Mortgage Lender Calling Every Hour All Day Long! Dear Mary: We are one month behind on our mortgage payments and plan to catch up this month. We have told our credit union we will pay half on the 1st and the second half on the 13th. This will bring us current. They call all day, every hour. When …Read more. Get Prepared One Tip at a Time The idea of emergency preparedness is a good one. Every family needs some kind of plan in the event of a kind of disaster that could disrupt the normal course of life. But where to start? Hopefully, these quick tips will do the trick to get you …Read more. Don't Be Scared, Be Prepared If there is one thing most people take for granted, it is food. U.S. supermarkets are always well-stocked, and we don't think much about how all that food gets there. When pushed to consider it, I wager most of us assume there are huge warehouses …Read more. So, You're Getting a Tax Refund! Discovering that you'll be getting a tax refund is certainly not the worst news you've had in your life. In fact, it's easy to see a tax refund as some kind of gift from the universe. But here's the truth: It's part of your paycheck that you should …Read more.more articles
Online Bartering Just Got Easier
Recently, a reporter called to ask me to weigh in on the merits and advisability of bartering, especially when times are tough. "Great idea," I said, and I went on to mention ways people can do this. You can trade music lessons for housecleaning or baby-sitting for haircuts. I wish I'd heard from our first tipster earlier. I didn't know about this new way to barter online. Read on!
TIP OF THE MONTH WINNER! I was on Craigslist re-listing my car that I had been trying to sell for more than two months, when I decided to look at the bartering section. I ended up finding a painter who was looking for a car in exchange for painting. I had no extra money to pay for the painting of my house and garage, which were in desperate shape. He agreed to paint my house and garage in exchange for the car. It was a great deal for me, as other painters estimated the house job would cost between $5,000 and $7,000; my car was worth $3,000. -- Leslie C., Illinois
AFFORDABLE EXTERMINATION. Last spring, we had a problem with carpenter ants. The cost to have the house fumigated was more than $900. Then we heard of a less expensive treatment. Spread uncooked Cream of Wheat where the ants travel. They will eat it, and when the cereal settles in their stomachs, it expands and kills them. -- Darlene, e-mail
FRENCH FAVORITE. My son and I are avid breakfast eaters. On weekends, I make entire loaves of bread into French toast. It takes seven eggs and about 1 1/2 cups of milk. Once the toast is cooled, I put it back in the same bread wrapper and put it in the freezer. In the morning, I pop a piece in the toaster, and my son has French toast in the morning. He loves it! -- Krista K., Oregon
One Tip of the Month winner is selected each month. The winner receives a one-year online subscription to the hugely popular members-only area of the Debt-Proof Living Web site (www.DebtProofLiving.com), which includes the equally popular monthly newsletter, Debt-Proof Living, now in its 17th year.
Would you like to send a tip to Mary? You can e-mail her at email@example.com, or write to Everyday Cheapskate, P.O. Box 2135, Paramount, CA 90723. Mary Hunt is the founder of DebtProofLiving.com and author of 17 books, including "Debt-Proof Living" and "Tiptionary 2." To find out more about Mary and read her past columns, please visit the Creators Syndicate Web page at www.creators.com.