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Mortgage Lender Calling Every Hour All Day Long! Dear Mary: We are one month behind on our mortgage payments and plan to catch up this month. We have told our credit union we will pay half on the 1st and the second half on the 13th. This will bring us current. They call all day, every hour. When …Read more. Get Prepared One Tip at a Time The idea of emergency preparedness is a good one. Every family needs some kind of plan in the event of a kind of disaster that could disrupt the normal course of life. But where to start? Hopefully, these quick tips will do the trick to get you …Read more. Don't Be Scared, Be Prepared If there is one thing most people take for granted, it is food. U.S. supermarkets are always well-stocked, and we don't think much about how all that food gets there. When pushed to consider it, I wager most of us assume there are huge warehouses …Read more. So, You're Getting a Tax Refund! Discovering that you'll be getting a tax refund is certainly not the worst news you've had in your life. In fact, it's easy to see a tax refund as some kind of gift from the universe. But here's the truth: It's part of your paycheck that you should …Read more.
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How To Stop the Charity Junk Mail Monster

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Dear Mary: Every day, I receive donation requests from charities. Usually, they enclose "gifts," such as calendars, greeting cards, address labels, notepads, religious tokens and even gloves and blankets. I've tried sending requests for no gifts, but they are ignored. Some charities send mailings on a weekly basis. If I could, I'd donate to them all, but I can't, and I'm getting both frustrated and angry. I'm reluctant to make any donation at all because my name immediately goes onto a list. How can I stop these donation requests and be sure that what money I do have to give goes to reputable charities that will use it wisely without adding me to mailing lists for others? — Joy M., e-mail

Dear Joy: Sadly, with so many people unemployed, there are fewer dollars available to charities. That means charities are competing and scrambling hard to capture as many of the available dollars as possible. Some, as you are learning, are pulling out all the stops.

Donating once to a charity without a donor privacy policy in place can result in an onslaught of mail appeals from numerous unrelated businesses and other nonprofit organizations because they do sell their lists. You can limit the amount of mail you get by following these tips:

—Only donate to charities that have written donor privacy policies in place. Look for a link on the charity's home page or donations page, and read the policy carefully, or look for this information on the printed material.

—Get in touch with the charities directly.

Request that they stop sending you appeals. While you are on the phone, be sure to get the names and numbers of the third parties to whom your name may have been sold. Contact them, as well. Responsible and well-run charities are grateful for your donations and should be willing to comply with your requests.

—Concentrate your giving. Sending small donations to a variety of organizations is a sure way to get your name on a shared mailing list. Instead, focus your donations on just one or two worthy organizations to reduce your chances of getting inundated with other requests.

—Give anonymously. You can give to any charity through Charity Navigator (http://www.CharityNavigator.org) and request that your donation be sent anonymously to that organization. This will ensure that you avoid any future contact from the organization you're supporting, and it will prevent your information from being shared with third parties.

Stopping all of this unwanted mail will take time. The normal avenues for stopping junk mail are not likely to work in your situation, as nonprofits are not bound to following direct mail rules and regulations. Do not respond to the mail you want to stop. Contact only confirms that your address is good and that you are reading their material. Your silence will get you off the lists. In the meantime, place a wastebasket next to your mailbox, and drop the junk in there as it arrives.

Do you have a question for Mary? E-mail her at mary@everydaycheapskate.com, or write to Everyday Cheapskate, P.O. Box 2135, Paramount, CA 90723. Mary Hunt is the founder of www.DebtProofLiving.com and author of 18 books, including "Can I Pay My Credit Card Bill With a Credit Card?" To find out more about Mary and read her past columns, please visit the Creators Syndicate Web page at www.creators.com.

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1 Comments | Post Comment
We don't like charity junk mail we are not rich and we can't afford it
Comment: #1
Posted by: Graham Wormald
Tue Apr 1, 2014 6:50 AM
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