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Debit Cards and Motorcycles Just Aren't Safe
For decades, I've pleaded with you to not use debit cards because they are not safe. And for years, I warned my sons about the dangers of riding motorcycles because they are not safe.
Has anyone listened and taken heed? Debit cards are more popular …Read more.
Overspent and Overloaded? You Need Margin
Bill Smith sits down to his most dreaded chore — paying bills. Every month, it's the same story: Pay the most urgent, and leave the rest. There's never enough money, no matter how hard he works.
Jane Miller flies into the school office …Read more.
Bounce Back From Bankruptcy
Dear Mary: Please give me some pointers on bouncing back from bankruptcy. Will this have any effect on future employment opportunities? — Henry, email
Dear Henry: Live on cash. Have only one credit card, and if you use it, pay it in full every …Read more.
With Knowledge Comes Savings
Many things that we buy are simply not negotiable. The salesperson at Macy's won't negotiate with you over the price of that newly arrived collection. The supermarket checker won't haggle with you over the price of eggs. But a ring at your local …Read more.
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Product's High Cost Prompts CreativityI asked readers on my blog at EverydayCheapskate.com to tell me about their favorite cleaning pad for their Swiffer WetJet. The official Swiffer cleaning pads are expensive, so many users have found other things, like flannel, washcloths and microfiber cloths to fashion their own cleaning pad. I'm a knitter and can't wait to try Brenda's idea. CROCHETED COVERS CLEANS UP. I crocheted a cleaning pad "cover" for my Swiffer, and I love it. I used cotton rug yarn to get a more absorbent pad. — Brenda, EC Blog PASS DOWN FAMILY HISTORY. My children thought I was nuts when I kept so many of my parents' things when they passed. But now, every Christmas they get a treasured item with a little note telling about its history and about that person's life or childhood. — June, EC Blog AUTO PAY UNTIL DEBT-FREE. I've scheduled my credit card payments on auto pay for every Monday for the next six months of this year. That's how long it will take me to be debt-free. Doing this was so simple, and I've already forgotten about it. — Louise, EC Blog UTILIZE THE FRIDGE WALLS. The inside walls and ceiling of my refrigerator are magnetic. I didn't know this, but when I found out I decided to use the walls to hang leftovers. I take a magnet from the front of my fridge and use it to secure a zip-type bag of leftovers on the inside wall of the fridge. I don't forget the bag is there because it's hanging right there when I open the door. — Melanie, email LUNCHTIME STOCKPILE.
When grocery shopping, I purchase enough chips, drink boxes and snacks for two weeks worth of lunches. I line all my lunch bags up on the counter and drop a drink box, chip bag and snack into each. I put one week of lunch bags in a box in my pantry and the second week's bags in an extra closet. To pack a lunch, I pull out the number of bags I need and add fruit and a sandwich to each. This has saved me a lot of time, money and frustration. My costs go down because the food is actually eaten for lunches, and I am saved the frustration of trying to come up with lunch ingredients or the expense of giving everyone lunch money. — Evelyn, Colorado LESS PUMP, MORE SOAP. Save on liquid pump soap by wrapping a rubber band repeatedly around the pump part and push it down. If you push all the way down it will only pump about one drop of soap at a time, but that's really all you need. It gives plenty of suds for washing, and you just saved a lot of soap! — NormaJean, EC Blog Would you like to send a tip to Mary? You can email her at mary@everydaycheapskate.com, or write to Everyday Cheapskate, P.O. Box 2099, Cypress, CA 90630. Include your first and last name and state. Mary Hunt is the founder of www.DebtProofLiving.com and author of 23 books, including her recent release "Cheaper, Better, Faster: Over 2,000 Tips and Tricks to Save You Time and Money Every Day." To find out more about Mary and read her past columns, please visit the Creators Syndicate Web page at www.creators.com. COPYRIGHT 2013 CREATORS.COM 
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