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Debit Cards and Motorcycles Just Aren't Safe
For decades, I've pleaded with you to not use debit cards because they are not safe. And for years, I warned my sons about the dangers of riding motorcycles because they are not safe.
Has anyone listened and taken heed? Debit cards are more popular …Read more.
Overspent and Overloaded? You Need Margin
Bill Smith sits down to his most dreaded chore — paying bills. Every month, it's the same story: Pay the most urgent, and leave the rest. There's never enough money, no matter how hard he works.
Jane Miller flies into the school office …Read more.
Bounce Back From Bankruptcy
Dear Mary: Please give me some pointers on bouncing back from bankruptcy. Will this have any effect on future employment opportunities? — Henry, email
Dear Henry: Live on cash. Have only one credit card, and if you use it, pay it in full every …Read more.
With Knowledge Comes Savings
Many things that we buy are simply not negotiable. The salesperson at Macy's won't negotiate with you over the price of that newly arrived collection. The supermarket checker won't haggle with you over the price of eggs. But a ring at your local …Read more.
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Kitchen Tool Fixer-upperA can opener with a dull blade is pretty useless, but who likes to throw out kitchen tools? If we don't, we have kitchen drawers that barely close. That's why I love Marilyn's tip. Now, all I have to do is find my can opener and see if it needs a rebirth. CAN OPENER REBIRTH. I was ready to throw out my can opener, but decided to get my knife sharpener and work on the can opener's cutting wheel. It worked like a charm. It was like having a new can opener. — Marilyn, Wisconsin SUNDAY, SANS ADS. I don't start reading the Sunday paper until I've gone through it and thrown out all the ads. I don't even look at the ads — I just toss them. This keeps me from seeing a need I didn't have before I got the paper. I'm no longer tempted to shop, and it has really helped curb my spending. — Beck, EC Blog STOP THE PASTA BOIL-OVER. To stop my pot of pasta from boiling over, I spray the insides of the pot with nonstick spray before I fill it with water. This breaks the water's surface tension and prevents it from boiling up and over. — ThriftySoul, EC Blog DETERGENT'S LITTLE SOMETHING EXTRA. I mix my generic laundry detergent with a little bit of expensive name-brand detergent. This makes my laundry detergent last longer, it cleans my clothes really well, and they smell so nice, too. — Kay, EC Blog PEPPERMINT REMEDY. I began having tension headaches and went in for a massage. The masseuse suggested that when I sense a headache coming on, to massage my neck and shoulders with a drop or two of peppermint oil.
BIRTHDAY COUPON BOOK. My mom and sister-in-law create a "Birthday Coupon Book" each year for the kids in the family. They design a colorful book of about 10 coupons that are tailored to each child's interests and can be cashed in whenever the child wants. Some of the favorite coupons are "$5 Shopping Spree at the Dollar Store with Grandma," "Skip Piano Practice Day" and "Dinner Out With Mom" or "Dinner Out With Dad." This gift not only spreads out the birthday celebration and the cost, but creates special times and memories for each child, parent and grandparent. — N.N., email SEALED WITH A CLIP. I have used clothespins for years to close food bags and containers. I've also added a couple of other items that now have a dominant role in my kitchen. Rubber bands and 2-inch binder clips, purchased at the local office supply store, are durable, and between the two can handle any size package. I have wire shelving in my pantry, so I attach the binder clips to the front lip of a shelf until needed. A generous bag of rubber bands takes little space in a drawer. — Janet, email Would you like to send a tip to Mary? You can email her at mary@everydaycheapskate.com, or write to Everyday Cheapskate, P.O. Box 2099, Cypress, CA 90630. Include your first and last name and state. Mary Hunt is the founder of www.DebtProofLiving.com and author of 23 books, including her 2013 release "Cheaper, Better, Faster: Over 2,000 Tips and Tricks to Save You Time and Money Every Day." To find out more about Mary and read her past columns, please visit the Creators Syndicate Web page at www.creators.com. COPYRIGHT 2013 CREATORS.COM 
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