SALT SCRUB. Instead of steel wool, try using salt for scrubbing pots and pans, especially iron skillets. It does a great job; it is environmentally friendly; and it is cheap. — Gigi B., California
BURN RELIEF. If you get a grease burn, relieve it quickly with mustard. Two of my teenage children work at a fast-food restaurant, and they learned that mustard brings the best pain relief. — Stephanie L., Missouri
TEAR REPAIR. If your kids are like mine, a small tear in their play clothes in the morning will be 4 inches wide by the end of the day. A stopgap measure is to put a piece of duct tape on the underside of the tear. The rip won't get any bigger on its own; the child won't be as tempted to pull on it and make it larger; and the smooth side of the tape isn't rough against the child's skin. I confess that I have made this "temporary" repair last for several wearings. — Helen M., e-mail
Would you like to send a tip to Mary? You can e-mail her at email@example.com, or write to Everyday Cheapskate, P.O. Box 2135, Paramount, CA 90723. Mary Hunt is the founder of www.DebtProofLiving.com and author of 18 books, including "Debt-Proof Living" and "Tiptionary 2." To find out more about Mary and read her past columns, please visit the Creators Syndicate Web page at www.creators.com.
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