How to Splurge on a Budget I got the biggest shock of my life the day I realized that living on a budget wasn't the straitjacket or rigid "diet" I assumed it would be. In fact, it was my life as a credit-card junkie that put me in financial bondage. A budget saved my life …Read more. Try This Old Restaurant Cleaning Trick Ever leave the coffee pot on overnight only to wake to a blackened, burnt mess? Can't get rid of the gunky buildup in your favorite carafe or thermos that you can see, but not reach? Don't toss them out before you try this trick to get them …Read more. Cucumbers in Plastic Wrap and More Great Reader Tips! It's universally understood that a red flag means stop, or some variation of caution. A green flag, on the other hand, means, "Wow what a great idea!" That's how I mark email from my awesome Everyday Cheapskate readers who send me their best tips. …Read more. So You Think You Can't Save? According to Moody Analytics, young Americans have stopped saving money. And by young, we are talking about adults under age 35 — the so-called millennial generation. That compares with a positive savings rate of about 3 percent for those 35 …Read more.more articles
Lessons From My Garden
There's something magical about dirt. Digging in it clears my mind. It's like hitting "refresh" on my computer screen. Things pop into proper perspective.
I experience nature's therapy in the solitude of my tiny garden. And I have learned some important lessons, too.
I've made feeble attempts to grow sweet peas in years past, always with the same disappointing results. Imagine my surprise when I read I was planting way too late. Sweet peas need to be sown into the ground long before winter — in the fall. I was months off.
The same is true for planting a financial nest egg. Starting early is the way to experience a spectacular harvest. Money needs the power of time for it to grow strong roots that run deep.
—Hang on tight.
I had no idea one fall when I planted my sweet peas what lay ahead for those tiny seeds. Not two months later, Southern California experienced months of record-breaking precipitation. We got rain in spades.
The storms were harsh, yet my sweet peas hung on for dear life. They refused to let go — and certainly not because they received encouragement from me. For all I knew, they were long gone, because the bed showed no signs of life. In their own quiet way, though, they were alive, burrowing down to ride it out.
Life's storms hit all of us from time to time. And when they do, we have a choice: We can either cave in and let the storms carry us out to sea or dig in and refuse to let go.
—Give or give up.
Once my sweet peas began to bloom, I was hesitant to cut them.
For many weeks, I faithfully cut as many long-stemmed blooms as my vines produced. If I cut one bouquet on Monday, I was sure to have two bouquets on Tuesday.
Giving is the secret of never running out. But it takes a leap of faith to cut that first harvest. Soon you realize you have more than you had before. So you give again, and you give more. And the more you give the more you have to give. The more you bless others the more blessed you become.
No matter how beautiful my garden is today, I know it won't last forever. So each day, I try to enjoy the garden for the moment and save a mental picture for the future. This way, when the days grow short and winter settles in, I know I can always reach back into my memory bank.
Being diligent to always save something for the future is the secret for how to come through the difficult seasons of life. It's nice to know you always will have sweet peas in December.
Mary Hunt is the founder of www.DebtProofLiving.com and author of 18 books, including her best-selling classic "Debt-Proof Living." You can email her at firstname.lastname@example.org, or write to Everyday Cheapskate, P.O. Box 2135, Paramount, CA 90723. To find out more about Mary Hunt and read her past columns, please visit the Creators Syndicate Web page at www.creators.com.
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