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Mortgage Insurance? Not on Your Life!
Dear Mary: I just bought a house, and I've been getting a lot of flyers about mortgage protection insurance. Is it something good for a new homeowner or just a waste of money? — Donna, email
Dear Donna: Great questions. "Mortgage …Read more.
Tips That Make You Feel Like a Genius
Secretly, I feel like a genius when I discover a secondary use for this or that — in case I run out of this, but have plenty of that! Like using a paper coffee filter to wash a glass top or mirror when I'm in a pinch for paper towels. Or using …Read more.
Supermarket Tricks That Makes Us Spend More
I've always thought of myself as pretty sharp when it comes to spotting supermarket trickery. I'm not even fazed by an end-cap display announcing, "Special." I know their ways. They hope we'll just assume that "special" means …Read more.
The Struggle to Actually Use up Gift Cards
My love-hate relationship with gift cards has intensified. What a pain, really. I'm one who just forgets to use them, and when I remember, I try to figure out how to use each one to the last cent. I was reminded of my situation recently when I …Read more.
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Get Household Help for About a Buck a WeekIf the question "What's for dinner?" fills you with a sense of dread, you should listen in on a conversation I had with my niece Abby Borders, from San Jose, Calif. She's a former high-school teacher and now a stay-at-home mom. She told me about her new personal household assistant, E-mealz. EC: What is E-mealz, and how did you hear about it? AB: E-mealz is an online service that offers a weekly menu and shopping list to make grocery shopping and cooking a snap. A friend was raving about the meals she was eating all week, so when I asked for the recipes, she directed me to http://e-mealz.com. EC: How does it work? AB: E-mealz offers different kinds of menu plans. We subscribe to the low-fat plan for two. Every week, I go to the E-mealz website and print a two-page document with our meals, ingredients and recipe instructions plus a complete shopping list for my local supermarket. I spend significantly less money shopping this way than I used to when I planned meals myself. EC: Is there a cost? AB: The subscription is $5 per month, which works out to less than $1.25 per week. I easily save more than that grocery shopping, not to mention the time I don't spend planning meals. EC: This seems to be working for you. Why? AB: Now I am much more organized. When one area of my life (such as meal planning) is put together, I'm able to keep the other areas together, as well. It's one less thing to worry about.
EC: Where do you find the coupons you need, or do you really need coupons with E-mealz? AB: E-mealz doesn't require coupons, which I like. Most plans are linked to a specific store, so the menus consist of items that are on sale this week. You really only need to use a club card to get the sale prices. EC: How closely do you follow the E-mealz menu plan and shopping list? AB: I follow it as closely as possible. I make substitutions on occasion, depending on taste preferences, but so far everything on the list has turned out really well. EC: How does your husband feel about these E-mealz you're preparing? AB: He was a little skeptical at first, but now he is thoroughly enjoying the E-mealz menus. Each meal has a main dish and one or two side dishes, so he likes the variety. EC: Would you recommend E-mealz for other busy families? AB: Absolutely! I suggest trying out a few of the sample menus on http://e-mealz.com to determine which plan works best for you. Mary Hunt is the founder of www.DebtProofLiving.com and author of 18 books, including her best-selling classic "Debt-Proof Living." You can e-mail her at mary@everydaycheapskate.com, or write to Everyday Cheapskate, P.O. Box 2135, Paramount, CA 90723. To find out more about Mary Hunt and read her past columns, please visit the Creators Syndicate Web page at www.creators.com. COPYRIGHT 2010 CREATORS.COM
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