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Mortgage Insurance? Not on Your Life!
Dear Mary: I just bought a house, and I've been getting a lot of flyers about mortgage protection insurance. Is it something good for a new homeowner or just a waste of money? — Donna, email
Dear Donna: Great questions. "Mortgage …Read more.
Tips That Make You Feel Like a Genius
Secretly, I feel like a genius when I discover a secondary use for this or that — in case I run out of this, but have plenty of that! Like using a paper coffee filter to wash a glass top or mirror when I'm in a pinch for paper towels. Or using …Read more.
Supermarket Tricks That Makes Us Spend More
I've always thought of myself as pretty sharp when it comes to spotting supermarket trickery. I'm not even fazed by an end-cap display announcing, "Special." I know their ways. They hope we'll just assume that "special" means …Read more.
The Struggle to Actually Use up Gift Cards
My love-hate relationship with gift cards has intensified. What a pain, really. I'm one who just forgets to use them, and when I remember, I try to figure out how to use each one to the last cent. I was reminded of my situation recently when I …Read more.
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How To Solve the 'What's for Dinner?' DilemmaFor many of us with busy families, dinner presents a problem. You rush home and stand in front of the freezer, fingers crossed, hoping something that resembles a nutritionally balanced meal will materialize magically. You reluctantly close the door on half a bag of frozen peas and two crystallized masses that appear to be some kind of chicken and hope you can figure out what to do with a bottle of barbecue sauce and a box of Hamburger Helper gathering dust in the pantry. Something has to change. You need a plan and a daily menu. Food in the pantry that matches your menu would be nice, too. At this point in your frazzled week, you're ready to consider anything that promises a solution for the 6 o'clock feeding frenzy. Enter a unique online service that would like to become that solution. E-mealz (http://www.e-mealz.com), founded by two very busy moms, sisters Jane DeLaney and Jenny Cochran, helps you save time and money by preparing your weekly meal plan for you, including a specific shopping list, menus and recipes. Here's the best part: The menu and shopping list follow the week's sale items at the supermarket of your choice. You pick the store, print out the shopping list, pick up the sale items and then simply follow the meal plans. E-mealz also gives you the option of choosing dinner menus based on particular dietary criteria. E-mealz follows the weekly sales at Walmart, Publix, Aldi, Ralphs and Kroger, to name a few.
The thing I like about E-mealz is that it offers a consistent, week-to-week tool for budgeting and the convenience of a print-and-go grocery list. But that's not the end. E-mealz tells me exactly how to use those sale items in the coming week to prepare quick and easy dinner meals. You won't find complicated gourmet cooking requirements with the E-mealz plans, which makes this a service that is especially inviting for many families. E-mealz really does take the work out of feeding a family on a budget. The cost for all of the on-sale grocery items required to create seven dinner meals a week varies; it depends on the plan you choose and where you live. You can expect to pay about $75 a week for grocery items for a family of five. But possibly the best payoff comes from knowing for sure what's for dinner. The cost to join E-mealz is negligible — about $1.25 per week, paid $15 for three months at a time. Just think; for less than 20 cents a day, your "what's for dinner?" dilemma just might become a thing of the past! Mary Hunt is the founder of www.DebtProofLiving.com and author of 18 books, including her latest, "Can I Pay My Credit Card Bill With a Credit Card?" You can e-mail her at mary@everydaycheapskate.com, or write to Everyday Cheapskate, P.O. Box 2135, Paramount, CA 90723. To find out more about Mary Hunt and read her past columns, please visit the Creators Syndicate Web page at www.creators.com. COPYRIGHT 2010 CREATORS.COM
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