Life's Money Rules, Number 6: Manage Your Credit I'll admit it. Rule six in my book, "7 Money Rules for Life: How to Take Control of Your Financial Future" is not my favorite of the seven rules. Honestly, I would much rather change "Manage Your Credit" to "Death to Credit, …Read more. 5 Ways to Minimize Your Car Insurance Costs Automobile insurance. We spend thousands of dollars on it and then hope we'll never need it. By law and common sense, we know that we must have it. But that doesn't mean we should pay one dollar more for auto insurance than necessary. Shop around. …Read more. In Investing, No Risk Means No Reward Dear Mary: This may be the ultimate in stupid questions but it's been plaguing me for a while. Is there any value in converting my existing 401(k) into cash without removing the funds from my 401(k)? Do they even allow that? I hate losing all that …Read more. Readers Share Ways to Use This for That Eyeglass cleaner. If you're out when you realize your glasses or purse mirror needs cleaning, try using a drop of hand sanitizer to give you crystal-clear results instantly. This works great on glass, but should be tested on plastic. — …Read more.more articles
Secret Recipes To Prepare You for Anything
I'll let you in on a little secret. I am a perpetual planner. Don't take that to mean that my plans are formal documents or that I implement all of them. It's just that I always am thinking about what I would do if this or that were to happen. Whenever I fly, I'm in crash-ready mode. I dress, select my seat and count the rows to the closest exit all with disaster in mind. I plan ahead for what I'll do if the sour cream I need for a recipe doesn't happen to materialize in the refrigerator. What if I'm at a mountain retreat for a crafting getaway and I run out of white glue?
Just this morning, I found myself wondering what I'd do if, by some catastrophic event, I became allergic to commercial toothpaste. Or what if the price of shampoo skyrocketed because of a global shortage? Aha! I wasted no time to figure out a plan for both. And who knows? With the way prices are going up and disposable income is going down, I might implement those plans sooner than later.
Here are a few of my favorite do-it-yourself recipes, including (you guessed it) toothpaste and shampoo!
6 teaspoons baking soda
1/3 teaspoon salt
4 teaspoons glycerin
15 drops peppermint or wintergreen extract
Mix baking soda, salt, glycerin and mint extract together to form a paste. Store in a container you can get a toothbrush into. Glycerin is available in most pharmacies and health food stores.
1/4 cup grated Castile soap
1/4 cup hot water
1/2 teaspoon olive oil
2 tablespoons glycerin
5 drops essential oil, any scent (optional for fragrance)
In a small bowl, stir the grated soap into the hot water until dissolved.
1/4 cup sugar
1/4 cup baking yeast
1/2 cup molasses
3-by-5-inch index cards
Mix sugar, yeast and molasses in a small bowl. Spread a thin layer of the mixture on index cards with a knife or spatula. Place cards, syrup-side up, in areas where ants are a problem. This application is safe and nontoxic.
1 1/2 cups cold water
2 tablespoons corn syrup
1 teaspoon white vinegar
1/2 cup cornstarch
Mix 3/4 cup water, syrup and vinegar in small saucepan. Bring to a rolling boil. In separate small bowl, mix cornstarch and remaining 3/4 cup cold water. Add the cornstarch mixture slowly to the syrup and vinegar mixture. Stir constantly. Let stand overnight before using.
I have compiled an entire booklet of recipes and formulas for everything from all-purpose cleaners and car wash solutions to play dough and all kinds of health and beauty products, too. The revised edition of "Cheapskate Solutions" has been expanded to more than 60 pages and is now available as a PDF download for only $1.99. Just go to http://www.DebtProofLiving.com and click on "Bookstore." Enjoy!
Mary Hunt is the founder of www.DebtProofLiving.com and author of 18 books, including her latest, "Can I Pay My Credit Card Bill With a Credit Card?" You can e-mail her at email@example.com, or write to Everyday Cheapskate, P.O. Box 2135, Paramount, CA 90723. To find out more about Mary Hunt and read her past columns, please visit the Creators Syndicate Web page at www.creators.com.
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