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Commingle Personal and Business Finances? Never! Dear Mary: I am reading your book, "Debt-Proof Living," and have begun tracking my expenses. I have a home-based business. Should I include business expenses or just personal expenses in the tracking? — Lucy, Vermont Dear Lucy: You …Read more. In Recessionary Times, Thrift Stores Are Booming I love to read about the ingenious ways people are dealing with the effects of this unrelenting recession. Reminds me of a news story I read recently about the rise in popularity of thrift stores. They're becoming so popular, in fact, new ones are …Read more. How to Stop Paying for Standby Power Take a stroll through all the rooms in your home tonight when it's dark. Notice all the little green or red lights staring at you from TVs, cable boxes, phone chargers, computer peripherals, sound systems, the coffee maker and the microwave. I did …Read more. Debt: The Good, Bad and Really Ugly All debt falls into one of three categories: reasonable, toxic and neutral. Reasonable, or good, debt is the result of borrowing money to buy something that has a high likelihood of increasing in value, and in so doing will increase your net worth. …Read more.
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Frugal Brides Share With Future Brides

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I get a lot of mail on the subject of weddings. I get stories of joy and tales of woe, great ideas and even a blooper from time to time. I cannot recall a single time in the past 17 years when someone wrote wishing he or she had spent more money on his or her wedding. I must say that the best wedding mail comes from frugal brides who are eager to share their fabulous ideas with future brides:

FIRE FESTIVITIES. For a wedding reception that is out of the ordinary, have a bonfire rather than a sit-down meal. My husband and I did this, and people still talk about how much fun our wedding was. We changed clothes after pictures and started a big fire at my grandmother's house. We roasted hot dogs and marshmallows and had side dishes brought by family members. It was the best potluck ever because we requested our favorite family dishes. By shopping in bulk for hot dogs and buns, we only spent about $200 on food. — Rochelle, Maine

PHOTO FRUGALITY. I had my guests take pictures at the event, and we sprang for a professional portrait session before the wedding. Instead of spending $1,200-$5,000 on a wedding photographer, it cost us $200 to go to a park to have professional portraits taken in our wedding attire. This also would make a great gift to the couple from a family member who wants to contribute. — Diane, e-mail

BIBLIO-BRIDE. The local library has lots of books on weddings, from making your own dress and accessories to wedding cakes, invitations and writing your own vows.

Libraries even have CDs with wedding music. Also, libraries can make beautiful and inexpensive venues for a ceremony celebrating any literature-loving couple. — Mary Clare S., Indiana

BALLOON BEAUTY. I skipped flowers at my wedding and decorated with balloons instead. This allowed me to get creative with shapes, sizes and colors, and it saved me a bundle of cash. Kids had a ball with them at the reception. — Jean K., e-mail

DESIGNER DEAL. My wedding dress was actually a bridesmaid dress in ivory. It was a beautiful designer gown, and it only cost $250 including alterations. My guests were surprised when I said it was a bridesmaid dress. When I was shopping for a dress, I found a wider variety of choices for high-end bridesmaid dresses than I did for wedding gowns, and they were all much less expensive. — Elizabeth, e-mail

PERFECT TIMING. We saved money by holding our wedding ceremony and reception at lunchtime on a Friday. We rented out a small restaurant for 40 close friends and family members. We arranged to bring in wine, and the restaurant made a batch of sangria to serve with the meal. The total cost of the wedding and reception was about $2,500, far less than it would have been during prime time on a Saturday night. — Elizabeth, e-mail

Would you like to send a tip to Mary? You can e-mail her at mary@everydaycheapskate.com, or write to Everyday Cheapskate, P.O. Box 2135, Paramount, CA 90723. Mary Hunt is the founder of www.DebtProofLiving.com and author of 18 books, including "Debt-Proof Living" and "Tiptionary 2." To find out more about Mary and read her past columns, please visit the Creators Syndicate Web page at www.creators.com.

COPYRIGHT 2009 CREATORS SYNDICATE INC.


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